It is incredibly important to ensure that you understand exactly how much you can borrow before starting to view properties, or making an application to a mortgage lender.
We created our calculator to help you understand the maximum amount you could possibly borrow. However, it is extremely important for us to stress that there are varying factors that make up a lender’s affordability, such as; commitments (credit cards, loans, finance agreements), financial dependents, size of your deposit, just to name a few.
We recommend that you use this purely a guide and to get in touch with us for a more accurate figure you can borrow, as we take into account your personal circumstances.
These results are only an estimate and should not be considered as a mortgage quote.
This information does not contain all of the detail you would need to choose a mortgage. Make sure you read the provided individual European Standardised Information Sheet (ESIS) which most lenders in the UK refer to as the ‘Mortgage Illustration’, before you make a decision.
The Mortgage Illustration gives you tailored information based on a particular mortgage and the level of lending you require which is important to help you make your decision. This includes associated rates and fees, the overall costs of the mortgage and your monthly repayments.
Mortgage deals may not be available and lending is subject to individual circumstances.
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A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it.