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03455 120 125

Chat With Us

Call Us

03455 120 125




Mortgage Brokers covering Chatham and the surrounding areas

Why Choose Us?


Outstanding customer service

Over 200 5* reviews about our efficient and personalised service


More than 17 years experience

Finding the mortgage and protection that’s best for you

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Relationships built to last

Honest advice always with your best interests in mind

A more personal service

Are you tired of feeling overwhelmed and uncertain about your mortgage? Do you wish you had a broker who would listen to you and guide you through the process without pushing you into a product you’re not sure about?

At Thameside Mortgages in Chatham, we understand your concerns and do things differently. Our small, friendly team will work with you one-on-one, from your first call to the completion of your mortgage. Our passion for putting our customers first has driven everything we do and earned us over 200 five-star reviews.

If you want a broker in Chatham and the surrounding areas, who genuinely cares about your needs, takes the time to understand your situation, and advises you on the best options, get in touch with us today. We offer a no-obligation initial chat, so you can experience for yourself what sets us apart.

First-Time Buyer Mortgages

Buying a house for the first time is nerve racking, exciting and scary all at the same time. Luckily though, we are the specialists in this area and continue to grow our number of successful mortgage offers. We want to make the process as easy and simple for you as we possibly can. With something as important as securing your first home. You need to make sure you’ve chosen a professional mortgage broker with a wealth of experience and knowledge. We are that company, our track record speaks for itself.
If you choose to work with us we have a tried and tested process that has proven very successful for our first time buyer clients. Upon initial contact we will sit down and hear about your exact circumstances. It’s so important to listen because detail for us is everything.
We’ll then be able to work out roughly how much money you could borrow and go through other costs associated with buying a house. It’s not as straightforward and easy as you may think with various fees involved. Not everyone knows about these things so that’s why we make the effort to do so. We’ll support you in getting an ‘Agreement in Principle’ which will then aid you in being taken more seriously for specific properties.


With the rise in certain rates happening at the moment, it’s more important than ever to seek good, professional advice in relation to your re-mortgage. You need a well established, confident and knowledgeable mortgage broker in Chatham to get your new mortgage sorted quickly and efficiently. 
A common thing we see with remortgages is that people tend to use the same lender as they already have for convenience but this may not be the best option for you at all. Convenience can come at a cost and so using a company like us, we can put the time and effort into getting you the best remortgaging rates possible. This could end up saving you a lot of money in the long run. We want you to feel secure in knowing you’ve explored all options before making a final decision.
A classic case for remortgaging is when you’re moving house or making some home improvements. There are other reasons too so be sure to get in touch with us as we may be able to help your specific case. Never concede that you’re beyond help with a remortgage, speak to us here at Thameside Mortgages Chatham first.

Home Mover Mortgages

We deal with a lot of home mover mortgages for people who are relocating and looking for a house that is higher in value than their previous one. Because of our glowing reputation we’ve aided lots of people both move out of Chatham and move to Chatham as well. It’s always a pleasure to help with home mover mortgages as it often means people are moving their absolute dream home or dream location.
We’ll essentially hold your hand throughout the process, whilst doing lots of the heavy lifting. The process will more than likely start with a valuation of your current property from an estate agent. At this point you will already have a mortgage so we will have to dig a little deeper to understand the details. For example you could have a fixed rate mortgage with your current lender. Don’t be alarmed however, because we just need to know what we’re dealing with in order to help.
We’ll help with so many different things when it comes to your home mover mortgage. We do paperwork, deal with solicitors, communicate regularly, admin tasks, liaising and so much more too. Contact us today for more information on your house mover mortgage in Chatham.

Buy to Let Mortgages

Buy to let mortgages, otherwise known as investment mortgages are quite complicated affairs but nothing too challenging for our experienced team. Once sorted however, it could be the key towards financial freedom for yourself because you essentially become a landlord or owner of a building used for commercial purposes. It’s worth noting that these types of mortgages can only be acquired for this type of purpose, you cannot live on the premises.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

What our clients are saying…

  • Thameside Mortgages have been fantastic. They helped me through the whole mortgage process and were totally supportive. I was not only trying to buy a house but also remortgage my old one at the same. I can t tell you how stressed I was but Andrew and Lydia were amazing and walked me through the whole process. They will always do their best to help you. Believe me you are in safe hands with them. Thanks Sharon

    Shaz Call Avatar Shaz Call

    I had heard great things about Thameside Mortgages before we used them to buy our new home, and they certainly did not disappoint! Andrew and his team were friendly, thorough and efficient from start to finish, which made what initially felt like a daunting process completely stress free. The team went above and beyond on multiple occasions, including to resolve a couple of unforeseen issues that we encountered with our mortgage application, proving that we couldn’t have done it without them! I will definitely be using them again for any future house purchase / remortgage.

    Michaela Peck Avatar Michaela Peck

    After the purchase of our property we were in search of a good mortgage broker and our estate agent recommended Andrew. After speaking to Andrew we were confident we had found the right person to entrust finding us something as important as our first mortgage. We provided Andrew with all the necessary details and with his extensive experience and knowledge in this field, he was able to find us a very good mortgage deal. It was a pleasure working with Andrew and he was there to help and support us from the initial stages of the mortgage to the final completion day. When we needed to remortgage, Andrew helped us find another good deal, providing the same care and support as before. I would definitely recommend Andrew to anyone who is looking for an experienced and professional yet very approachable and friendly expert broker who will help guide them through the whole mortgage process. Thank you so much Andrew and Lydia for all your help recently.

    Pam Mehroke Avatar Pam Mehroke
  • Thameside were amazing! Made the process completely stress free and felt informed throughout. I’ll go with them every time.

    Ellie Blackall Avatar Ellie Blackall

    Couldn't recommend Thameside Mortgages enough, both Andrew and Laura have and continue to be a huge support in the process for us. We have been kept up to date at all times, provided as much information as possible and have received helpful responses to any queries we have had. They have made a stressful process much easier and we couldn't have wished for a better service.

    Laura Ward Avatar Laura Ward

    Thameside Mortgages have been outstanding. Very helpful and prompt. They helped me when no one else would. I recommend Thameside Mortgages to anyone who is looking to get a Mortgage!

    jack foreman Avatar jack foreman
  • This is the 3rd time I have used Thameside Mortgages , I was so impressed with their professionalism and quick response. They helped me through every step of the way and continue this service after completion. It was such a pleasure throughout the whole process , I would definitely recommend this company to all my friends and family . Mrs Pamela Payne

    Pamela Payne Avatar Pamela Payne

    I couldn't recommend Thameside Mortgages enough - they helped me with my life insurance and Laura was so helpful and so patient with me! Andrew clearly has incredible knowledge and was very supportive and considerate when discussing all of my options. Laura was brilliant at following up and helping me through the process and was very quick responding to any queries that I had. Will most definitely use them again for any further business that I have, A* service - thank you so much!

    Ceri Morgan Avatar Ceri Morgan

    Andrew and the team at Thameside Mortgages provided a fantastic service throughout our re-mortgage process. From detailing how it all works and what steps we have to take along the way with taking care of our best interests. Andrew was also able to sort out life insurance for me and my partner ensuring we are protected with what we seemed necessary. I very much look forward to using Thameside Mortgages in the future and would recommend anyone else to do so.

    Jordan Smith Avatar Jordan Smith
  • We’ve been using Andrew for over 10 years, the service, knowledge and expertise he provides is exceptional! From our first time mortgage to re-mortgage, Andrew has always obtained extremely competitive rates vs what you would find on the market and is extremely responsive throughout the process. We also have our life insurance policies with Andrew, which we have found to be incredibly competitive. All around a great team and I would highly recommend Thameside Mortgages to anyone.

    Philip Ismail Avatar Philip Ismail

    I really can’t recommend Thameside Mortgages enough. From start to finish, the process was very well explained and completely hassle free. They found me an amazing deal and their communication, responsiveness and support was second to none. A heartfelt thank you to Andrew, Laura and Lydia; keep up the brilliant work.

    David Leece Avatar David Leece

    The team went above and beyond to help us secure the best possible rate. During what was a difficult time for us, they’ve been so supportive and empathic. Their work is delivered with pedagogy and transparency, for customers to understand relevant details and take informed decisions with confidence. I strongly recommend their mortgage services.

    Mikhaël Mazu Avatar Mikhaël Mazu
  • Having used a number of mortgage advisors in the past, I can say that Thameside were a breath of fresh air. We have an unusual situation and were told we couldn’t get what we needed from other advisors. Thameside were able to arrange a mortgage and kept us updated constantly and were available any time to discuss all the usual issues. Highly recommend to anyone looking for a mortgage.

    Christian Willmore Avatar Christian Willmore

    We used Thameside Mortgages for the purchase of our first home. We had both a professional and brilliant service from Andrew and his team. I would highly recommend Thameside Mortgages. They go above and beyond and guided us through the whole process. Thank you so much Andrew.

    Alice Gedge Avatar Alice Gedge

    Both Andrew and Laura were extremely helpful and responsive from start to finish. I highly recommend using Thameside Mortgages, we will definitely use them again.

    Jake Whitford Avatar Jake Whitford
  • Andrew and his team are great to work with! They are very knowledgeable and have been very helpful throughout the whole process!

    Yafet Cole Avatar Yafet Cole

    I could not recommend Thameside Mortgages More! Andrew is always fantastic to deal with, he is always extremely responsive, supportive and helpful! Thanks to the team at Thameside and Andrew for your constant support!

    Larissa Tait Avatar Larissa Tait

    I was highly recommended Thameside Mortgages and they didn't disappoint! The process was stress free, professional and very efficient. Nothing was a problem. Everything was explained fully and no question was to much trouble to answer in a way that I could understand. I also took out insurances too which were highly competitive! Great company and service received.

    Laura Biggs Avatar Laura Biggs
  • I am so glad that we worked with Thameside Mortgages for the purchasing of our first home. From initial enquiries, guidance whist making an offer on the house, to getting a mortgage offer & insurance options, we cannot fault their service! Jason always made us feel informed, in control and aware of all our options. 10/10 and we would definitely recommend to our friends and family! Thameside eliminated all the fears & stress we thought we would have, and made the experience easy and clear. Thank you very much!

    Sainimili Kata Avatar Sainimili Kata

    I've used Andrew from Thameside Mortgages twice now, i'd highly recommend his service. The information provided was very in-depth and easy to understand. My most recent mortgage offer was about to complete, when Andrew called and had found a better rate and saved us more money which was a lovely surprise 🙂 Would use his service again!

    matt grix Avatar matt grix

    Andrew and Laura at Thameside Mortgages were incredibly helpful in guiding me through the home buying process. They answered all of my questions and were in regular communication with me throughout. They were invaluable with also helping to communicate with my solicitor to ensure that my purchase went well. I can highly recommend them to anyone looking for a friendly, knowledgeable and professional advisor.

    yordanos yimmesghen Avatar yordanos yimmesghen
  • Thank you to Thameside Mortgages to Laura and Andrew, helping me get the mortgage, they were both very professional. The mortgage was smooth and efficient. I had difficulties with the solicitor, but Laura and Andrew have been there to support me throughout. I will definitely be in contact for a future mortgages. Happy to recommend to anyone.

    chong brown Avatar chong brown

    Andrew and the Team were not only extremely knowledgeable in their field, but extremely professional and thorough throughout the process. I can't recommend the team enough and would strongly urge engaging the team for your mortgage and life insurance management. Thank you Thameside Mortgages.

    Matthew Harrison Avatar Matthew Harrison

    Andrew & Laura at Thameside Mortgages were an absolute godsend. Having them as our Mortgage Broker was so worth the money. They had excellent communication, were brilliant at chasing our lender and keeping things moving quickly, they were also fantastic at finding the best mortgage deal and helping you with every step of the way. They made the whole process so much easier, especially as we were first time buyers and had no clue what we were doing. They help you with all the paperwork and make the process far less overwhelming. I cannot recommend them enough, book them you will not regret it.

    Nicholas Anscombe Avatar Nicholas Anscombe
  • Andrew and Laura provided an exceptional service and my partner and I are extremely grateful for their services. They were both on hand to answer any questions or queries without hesitation and provided clear, concise and accurate information. As first time buyers and with one of us being self employed, it proved extremely difficult for us to get a mortgage (especially in a pandemic), however Laura and Andrew both went above and beyond to ensure we were looked after and for that we are extremely thankful.

    Hazel McCarthy Avatar Hazel McCarthy

    We used Thameside Mortgages for our mgt for our new property. We had professional and brilliant service from Andrew and his team. I would highly recommend Thameside Mortgage as they go over and above what I expected from them. Thank you so much Andrew and your team X

    Kelly Carberry Avatar Kelly Carberry

    Thameside mortgages made getting a mortgage so easy ,even for a tech phobe like myself Laura was so professional ,always their to answer any questions I was kept up-to-date through the whole process ,no stress at all Would recommend to anyone ,5 * isn't enough Massive thank you to Andrew & Laura Well done

    Cheryl Zammit Avatar Cheryl Zammit
  • Absolutely the best, most helpful and speedy broker I've ever worked with - Thameside sorted everything including finding the right mortgage and insurances for me, guiding me through the applications and keeping me posted throughout the process. Particular thanks for their endless patience with me dithering over every decision, but because of their honest and clear advice, I'm completely comfortable I've made the right choices. I really couldn't recommend these guys enough!

    Kate D Avatar Kate D

    Thameside Mortgages, Jason Senior Financial Adviser is the most proactive Adviser I have had the pleasure of working with. He helped me not only with the purchase of my Property 5 years ago but also with my Remortgage couple days ago, very versatile with a lot of knowledge and huge experience a really great, amazing person. My e-mail was answered frequently within a minute, he was quick on the document chase. Friendly professional, service, I definitely recommend it. And very decently. Thank you so much Jason.

    stanislaw oleniacz Avatar stanislaw oleniacz

    Introduced to Mr Sheen in 2016 and using his services for me and my family since then. When I was looking for the second mortgage, I was unable to find him at his earlier employers, as he had meanwhile started Thameside Mortgages. I spent two days on internet, found him and contacted. I appreciate 7 respect his services, integrity & professionalism.

    Rajen Saraswati Avatar Rajen Saraswati

Your 5-Star Rated Mortgage Broker In Chatham

Ultimately, we are a very professional outfit in the mortgage broker industry. We have a good reputation, a skilled and knowledgeable team with years of experience between them as well as core family values that are apparent through everything we do. We have over 200 positive reviews online which is just proof of everything we state here. We are Thameside Mortgages – your dedicated mortgage broker in Chatham.

Get In Touch Today

Contact Us

What is a fixed-rate mortgage?

A fixed-rate mortgage is a type of popular mortgage where the interest rate remains unchanged for the entire duration of the loan. This means that the interest rate you agree upon at the beginning of the mortgage term will stay constant throughout the agreed-upon period, regardless of any changes in the broader interest rate market. The key benefits of a fixed-rate mortgage includes; stable monthly payments, protection against interest rates, and long-term financial stability.

Why use a mortgage broker in Chatham?

Using a local mortgage broker in Chatham offers several advantages when navigating the mortgage process. Thameside Mortgages have extensive knowledge in the local area of Chatham and the entirety of Kent. Moreover, you’ll also benefit from the fact that we’ll offer personalised support and guidance, and you can even come and see in person. Essentially,  Thameside Mortgages, as your local mortgage broker in Chatham, bring a deep understanding of the local market and regulations, providing you with the support and guidance necessary to make informed decisions throughout your home-buying journey.

Can you secure mortgages for contractors?

Yes, Thameside Mortgages are able to secure mortgages for contractors in Chatham and throughout Kent. Whether you are an IT Contractor, Pharmaceutical Consultant or any other form of contractor, it can be difficult to obtain a mortgage due to the nature of your employment. Thankfully, our mortgage brokers are highly experienced in arranging mortgages for contractors and will research all the options to find the right mortgage product based on your needs and requirements.

How many lenders do you have access to?

Great question. Whether you’re a first-time-buyer or home-mover, you’ll be happy to know that we have access to over 90 lenders. This puts us in a great position to negotiate with various lenders and gives us bargaining power. Moreover, we also have direct access to specialist lenders. You can be sure that Thameside Mortgages will do everything in our power to secure the best mortgage deal for you.


When should I contact a mortgage broker in Chatham?

There are various stages of the mortgage process where it would be advisable to contact our mortgage brokers in Chatham. Firstly, you could contact us at the pre-approval stage. Here, this is where you want to know your borrowing capacity before proceeding to obtaining your Agreement In Principle (AIP). Secondly, you also may want to reach out to us to explore all mortgage options. As a result, you’ll be much better informed to make the best decisions based on your financial circumstances and aspirations.

Do you provide a FREE consultation?

Yes, of course. Thameside Mortgages are able to provide a FREE consultation. Essentially, this is an initial chat where we’ll take the time to understand your aspirations, financial circumstances, and explore your options. Get in touch with us today to get the process started. Our team is dedicated to providing you with exceptional customer service and will respond to your enquiry as soon as possible.

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