MORTGAGE BROKER ASHFORD
TRUST | INTEGRITY | HONESTY
Mortgage Brokers covering Ashford and the surrounding areas
Why Choose Us?
Outstanding customer service
Over 200 5* reviews about our efficient and personalised service
More than 17 years experience
Finding the mortgage and protection that’s best for you
Relationships built to last
Honest advice always with your best interests in mind
A more personal service
Whether you’re looking for help as a first-time buyer or you need professional assistance with a home mover mortgage, Thameside Mortgage provides a personable and 5-star service for all clients throughout Ashford and the surrounding areas.
With Thameside Mortgages, you are guaranteed a personalised and bespoke experience as we guide you through your application from start to finish. We are proud to have received well over 200 + 5-star reviews with that number growing by the day.
If you’re looking for a mortgage broker in Ashford who will listen to your needs and provide a tailored service, we would love to hear from you today and arrange a FREE no-obligation consultation.
First-Time Buyer Mortgages
Looking to purchase your first home and step onto the property ladder? If yes, it is crucial to seek professional assistance from a trusted mortgage broker in Ashford and the surrounding areas.
Buying your first home is an exhilarating experience, but it can be overwhelming if you don’t have the proper guidance and support. Our mortgage brokers at Thameside Mortgages Ashford can take care of the entire first-time buyer process on your behalf by connecting you with numerous first-time buyer lenders.
The first step is to schedule an initial phone call to learn more about your current financial status and help you comprehend the approximate amount you can borrow for your first-time buyer mortgage. Once we have gathered the necessary information, we will work towards obtaining an Agreement In Principle (AIP) that can be shown to estate agents as evidence of your mortgage eligibility.
Furthermore, once you receive an offer and your mortgage is approved, we will help you finalize the process and assist with all the legal forms that need to be completed. We will guide you through the process until you receive the keys to your new home.
Remortgages
Thameside Mortgages provides remortgage services in Ashford and the surrounding areas. With increasing mortgage rates, it’s wise to consider remortgaging to determine whether you can secure a better rate with your current lender or explore other options.
To ensure that you get the best possible remortgage deal, we suggest initiating the process around 3-4 months before your current deal expires. This will give us ample time to research multiple lenders, assess your options, and submit various applications on your behalf.
There are several reasons to consider remortgaging, including obtaining a better mortgage rate and having more disposable income to pursue your passions. Don’t give up on the possibility of a remortgage before consulting with us at Thameside Mortgages Ashford. We are here to help you navigate the process and find the most suitable deal for you.
Home Mover Mortgages
Thameside Mortgages are able to help you secure a home mover mortgage that makes financial sense to you and your family. A home mover mortgage usually involves porting (moving) your mortgage to a new property.
A home mover mortgage usually consists of two main steps; obtaining an Agreement In Principle (AIP) and then submitting a formal application to get your final offer accepted. We usually arrange a chat with you over the phone initially and help you understand the amounts you can borrow.
Buy to Let Mortgages
If you require assistance in obtaining a buy-to-let mortgage in Ashford or its surrounding areas, Thameside Mortgages is the right choice for you. Also referred to as investment mortgages, this type of mortgage is particularly popular among landlords seeking to invest in property for their financial future.
Generally, a minimum of a 25% deposit is required to secure a buy-to-let mortgage through most mortgage brokers. Fortunately, our mortgage brokers in Ashford have excellent relationships with buy-to-let mortgage lenders, making it highly probable that we can obtain a mortgage rate that is suitable for you.
Whether you’re looking to obtain a BTL mortgage for the first time or expand your portfolio, we’re here to provide you with the necessary support.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.