MORTGAGE BROKER BROMLEY
TRUST | INTEGRITY | HONESTY
Mortgage Brokers covering Bromley and the surrounding areas
Why Choose Us?
Outstanding customer service
Over 200 5* reviews about our efficient and personalised service
More than 17 years experience
Finding the mortgage and protection that’s best for you
Relationships built to last
Honest advice always with your best interests in mind
A more personal service
At Thameside Mortgages in Bromley, we believe that getting a mortgage shouldn’t be a scary or intimidating process. We want you to feel empowered, knowledgeable, and confident every step of the way.
That’s why we offer a unique, personalized experience with a dedicated member of our friendly team in Bromley and the surrounding areas, who will work with you from start to finish. We pride ourselves on putting our customers first and delivering a service that people love, as evidenced by our 200+ 5-star reviews.
If you’re looking for a mortgage broker in Bromley, who truly cares about your needs, listens to your concerns, and provides expert advice, we invite you to get in touch today. We promise a no-pressure, no-obligation conversation that will help you see what sets us apart.
First-Time Buyer Mortgages
If you’re looking for a 5-star rated first-time-buyer mortgage broker in Bromley, Thameside Mortgages can help you through the process. With access to more than 90 lenders, we can source the most suitable products to attain the right mortgage deal for you. We understand that getting on the property ladder is exciting but obtaining your first mortgage can be long-drawn out and a stressful experience.
Enter Thameside Mortgages. Our expert mortgage brokers have helped hundreds of first-time-buyers in Bromley to obtain their first mortgage and dream home. Once we have all the required information from you, we’ll submit an initial application for you to gain an Agreement in Principle (AIP).
Once we have your Agreement in Principle, we can then proceed to submitting a formal mortgage application to the mortgage lender. It all starts with an initial chat with our team so we can understand your requirements and get you on the road to buying your first property in your chosen location.
Remortgages
Are you coming to the end of your current mortgage deal? This is a great opportunity to review alternate mortgage deals and rates to identify further opportunities to suit your needs, circumstances and preferences.
It’s advisable to start looking into a remortgage approximately 6 months before your current deal comes to an end. This gives you plenty of time to explore the market and achieve better rates. Whether you’re looking to free up more capital to enjoy life or make further home improvements, you may benefit from a remortgage.
There are plenty of options to consider. We may be able to get you a better deal with your current lender or decide to go elsewhere to an alternate lender. Fortunately, Thameside Mortgages have a plethora of connections to over 90 lenders.
Fixed-rate and variable-rate remortgages are your two main options to consider. Fixed-rate mortgages may be the best option for you if you’re seeking consistency in your outgoings on a monthly basis. Get in touch with us today and we’ll be delighted to help you with your remortgage.
Home Mover Mortgages
Thameside Mortgages can also help with home mover mortgages in Bromley and the South East of England. Home mover mortgages can usually involve porting (moving) your mortgage to a new property.
If you’re moving to a new property that is considerably higher in value, this type of mortgage can come into play. With the help of our professional and accredited mortgage brokers, the process of your home mover mortgage is simplified. We deal with everything from submitting your application, obtaining an Agreement in Principle (AIP), communicating with estate agents, solicitors, and finding you the right deal.
Buy to Let Mortgages
Buy-to-let mortgages, also known as investment mortgages, are popular for landlords looking to invest in property and potentially benefit from additional income. Generally speaking you would require a 25% deposit to obtain a buy to let (BTL) mortgage although there are some lenders who can consider less, for the right client/situation.
BTL mortgages are calculated in one or two ways. Firstly, they may be calculated by assessing the amount of rent the property is likely to generate on a monthly basis. The other way BTL mortgages may be calculated is by stress testing to analyse how much a landlord can afford to borrow.
Whether you are looking to acquire a BTL mortgage for the first time or further expand your portfolio, we are here to help.
Get In Touch Today
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.