Frequently Asked Questions
Thameside Mortgages are proud to be your local and trusted 5-star-rated mortgage broker.
Check out a selection of our most frequently asked questions below that we hope will assist with any outstanding queries you have.
Alternatively, get in touch with us right away.
Why use a local mortgage broker?
Using a local mortgage broker can offer several advantages and benefits. Thameside Mortgages, your local mortgage broker covering Kent and Bedfordshire, have in-depth local market knowledge and mortgage options specific to your area. Moreover, you are guaranteed a personalised and bespoke service with a 5-star-rated company that holds ourselves accountable. Furthermore, we can help you navigate through any local requirements or incentives that may impact your mortgage application.
Do you provide mortgage protection?
Yes, of course. Although mortgage protection isn’t mandatory, it’s highly recommended. In the event of unexpected circumstances, such as critical illness or death, this will ensure that you are fully covered. As a result of this, you will gain complete peace of mind that your loved ones are protected from any potential financial burdens. As well as mortgage protection, we also offer further mortgage protection products including; income protection, redundancy cover, and much more.
I'm a first-time buyer. Can you help?
Of course we can. Thameside Mortgages have helped hundreds of clients throughout Kent and Bedfordshire to obtain first-time-buyer mortgages. We understand that it can be a stressful experience but we provide a dedicated service that makes the whole process seamless. The first step will be to obtain your Agreement In Principle (AIP) before having your offer accepted. Check out our dedicated first-time-buyer mortgage service here.
I need help with a home mover mortgage. Can you help?
Yes, of course. If you’re moving home and need our assistance with a new or additional mortgage, we are here to help every step of the way. With access to more than 90 different lenders and thousands of products, there are a multitude of mortgage options available for you to consider. Fixed-rate mortgages are one of the most popular types of mortgages as it offers peace of mind with the stability of payments, but the right mortgage is dependent on your own individual needs and circumstances. Check out our dedicated home-mover mortgage service here.
We are looking to remortgage. Can you help?
Thameside Mortgages provide a dedicated remortgage service to help you obtain the best mortgage deal possible in-line with your personal financial circumstances and aspirations. Our mortgage brokers encourage you to start the process of remortgaging between 6-12 weeks before your current mortgage deal expires to give you plenty of time to explore alternate mortgage options. Check out our dedicated remortgaging service here.
What areas do you cover?
Our offices are based in Kent and Bedfordshire. However, we do offer a service that can cover all surrounding areas and throughout the UK. Much of our work is done remotely and we have access to lenders throughout the UK. Essentially, we like to keep our service local and personalised, but if you’re outside of where we are based, it’s likely we can still help!
How many lenders do you have access to?
Thameside Mortgages have access to over 90 lenders which puts us in a great position to negotiate the best possible mortgage deal in line with your personal and financial circumstances. Whether you’re looking for help with a first-time buyer mortgage or with a home mover mortgage, we are here to help every step of the way.
Why choose Thameside Mortgages?
With over 170+ 5-star reviews, we are well positioned as your go-to mortgage broker. Over the years, we have successfully obtained hundreds of mortgages for happy clients and we absolutely love what we do! When you choose to work with us, you are guaranteed a personable and dedicated service and treated as if you’re the only client we are dealing with.
Are you a 5-star rated mortgage broker?
Yes, of course. As mentioned in the above FAQ, we are proud to be a 5-star mortgage broker. You can check out some of our reviews on our dedicated client review page or head over to our Google Profiles!