MORTGAGE BROKER CHATHAM
TRUST | INTEGRITY | HONESTY
Mortgage Brokers covering Chatham and the surrounding areas
Why Choose Us?


Outstanding customer service
Over 200 5* reviews about our efficient and personalised service


More than 17 years experience
Finding the mortgage and protection that’s best for you


Relationships built to last
Honest advice always with your best interests in mind
A more personal service
Are you tired of feeling overwhelmed and uncertain about your mortgage? Do you wish you had a broker who would listen to you and guide you through the process without pushing you into a product you’re not sure about?
At Thameside Mortgages in Chatham, we understand your concerns and do things differently. Our small, friendly team will work with you one-on-one, from your first call to the completion of your mortgage. Our passion for putting our customers first has driven everything we do and earned us over 200 five-star reviews.
If you want a broker in Chatham and the surrounding areas, who genuinely cares about your needs, takes the time to understand your situation, and advises you on the best options, get in touch with us today. We offer a no-obligation initial chat, so you can experience for yourself what sets us apart.


First-Time Buyer Mortgages
Buying a house for the first time is nerve racking, exciting and scary all at the same time. Luckily though, we are the specialists in this area and continue to grow our number of successful mortgage offers. We want to make the process as easy and simple for you as we possibly can. With something as important as securing your first home. You need to make sure you’ve chosen a professional mortgage broker with a wealth of experience and knowledge. We are that company, our track record speaks for itself.
If you choose to work with us we have a tried and tested process that has proven very successful for our first time buyer clients. Upon initial contact we will sit down and hear about your exact circumstances. It’s so important to listen because detail for us is everything.
We’ll then be able to work out roughly how much money you could borrow and go through other costs associated with buying a house. It’s not as straightforward and easy as you may think with various fees involved. Not everyone knows about these things so that’s why we make the effort to do so. We’ll support you in getting an ‘Agreement in Principle’ which will then aid you in being taken more seriously for specific properties.
Remortgages
With the rise in certain rates happening at the moment, it’s more important than ever to seek good, professional advice in relation to your re-mortgage. You need a well established, confident and knowledgeable mortgage broker in Chatham to get your new mortgage sorted quickly and efficiently.
A common thing we see with remortgages is that people tend to use the same lender as they already have for convenience but this may not be the best option for you at all. Convenience can come at a cost and so using a company like us, we can put the time and effort into getting you the best remortgaging rates possible. This could end up saving you a lot of money in the long run. We want you to feel secure in knowing you’ve explored all options before making a final decision.
A classic case for remortgaging is when you’re moving house or making some home improvements. There are other reasons too so be sure to get in touch with us as we may be able to help your specific case. Never concede that you’re beyond help with a remortgage, speak to us here at Thameside Mortgages Chatham first.
Home Mover Mortgages
We deal with a lot of home mover mortgages for people who are relocating and looking for a house that is higher in value than their previous one. Because of our glowing reputation we’ve aided lots of people both move out of Chatham and move to Chatham as well. It’s always a pleasure to help with home mover mortgages as it often means people are moving their absolute dream home or dream location.
We’ll essentially hold your hand throughout the process, whilst doing lots of the heavy lifting. The process will more than likely start with a valuation of your current property from an estate agent. At this point you will already have a mortgage so we will have to dig a little deeper to understand the details. For example you could have a fixed rate mortgage with your current lender. Don’t be alarmed however, because we just need to know what we’re dealing with in order to help.
We’ll help with so many different things when it comes to your home mover mortgage. We do paperwork, deal with solicitors, communicate regularly, admin tasks, liaising and so much more too. Contact us today for more information on your house mover mortgage in Chatham.
Buy to Let Mortgages
Buy to let mortgages, otherwise known as investment mortgages are quite complicated affairs but nothing too challenging for our experienced team. Once sorted however, it could be the key towards financial freedom for yourself because you essentially become a landlord or owner of a building used for commercial purposes. It’s worth noting that these types of mortgages can only be acquired for this type of purpose, you cannot live on the premises.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.
What our clients are saying…
Your 5-Star Rated Mortgage Broker In Chatham
Ultimately, we are a very professional outfit in the mortgage broker industry. We have a good reputation, a skilled and knowledgeable team with years of experience between them as well as core family values that are apparent through everything we do. We have over 200 positive reviews online which is just proof of everything we state here. We are Thameside Mortgages – your dedicated mortgage broker in Chatham.
Get In Touch Today
What is a fixed-rate mortgage?
A fixed-rate mortgage is a type of popular mortgage where the interest rate remains unchanged for the entire duration of the loan. This means that the interest rate you agree upon at the beginning of the mortgage term will stay constant throughout the agreed-upon period, regardless of any changes in the broader interest rate market. The key benefits of a fixed-rate mortgage includes; stable monthly payments, protection against interest rates, and long-term financial stability.
Why use a mortgage broker in Chatham?
Using a local mortgage broker in Chatham offers several advantages when navigating the mortgage process. Thameside Mortgages have extensive knowledge in the local area of Chatham and the entirety of Kent. Moreover, you’ll also benefit from the fact that we’ll offer personalised support and guidance, and you can even come and see in person. Essentially, Thameside Mortgages, as your local mortgage broker in Chatham, bring a deep understanding of the local market and regulations, providing you with the support and guidance necessary to make informed decisions throughout your home-buying journey.
Can you secure mortgages for contractors?
Yes, Thameside Mortgages are able to secure mortgages for contractors in Chatham and throughout Kent. Whether you are an IT Contractor, Pharmaceutical Consultant or any other form of contractor, it can be difficult to obtain a mortgage due to the nature of your employment. Thankfully, our mortgage brokers are highly experienced in arranging mortgages for contractors and will research all the options to find the right mortgage product based on your needs and requirements.
How many lenders do you have access to?
Great question. Whether you’re a first-time-buyer or home-mover, you’ll be happy to know that we have access to over 90 lenders. This puts us in a great position to negotiate with various lenders and gives us bargaining power. Moreover, we also have direct access to specialist lenders. You can be sure that Thameside Mortgages will do everything in our power to secure the best mortgage deal for you.
When should I contact a mortgage broker in Chatham?
There are various stages of the mortgage process where it would be advisable to contact our mortgage brokers in Chatham. Firstly, you could contact us at the pre-approval stage. Here, this is where you want to know your borrowing capacity before proceeding to obtaining your Agreement In Principle (AIP). Secondly, you also may want to reach out to us to explore all mortgage options. As a result, you’ll be much better informed to make the best decisions based on your financial circumstances and aspirations.
Do you provide a FREE consultation?
Yes, of course. Thameside Mortgages are able to provide a FREE consultation. Essentially, this is an initial chat where we’ll take the time to understand your aspirations, financial circumstances, and explore your options. Get in touch with us today to get the process started. Our team is dedicated to providing you with exceptional customer service and will respond to your enquiry as soon as possible.