It’s incredibly important that you choose the right mortgage term and product that suit your needs and requirements. We recommend taking the mortgage over the shortest term according to your budget.
This is why we designed the Mortgage Repayment calculator; so you can work out how much your mortgage is likely to cost based on the loan amount, term of mortgage and the interest rate.
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This information does not contain all of the detail you would need to choose a mortgage. Make sure you read the provided individual European Standardised Information Sheet (ESIS) which most lenders in the UK refer to as the ‘Mortgage Illustration’, before you make a decision.
The Mortgage Illustration gives you tailored information based on a particular mortgage and the level of lending you require which is important to help you make your decision. This includes associated rates and fees, the overall costs of the mortgage and your monthly repayments.
Mortgage deals may not be available and lending is subject to individual circumstances.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it.