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Call Us

03455 120 125

 

MORTGAGE BROKER ORPINGTON

TRUST   |   INTEGRITY   |   HONESTY

Mortgage Brokers covering Orpington and the surrounding areas

Why Choose Us?

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Outstanding customer service

Over 200 5* reviews about our efficient and personalised service

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More than 17 years experience

Finding the mortgage and protection that’s best for you

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Relationships built to last

Honest advice always with your best interests in mind

A more personal service

Don’t want to feel like just another number in the mortgage process? Do you want to work with a team that truly cares about your needs and goals? Look no further than Thameside Mortgages in Orpington. We pride ourselves on offering a personalised, one-to-one experience from start to finish.

Our team is dedicated to putting our customers first and ensuring you feel informed and confident every step of the way. With over 200 5-star reviews, our commitment to exceptional customer service speaks for itself. Let us listen to your unique situation and provide expert guidance on the best options for you. Contact us today for a no-obligation initial chat and discover the Thameside Mortgages Orpington difference.

First-Time Buyer Mortgages

If you’re a first time buyer in Orpington, it’s probably a time of mixed emotions. Ultimately you’re excited and eager but at the same time nervy and at times, stressful. We’ve been around a while so we know exactly what it can be like. Especially, when you’re not offered top quality advice from a trusted mortgage broker such as
ourselves.
We’ve worked with hundreds of first time buyers in Orpington to successfully get the keys to their new home and it’s a pleasure for us being able to do that. We aim to make the process as simple and as easy as possible for you. Simply take us on as your mortgage broker, follow our steps and you’ll have the keys in the quickest possible time.
It’s what we do at Thameside Mortgages Orpington. Our process and systems are tried and tested with a proven track record for success. We’re specialists in getting
first time buyer mortgages sorted in good time. We know that everyone has unique circumstances therefore following your initial contact, we will get to know and deep dive into the details that go with your situation.
We place great value in listening because it will help us gain the knowledge and understanding we need to build a good case to the estate agents and lenders you may be dealing with. We will run you through how much you might be able to borrow as well as other costs involved in buying a house.
In essence we’ll then support you in getting an ‘Agreement in Principle’ which will help you show estate agents and the like that you’re serious and can afford the house you’re trying to view.

Remortgages

We’re sure lots of people have noticed the change in mortgage rates at the moment including the general costs of living. This means it’s more important than ever to seek top quality advice from a professional company.
Remortgaging can be extremely useful to many people. Common examples are when you’re wanting to move house or make hefty home improvements. Whatever the scenario is we’ve got covered here at Thameside Mortgages Orpington.
Due to all the cases of remortgaging that we deal with, we see various patterns occur in between the one-off cases too. One of these patterns refers to people using the same lender they previously had a mortgage with out of pure convenience.
This could be damaging to your pocket in the long run. We always recommend shopping around and letting us put the effort in from the beginning – you could be thanking yourself later. We want to get the best possible remortgaging rate.

Home Mover Mortgages

Home move mortgages come into play when you’re moving house or possibly relocating to a property of higher value. We’ve helped many people over the years to both move into and out of Orpington and the surrounding areas.
Thanks to our reputation we have been recommended by lots of customers which has allowed us to grow our business in areas outside of Orpington. It’s truly amazing to see people smile when they get the keys to their dream property.
Our job is to take a lot of the heavy lifting off your shoulders to ensure your home mover mortgage is an easy process from start to finish. The general process will start with a valuation of your current property by an estate agent and we’ll dig a little deeper into your mortgage situation. You will most likely already have a mortgage, so it’s
important for us to understand these details before looking at a new mortgage.
For example, very often we speak with clients who are tied into a fixed rate, so we use our expertise and knowledge to work out the best way of raising the mortgage to allow our client to increase the property value and mortgage borrowing.
In other situations, it’s been more cost effective to take out a brand-new mortgage. Not to worry however, because we will work through it all for you.

Buy to Let Mortgages

Buy to let mortgages are also known as investment mortgages and they can be quite complex affairs if not handled correctly. Luckily, our experienced team here in Orpington will be able to help you with all your buy to let mortgage needs. A buy to let mortgage is essentially a mortgage that’s acquired on a property you intend to let out
to tenants on a medium-long term basis.
If you want to become a landlord then you’ll get a mortgage of this nature. Getting one of these mortgages however, means you cannot live in the property by any means whatsoever. For more information on buy to let mortgages, get in touch with us today.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

What our clients are saying…

  • Fantastic guidance and service all the way through the process of our purchase. Very quick to respond to our questions and would certainly recommend.

    Aaron Jago Avatar Aaron Jago

    Excellent service. Helped me through the process of finding best mortgage deal. Cant recommend them enough.

    Alan King Avatar Alan King

    Andrew and the team at Thameside Mortgages provided a fantastic service throughout our re-mortgage process. From detailing how it all works and what steps we have to take along the way with taking care of our best interests. Andrew was also able to sort out life insurance for me and my partner ensuring we are protected with what we seemed necessary. I very much look forward to using Thameside Mortgages in the future and would recommend anyone else to do so.

    Jordan Smith Avatar Jordan Smith
  • This is the second time I've instructed Andrew Sheen at Thameside Mortgages to find and secure the right deal for me. On both occasions I've had complete confidence in his ability to work with my best interests at heart. So professional and personable, I hope to always work with him when moving house or remortgaging. Not to mention, he's also a really top bloke. Thank you Andrew and team. Let's do it all again in 5 years time.

    Tom Denton Avatar Tom Denton

    Fantastic service from start to finish. Andrew and Laura assisted with the purchase of mine and my partners first home, it was great to know that we were in safe hands throughout. Highly recommend!

    Noah Kirby Avatar Noah Kirby

    Andrew and his team did an amazing job on our mortgage and the surrounding process. We had our offer in principle within 24 hours of contacting them. The on boarding was seamless and laura kept us updated with progress from our solicitors throughout the wider conveyancing process which means we were always well informed. I would not hesitate in recommending them to anyone

    Phil Wrigglesworth Avatar Phil Wrigglesworth
  • Couldn't recommend Thameside Mortgages enough, both Andrew and Laura have and continue to be a huge support in the process for us. We have been kept up to date at all times, provided as much information as possible and have received helpful responses to any queries we have had. They have made a stressful process much easier and we couldn't have wished for a better service.

    Laura Ward Avatar Laura Ward

    We've bought our first home with Thameside Mortgages and it was a wise decision to choose them over others. Andrew made sure that everything is done for us and helped us beyond our expectations. Both he and Laura are very responsive, professional and welling to help anytime is needed. Our journey was a long one, being a chain but they stood side by side with us the whole process even in this difficult time. If I should choose again I would definitely choose them again. I recommend them 100%. Well done Thameside Mortgages 👌

    Partene Ramona Avatar Partene Ramona

    Thameside Mortgages have been nothing but patient, informative and thorough. Andrew and Laura have been great, providing continued support and really taking the time to explain all the questions we sent their way. Their knowledge and expertise is apparent straightaway. Would highly recommend!

    Rosie Woods Avatar Rosie Woods
  • Andrew and Laura have been very helpful every time we have spoken to them. They have quickly processed our transactions and responded to any issues immediately. We highly recommend Thameside Mortgages and all the services they offer. Thank you for helping us through our recent propert purchase.

    Gilly Wright Avatar Gilly Wright

    We used Thameside Mortgages for our mgt for our new property. We had professional and brilliant service from Andrew and his team. I would highly recommend Thameside Mortgage as they go over and above what I expected from them. Thank you so much Andrew and your team X

    Kelly Carberry Avatar Kelly Carberry

    Thameside Mortgages, Jason Senior Financial Adviser is the most proactive Adviser I have had the pleasure of working with. He helped me not only with the purchase of my Property 5 years ago but also with my Remortgage couple days ago, very versatile with a lot of knowledge and huge experience a really great, amazing person. My e-mail was answered frequently within a minute, he was quick on the document chase. Friendly professional, service, I definitely recommend it. And very decently. Thank you so much Jason.

    stanislaw oleniacz Avatar stanislaw oleniacz
  • Andrew and Laura were attentive to all our needs and gave us all the facts to help us make informed decisions. They were more than happy to answer our many many questions and always did so in a very timely manner. We had some issues with our solicitors taking too long to action paperwork but both Andrew and Laura chased things up on our behalf. The support and guidance along the way was definitely appreciated. We shall definitely use Thameside Mortgages again!

    Alison King Avatar Alison King

    Jason was very knowledgable and calm during the whole process and always available to answer my questions. I would definitely use Thameside again.

    Kerry Briggs Avatar Kerry Briggs

    Can not fault the service offered by Thameside Mortgages. Our personal advisor Jason was understanding accommodating and incredibly knowledgeable. He understood exactly what we needed and was in constant communication throughout our process and the after sales care we are currently receiving is impeccable. Congratulations Thameside Mortgages you have made our dream of owning a home come true!

    Thomas Esam Avatar Thomas Esam
  • I recently used Thameside Mortgages and their recommended solicitors when purchasing my property I can’t recommend them enough! Not only do I feel that I ended up with a very competitive mortgage, from start to finish the team kept me up to date on the progress of my mortgage application and the conveyancing process. They were always very quick to reply to any questions I had and I credit them with helping me exchanging contracts within just 7 weeks. Andrew, Lydia and Laura, thank you so much for all your help. I can’t thank you enough!

    Erin LaBelle Avatar Erin LaBelle

    Andrew & Laura at Thameside Mortgages were an absolute godsend. Having them as our Mortgage Broker was so worth the money. They had excellent communication, were brilliant at chasing our lender and keeping things moving quickly, they were also fantastic at finding the best mortgage deal and helping you with every step of the way. They made the whole process so much easier, especially as we were first time buyers and had no clue what we were doing. They help you with all the paperwork and make the process far less overwhelming. I cannot recommend them enough, book them you will not regret it.

    Nicholas Anscombe Avatar Nicholas Anscombe

    Thameside mortgages made getting a mortgage so easy ,even for a tech phobe like myself Laura was so professional ,always their to answer any questions I was kept up-to-date through the whole process ,no stress at all Would recommend to anyone ,5 * isn't enough Massive thank you to Andrew & Laura Well done

    Cheryl Zammit Avatar Cheryl Zammit
  • Andrew and Laura at Thameside Mortgages were incredibly helpful in guiding me through the home buying process. They answered all of my questions and were in regular communication with me throughout. They were invaluable with also helping to communicate with my solicitor to ensure that my purchase went well. I can highly recommend them to anyone looking for a friendly, knowledgeable and professional advisor.

    yordanos yimmesghen Avatar yordanos yimmesghen

    Andrew, Laura and the Thameside team were fantastic and delivered a brilliant result for us. They were able to secure two competitive mortgages for our remortgage and new house purchase. These were secured in a matter of weeks and then Thameside guided us through a tricky exchange and completion process with minimal fuss and stress. Thank you Thameside for a providing a wonderful service and we’ll sure to be back again in the future!

    William McCann Avatar William McCann

    We’ve been using Andrew for over 10 years, the service, knowledge and expertise he provides is exceptional! From our first time mortgage to re-mortgage, Andrew has always obtained extremely competitive rates vs what you would find on the market and is extremely responsive throughout the process. We also have our life insurance policies with Andrew, which we have found to be incredibly competitive. All around a great team and I would highly recommend Thameside Mortgages to anyone.

    Philip Ismail Avatar Philip Ismail
  • Andrew and his team are great to work with! They are very knowledgeable and have been very helpful throughout the whole process!

    Yafet Cole Avatar Yafet Cole

    Introduced to Mr Sheen in 2016 and using his services for me and my family since then. When I was looking for the second mortgage, I was unable to find him at his earlier employers, as he had meanwhile started Thameside Mortgages. I spent two days on internet, found him and contacted. I appreciate 7 respect his services, integrity & professionalism.

    Rajen Saraswati Avatar Rajen Saraswati

    I've used Andrew from Thameside Mortgages twice now, i'd highly recommend his service. The information provided was very in-depth and easy to understand. My most recent mortgage offer was about to complete, when Andrew called and had found a better rate and saved us more money which was a lovely surprise 🙂 Would use his service again!

    matt grix Avatar matt grix
  • I had heard great things about Thameside Mortgages before we used them to buy our new home, and they certainly did not disappoint! Andrew and his team were friendly, thorough and efficient from start to finish, which made what initially felt like a daunting process completely stress free. The team went above and beyond on multiple occasions, including to resolve a couple of unforeseen issues that we encountered with our mortgage application, proving that we couldn’t have done it without them! I will definitely be using them again for any future house purchase / remortgage.

    Michaela Peck Avatar Michaela Peck

    Andrew & Laura were amazing at Thameside Mortgages. They were able to secure us a mortgage after we purchased the property, so only a few lenders were available to us. We were happy with the mortgage they recommended. The conveyancer wasn't the best, but Andrew & Laura pushed that side too. This is the second mortgage I've got through Thameside Mortgages and I will definitely use them again! Can't recommend them enough. Fantastic service, always available and happy to help. Thanks guys 🙂

    paul sharp Avatar paul sharp

    Andrew has dealt with our mortgage and remortgage since we bought our first home 12 years ago. The service and advice is always spot on, hence why we always return without question. It's peace of mind knowing we can trust Thameside to take care of everything and give us the advice we need.

    Rhys Jones Avatar Rhys Jones
  • We brought our first home nearly 2 years ago, we had Jason Harris as our advisor. I can’t put into words how much he helped from the very first call to present day with our remortgage and life insurance. Jason has been incredible from the get go, it felt as though we didn’t have to do anything really, as he found everything for us and gave multiple options so all we did was say yes or no. He broke everything down and explained things in such a simple way for us to not get too overwhelmed. He made everything feel stress free and simple, as well as finding us an incredible offer twice he has also found cheaper life insurance policies for us which is something I didn’t even think to do, he has saved us £100’s of pounds overall with our new offers. Really appreciate having him as our advisor and he’s a really helpful and lovely guy. Thank you Thameside & Thank you Jason.

    chelsea melbourne Avatar chelsea melbourne

    First class and professional service. The advice given on various mortgage products, terms and insurance options were excellent. Throughout the sale/purchase they were in constant contact with my solicitor and estate agent, and kept me up to date regularly. Would highly recommend.

    Nick Harris Avatar Nick Harris

    I used Andrew and team 5 years ago and they were brilliant, I couldn't recommend them enough. Recently used them for my renewal and nothing was a problem and felt easy to complete. First class hassle free!!

    Shaun Bradford Avatar Shaun Bradford

Your 5-Star Rated Mortgage Broker In Orpington

We are a fantastic choice if you’re looking for a company to handle your mortgages if you’re looking for hard workers, transparency, good communication, knowledge and lots more. As your dedicated mortgage broker in Orpington, we’ve been around for a long time so there aren’t too many situations that we haven’t seen. Whatever your mortgage requirements are, we are happy to help and keen to get your offer over the line in an efficient manner. We have strong family values and over 200 amazing reviews to back up everything we say. We hope to hear from you soon here at Thameside Mortgages Orpington.

Get In Touch Today

Contact Us

Why use a local mortgage broker in Orpington?

There are many reasons to use a local mortgage broker in Orpington. Firstly, you’ll benefit from a local and personalised service with a company that is fully accountable for sourcing the best and most suitable mortgage for you. Moreover, local mortgage brokers have a deep understanding of the local real estate market, including trends, property values, and mortgage options specific to your area. 

What is a fixed-rate mortgage?

A fixed-rate mortgage is a type of mortgage loan where the interest rate remains constant, or “fixed,” throughout the entire duration of the loan. This means that your monthly mortgage payment will also remain the same over the agreed-upon term, typically ranging from 15 to 30 years.

When could I contact a broker?

You can contact a mortgage broker at various stages of your home buying journey or when considering refinancing an existing mortgage. Stages where it’s ideal to contact our local mortgage brokers may include; pre-purchase planning, pre-approval process, to proceed with your mortgage application process and for refinancing.

What are the costs of obtaining a mortgage?

When obtaining a mortgage, there are several costs and fees associated with the process. Thameside Mortgages are able to go through this with you in further detail during our initial conversation. Costs to consider at this early stage include; deposit fee, solicitor fees, estate agent fees, stamp duty (if you are a home mover), and more.

How many lenders do you have access to?

You will be pleased to know that Thameside Mortgages have access to over 90 lenders on the market. Whether you are searching for a first-time-buyer mortgage or looking for a remortgage, we have access to specialist lenders and great negotiation power. Sit back, relax, and let us do all the hard work for you.

What types of protection do you offer?

Although mortgage protection isn’t compulsory, we do highly recommend it for peace of mind for yourself and your loved ones. Protection options we have available include; life insurance, critical illness protection, income protection, buildings and content insurance, and landlord insurance.

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