MORTGAGE BROKER CHATHAM
TRUST | INTEGRITY | HONESTY
Mortgage Brokers covering Chatham and the surrounding areas
Why Choose Us?
Outstanding customer service
Over 200 5* reviews about our efficient and personalised service
More than 17 years experience
Finding the mortgage and protection that’s best for you
Relationships built to last
Honest advice always with your best interests in mind
A more personal service
Are you tired of feeling overwhelmed and uncertain about your mortgage? Do you wish you had a broker who would listen to you and guide you through the process without pushing you into a product you’re not sure about?
At Thameside Mortgages in Chatham, we understand your concerns and do things differently. Our small, friendly team will work with you one-on-one, from your first call to the completion of your mortgage. Our passion for putting our customers first has driven everything we do and earned us over 200 five-star reviews.
If you want a broker in Chatham and the surrounding areas, who genuinely cares about your needs, takes the time to understand your situation, and advises you on the best options, get in touch with us today. We offer a no-obligation initial chat, so you can experience for yourself what sets us apart.
First-Time Buyer Mortgages
Buying a house for the first time is nerve racking, exciting and scary all at the same time. Luckily though, we are the specialists in this area and continue to grow our number of successful mortgage offers. We want to make the process as easy and simple for you as we possibly can. With something as important as securing your first home. You need to make sure you’ve chosen a professional mortgage broker with a wealth of experience and knowledge. We are that company, our track record speaks for itself.
If you choose to work with us we have a tried and tested process that has proven very successful for our first time buyer clients. Upon initial contact we will sit down and hear about your exact circumstances. It’s so important to listen because detail for us is everything.
We’ll then be able to work out roughly how much money you could borrow and go through other costs associated with buying a house. It’s not as straightforward and easy as you may think with various fees involved. Not everyone knows about these things so that’s why we make the effort to do so. We’ll support you in getting an ‘Agreement in Principle’ which will then aid you in being taken more seriously for specific properties.
Remortgages
With the rise in certain rates happening at the moment, it’s more important than ever to seek good, professional advice in relation to your re-mortgage. You need a well established, confident and knowledgeable mortgage broker in Chatham to get your new mortgage sorted quickly and efficiently.
A common thing we see with remortgages is that people tend to use the same lender as they already have for convenience but this may not be the best option for you at all. Convenience can come at a cost and so using a company like us, we can put the time and effort into getting you the best remortgaging rates possible. This could end up saving you a lot of money in the long run. We want you to feel secure in knowing you’ve explored all options before making a final decision.
A classic case for remortgaging is when you’re moving house or making some home improvements. There are other reasons too so be sure to get in touch with us as we may be able to help your specific case. Never concede that you’re beyond help with a remortgage, speak to us here at Thameside Mortgages Chatham first.
Home Mover Mortgages
We deal with a lot of home mover mortgages for people who are relocating and looking for a house that is higher in value than their previous one. Because of our glowing reputation we’ve aided lots of people both move out of Chatham and move to Chatham as well. It’s always a pleasure to help with home mover mortgages as it often means people are moving their absolute dream home or dream location.
We’ll essentially hold your hand throughout the process, whilst doing lots of the heavy lifting. The process will more than likely start with a valuation of your current property from an estate agent. At this point you will already have a mortgage so we will have to dig a little deeper to understand the details. For example you could have a fixed rate mortgage with your current lender. Don’t be alarmed however, because we just need to know what we’re dealing with in order to help.
We’ll help with so many different things when it comes to your home mover mortgage. We do paperwork, deal with solicitors, communicate regularly, admin tasks, liaising and so much more too. Contact us today for more information on your house mover mortgage in Chatham.
Buy to Let Mortgages
Buy to let mortgages, otherwise known as investment mortgages are quite complicated affairs but nothing too challenging for our experienced team. Once sorted however, it could be the key towards financial freedom for yourself because you essentially become a landlord or owner of a building used for commercial purposes. It’s worth noting that these types of mortgages can only be acquired for this type of purpose, you cannot live on the premises.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.