Chat With Us

Call Us

03455 120 125

Chat With Us

Call Us

03455 120 125

 

MORTGAGE BROKER CHATHAM

TRUST   |   INTEGRITY   |   HONESTY

Mortgage Brokers covering Chatham and the surrounding areas

Why Choose Us?

review-min

Outstanding customer service

Over 200 5* reviews about our efficient and personalised service

experience-min

More than 17 years experience

Finding the mortgage and protection that’s best for you

Untitled design (96)

Relationships built to last

Honest advice always with your best interests in mind

A more personal service

Are you tired of feeling overwhelmed and uncertain about your mortgage? Do you wish you had a broker who would listen to you and guide you through the process without pushing you into a product you’re not sure about?

At Thameside Mortgages in Chatham, we understand your concerns and do things differently. Our small, friendly team will work with you one-on-one, from your first call to the completion of your mortgage. Our passion for putting our customers first has driven everything we do and earned us over 200 five-star reviews.

If you want a broker in Chatham and the surrounding areas, who genuinely cares about your needs, takes the time to understand your situation, and advises you on the best options, get in touch with us today. We offer a no-obligation initial chat, so you can experience for yourself what sets us apart.

First-Time Buyer Mortgages

Buying a house for the first time is nerve racking, exciting and scary all at the same time. Luckily though, we are the specialists in this area and continue to grow our number of successful mortgage offers. We want to make the process as easy and simple for you as we possibly can. With something as important as securing your first home. You need to make sure you’ve chosen a professional mortgage broker with a wealth of experience and knowledge. We are that company, our track record speaks for itself.
If you choose to work with us we have a tried and tested process that has proven very successful for our first time buyer clients. Upon initial contact we will sit down and hear about your exact circumstances. It’s so important to listen because detail for us is everything.
We’ll then be able to work out roughly how much money you could borrow and go through other costs associated with buying a house. It’s not as straightforward and easy as you may think with various fees involved. Not everyone knows about these things so that’s why we make the effort to do so. We’ll support you in getting an ‘Agreement in Principle’ which will then aid you in being taken more seriously for specific properties.

Remortgages

With the rise in certain rates happening at the moment, it’s more important than ever to seek good, professional advice in relation to your re-mortgage. You need a well established, confident and knowledgeable mortgage broker in Chatham to get your new mortgage sorted quickly and efficiently. 
A common thing we see with remortgages is that people tend to use the same lender as they already have for convenience but this may not be the best option for you at all. Convenience can come at a cost and so using a company like us, we can put the time and effort into getting you the best remortgaging rates possible. This could end up saving you a lot of money in the long run. We want you to feel secure in knowing you’ve explored all options before making a final decision.
A classic case for remortgaging is when you’re moving house or making some home improvements. There are other reasons too so be sure to get in touch with us as we may be able to help your specific case. Never concede that you’re beyond help with a remortgage, speak to us here at Thameside Mortgages Chatham first.

Home Mover Mortgages

We deal with a lot of home mover mortgages for people who are relocating and looking for a house that is higher in value than their previous one. Because of our glowing reputation we’ve aided lots of people both move out of Chatham and move to Chatham as well. It’s always a pleasure to help with home mover mortgages as it often means people are moving their absolute dream home or dream location.
We’ll essentially hold your hand throughout the process, whilst doing lots of the heavy lifting. The process will more than likely start with a valuation of your current property from an estate agent. At this point you will already have a mortgage so we will have to dig a little deeper to understand the details. For example you could have a fixed rate mortgage with your current lender. Don’t be alarmed however, because we just need to know what we’re dealing with in order to help.
We’ll help with so many different things when it comes to your home mover mortgage. We do paperwork, deal with solicitors, communicate regularly, admin tasks, liaising and so much more too. Contact us today for more information on your house mover mortgage in Chatham.

Buy to Let Mortgages

Buy to let mortgages, otherwise known as investment mortgages are quite complicated affairs but nothing too challenging for our experienced team. Once sorted however, it could be the key towards financial freedom for yourself because you essentially become a landlord or owner of a building used for commercial purposes. It’s worth noting that these types of mortgages can only be acquired for this type of purpose, you cannot live on the premises.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

What our clients are saying…

  • Thameside mortgages made getting a mortgage so easy ,even for a tech phobe like myself Laura was so professional ,always their to answer any questions I was kept up-to-date through the whole process ,no stress at all Would recommend to anyone ,5 * isn't enough Massive thank you to Andrew & Laura Well done

    Cheryl Zammit Avatar Cheryl Zammit

    I genuinely can't thank Andrew and Laura enough for all of their hard graft through a very stressful process! The sleepless nights have been totally worth it!! I couldn't have done this with out your superb guidance. Professional, caring, excellent communication, explations to a solo first time buyer that doesn't always understand the jargon that comes with process. I was told by several people I didn't earn enough, needed a partner, better paid job to get on the property ladder. Andrew took this as a challenge and found me an excellent mortgage deal, twice!! I am so, so happy that I chose them to make this a lot easier. I genuinely can't recommend Thameside Mortgages enough. Forever grateful!

    Lauren Cosgrove Avatar Lauren Cosgrove

    The team went above and beyond to help us secure the best possible rate. During what was a difficult time for us, they’ve been so supportive and empathic. Their work is delivered with pedagogy and transparency, for customers to understand relevant details and take informed decisions with confidence. I strongly recommend their mortgage services.

    Mikhaël Mazu Avatar Mikhaël Mazu
  • Thameside Mortgages have been nothing but patient, informative and thorough. Andrew and Laura have been great, providing continued support and really taking the time to explain all the questions we sent their way. Their knowledge and expertise is apparent straightaway. Would highly recommend!

    Rosie Woods Avatar Rosie Woods

    Thank you to Thameside Mortgages to Laura and Andrew, helping me get the mortgage, they were both very professional. The mortgage was smooth and efficient. I had difficulties with the solicitor, but Laura and Andrew have been there to support me throughout. I will definitely be in contact for a future mortgages. Happy to recommend to anyone.

    chong brown Avatar chong brown

    Andrew and the team at Thameside Mortgages provided a fantastic service throughout our re-mortgage process. From detailing how it all works and what steps we have to take along the way with taking care of our best interests. Andrew was also able to sort out life insurance for me and my partner ensuring we are protected with what we seemed necessary. I very much look forward to using Thameside Mortgages in the future and would recommend anyone else to do so.

    Jordan Smith Avatar Jordan Smith
  • I've used Andrew from Thameside Mortgages twice now, i'd highly recommend his service. The information provided was very in-depth and easy to understand. My most recent mortgage offer was about to complete, when Andrew called and had found a better rate and saved us more money which was a lovely surprise 🙂 Would use his service again!

    matt grix Avatar matt grix

    Thameside were amazing! Made the process completely stress free and felt informed throughout. I’ll go with them every time.

    Ellie Blackall Avatar Ellie Blackall

    I've been working with Andrew and his team for a few years now. After recently completing a re-mortgage with Thameside I thought I'd leave a quick review to help others looking for help with the mortgage and to show my appreciation to everyone at Thameside. Their customer service is fantastic. Each time the process is completely stress free. The team are knowledge and always willing to go above and beyond to help make the process go smoothly. They take the time to explain the products they offer in a way that is easy to understand. They are profession and personable at the same time. I especially like the person touches the team do, like sending a thank you card on completion. I would highly recommend the services they offer. Keep up the good work Thameside.

    Surj Avatar Surj
  • I recently used Thameside Mortgages and their recommended solicitors when purchasing my property I can’t recommend them enough! Not only do I feel that I ended up with a very competitive mortgage, from start to finish the team kept me up to date on the progress of my mortgage application and the conveyancing process. They were always very quick to reply to any questions I had and I credit them with helping me exchanging contracts within just 7 weeks. Andrew, Lydia and Laura, thank you so much for all your help. I can’t thank you enough!

    Erin LaBelle Avatar Erin LaBelle

    Andrew and Laura provided an exceptional service and my partner and I are extremely grateful for their services. They were both on hand to answer any questions or queries without hesitation and provided clear, concise and accurate information. As first time buyers and with one of us being self employed, it proved extremely difficult for us to get a mortgage (especially in a pandemic), however Laura and Andrew both went above and beyond to ensure we were looked after and for that we are extremely thankful.

    Hazel McCarthy Avatar Hazel McCarthy

    I used Andrew and team 5 years ago and they were brilliant, I couldn't recommend them enough. Recently used them for my renewal and nothing was a problem and felt easy to complete. First class hassle free!!

    Shaun Bradford Avatar Shaun Bradford
  • Andrew and the Team were not only extremely knowledgeable in their field, but extremely professional and thorough throughout the process. I can't recommend the team enough and would strongly urge engaging the team for your mortgage and life insurance management. Thank you Thameside Mortgages.

    Matthew Harrison Avatar Matthew Harrison

    Absolutely the best, most helpful and speedy broker I've ever worked with - Thameside sorted everything including finding the right mortgage and insurances for me, guiding me through the applications and keeping me posted throughout the process. Particular thanks for their endless patience with me dithering over every decision, but because of their honest and clear advice, I'm completely comfortable I've made the right choices. I really couldn't recommend these guys enough!

    Kate D Avatar Kate D

    Both Andrew and Laura were extremely helpful and responsive from start to finish. I highly recommend using Thameside Mortgages, we will definitely use them again.

    Jake Whitford Avatar Jake Whitford
  • Thameside Mortgages have been outstanding. Very helpful and prompt. They helped me when no one else would. I recommend Thameside Mortgages to anyone who is looking to get a Mortgage!

    jack foreman Avatar jack foreman

    Jason was very knowledgable and calm during the whole process and always available to answer my questions. I would definitely use Thameside again.

    Kerry Briggs Avatar Kerry Briggs

    First class and professional service. The advice given on various mortgage products, terms and insurance options were excellent. Throughout the sale/purchase they were in constant contact with my solicitor and estate agent, and kept me up to date regularly. Would highly recommend.

    Nick Harris Avatar Nick Harris
  • Thameside Mortgages, Jason Senior Financial Adviser is the most proactive Adviser I have had the pleasure of working with. He helped me not only with the purchase of my Property 5 years ago but also with my Remortgage couple days ago, very versatile with a lot of knowledge and huge experience a really great, amazing person. My e-mail was answered frequently within a minute, he was quick on the document chase. Friendly professional, service, I definitely recommend it. And very decently. Thank you so much Jason.

    stanislaw oleniacz Avatar stanislaw oleniacz

    From start to finish Thameside Mortgages have been available and very helpful in guiding us through not only moving house, but also remortgaging in these difficult times. I can’t tank Andrew, Laura and Lydia enough for their care and fantastic work ethic! Will definitely be using them in the future!!

    Chris Bassett Avatar Chris Bassett

    This is the second time I've instructed Andrew Sheen at Thameside Mortgages to find and secure the right deal for me. On both occasions I've had complete confidence in his ability to work with my best interests at heart. So professional and personable, I hope to always work with him when moving house or remortgaging. Not to mention, he's also a really top bloke. Thank you Andrew and team. Let's do it all again in 5 years time.

    Tom Denton Avatar Tom Denton
  • I had heard great things about Thameside Mortgages before we used them to buy our new home, and they certainly did not disappoint! Andrew and his team were friendly, thorough and efficient from start to finish, which made what initially felt like a daunting process completely stress free. The team went above and beyond on multiple occasions, including to resolve a couple of unforeseen issues that we encountered with our mortgage application, proving that we couldn’t have done it without them! I will definitely be using them again for any future house purchase / remortgage.

    Michaela Peck Avatar Michaela Peck

    Andrew & Laura were amazing at Thameside Mortgages. They were able to secure us a mortgage after we purchased the property, so only a few lenders were available to us. We were happy with the mortgage they recommended. The conveyancer wasn't the best, but Andrew & Laura pushed that side too. This is the second mortgage I've got through Thameside Mortgages and I will definitely use them again! Can't recommend them enough. Fantastic service, always available and happy to help. Thanks guys 🙂

    paul sharp Avatar paul sharp

    We brought our first home nearly 2 years ago, we had Jason Harris as our advisor. I can’t put into words how much he helped from the very first call to present day with our remortgage and life insurance. Jason has been incredible from the get go, it felt as though we didn’t have to do anything really, as he found everything for us and gave multiple options so all we did was say yes or no. He broke everything down and explained things in such a simple way for us to not get too overwhelmed. He made everything feel stress free and simple, as well as finding us an incredible offer twice he has also found cheaper life insurance policies for us which is something I didn’t even think to do, he has saved us £100’s of pounds overall with our new offers. Really appreciate having him as our advisor and he’s a really helpful and lovely guy. Thank you Thameside & Thank you Jason.

    chelsea melbourne Avatar chelsea melbourne
  • I couldn't recommend Thameside Mortgages enough - they helped me with my life insurance and Laura was so helpful and so patient with me! Andrew clearly has incredible knowledge and was very supportive and considerate when discussing all of my options. Laura was brilliant at following up and helping me through the process and was very quick responding to any queries that I had. Will most definitely use them again for any further business that I have, A* service - thank you so much!

    Ceri Morgan Avatar Ceri Morgan

    We have used Thameside Mortgages now for six of our remortgages over many years. Andrew and his team have been absolutely outstanding. They have always delivered on the best mortgage for us, based on our changing family circumstances, and also have brought ideas and advice that has been extremely helpful to guide us in making the best choice. What has been very impressive is that they are focused on a long-term relationship, not simply a quick commission, and have a few times taken us to mortgage offer stage, where we have backed out for various personal reasons, and they have not asked for any payment for much time and effort on their part getting that far in the process. I am reassured to know where to go for our mortgage advice!

    J Avatar J

    We used Thameside Mortgages for the purchase of our first home. We had both a professional and brilliant service from Andrew and his team. I would highly recommend Thameside Mortgages. They go above and beyond and guided us through the whole process. Thank you so much Andrew.

    Alice Gedge Avatar Alice Gedge
  • This is the 3rd time I have used Thameside Mortgages , I was so impressed with their professionalism and quick response. They helped me through every step of the way and continue this service after completion. It was such a pleasure throughout the whole process , I would definitely recommend this company to all my friends and family . Mrs Pamela Payne

    Pamela Payne Avatar Pamela Payne

    Andrew, Laura and the Thameside team were fantastic and delivered a brilliant result for us. They were able to secure two competitive mortgages for our remortgage and new house purchase. These were secured in a matter of weeks and then Thameside guided us through a tricky exchange and completion process with minimal fuss and stress. Thank you Thameside for a providing a wonderful service and we’ll sure to be back again in the future!

    William McCann Avatar William McCann

    Andrew & Laura at Thameside Mortgages were an absolute godsend. Having them as our Mortgage Broker was so worth the money. They had excellent communication, were brilliant at chasing our lender and keeping things moving quickly, they were also fantastic at finding the best mortgage deal and helping you with every step of the way. They made the whole process so much easier, especially as we were first time buyers and had no clue what we were doing. They help you with all the paperwork and make the process far less overwhelming. I cannot recommend them enough, book them you will not regret it.

    Nicholas Anscombe Avatar Nicholas Anscombe

Your 5-Star Rated Mortgage Broker In Chatham

Ultimately, we are a very professional outfit in the mortgage broker industry. We have a good reputation, a skilled and knowledgeable team with years of experience between them as well as core family values that are apparent through everything we do. We have over 200 positive reviews online which is just proof of everything we state here. We are Thameside Mortgages – your dedicated mortgage broker in Chatham.

Get In Touch Today

Contact Us

What is a fixed-rate mortgage?

A fixed-rate mortgage is a type of popular mortgage where the interest rate remains unchanged for the entire duration of the loan. This means that the interest rate you agree upon at the beginning of the mortgage term will stay constant throughout the agreed-upon period, regardless of any changes in the broader interest rate market. The key benefits of a fixed-rate mortgage includes; stable monthly payments, protection against interest rates, and long-term financial stability.

Why use a mortgage broker in Chatham?

Using a local mortgage broker in Chatham offers several advantages when navigating the mortgage process. Thameside Mortgages have extensive knowledge in the local area of Chatham and the entirety of Kent. Moreover, you’ll also benefit from the fact that we’ll offer personalised support and guidance, and you can even come and see in person. Essentially,  Thameside Mortgages, as your local mortgage broker in Chatham, bring a deep understanding of the local market and regulations, providing you with the support and guidance necessary to make informed decisions throughout your home-buying journey.

Can you secure mortgages for contractors?

Yes, Thameside Mortgages are able to secure mortgages for contractors in Chatham and throughout Kent. Whether you are an IT Contractor, Pharmaceutical Consultant or any other form of contractor, it can be difficult to obtain a mortgage due to the nature of your employment. Thankfully, our mortgage brokers are highly experienced in arranging mortgages for contractors and will research all the options to find the right mortgage product based on your needs and requirements.

How many lenders do you have access to?

Great question. Whether you’re a first-time-buyer or home-mover, you’ll be happy to know that we have access to over 90 lenders. This puts us in a great position to negotiate with various lenders and gives us bargaining power. Moreover, we also have direct access to specialist lenders. You can be sure that Thameside Mortgages will do everything in our power to secure the best mortgage deal for you.

 

When should I contact a mortgage broker in Chatham?

There are various stages of the mortgage process where it would be advisable to contact our mortgage brokers in Chatham. Firstly, you could contact us at the pre-approval stage. Here, this is where you want to know your borrowing capacity before proceeding to obtaining your Agreement In Principle (AIP). Secondly, you also may want to reach out to us to explore all mortgage options. As a result, you’ll be much better informed to make the best decisions based on your financial circumstances and aspirations.

Do you provide a FREE consultation?

Yes, of course. Thameside Mortgages are able to provide a FREE consultation. Essentially, this is an initial chat where we’ll take the time to understand your aspirations, financial circumstances, and explore your options. Get in touch with us today to get the process started. Our team is dedicated to providing you with exceptional customer service and will respond to your enquiry as soon as possible.

Top
Verified by ExactMetrics