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MORTGAGE BROKER FELTHAM

TRUST   |   INTEGRITY   |   HONESTY

Mortgage Brokers covering Feltham and the surrounding areas

Why Choose Us?

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Outstanding customer service

Over 200 5* reviews about our efficient and personalised service

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More than 17 years experience

Finding the mortgage and protection that’s best for you

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Relationships built to last

Honest advice always with your best interests in mind

A more personal service

Are you looking to secure a mortgage in Feltham and the surrounding areas? Look no further than
Thameside Mortgages, your trusted 5-star Google rated mortgage broker.

We offer a comprehensive and exceptional service to all of our clients, whether you’re a first-time
homebuyer, moving home, or remortgaging. Our team is well-positioned to help you secure your
next move on your terms, making the mortgage process straightforward and stress-free.

Choose Thameside Mortgages as your mortgage broker in Feltham and rest assured that you’ll
receive personalized and expert advice. Call us today and arrange your FREE no-obligation
consultation with Thameside Mortgages.

First-Time Buyer Mortgages

Looking to purchase your first home and start your journey on the property ladder? In that case,
seeking the assistance of a reliable and professional mortgage broker in Feltham and the
surrounding areas is crucial.
While buying your first home can be an exhilarating experience, it can also be overwhelming if you lack the appropriate guidance and support.
At Thameside Mortgages Feltham, our expert mortgage brokers handle the entire process for you and have access to a wide range of first-time buyer lenders. Our initial step involves arranging a phone conversation to gain a better understanding of your current financial situation.
This will enable us to provide you with an estimate of the potential mortgage amounts you may be able to borrow for your first-time buyer mortgage. Once we have all
the required information, we move on to the next stage, which is obtaining an Agreement In Principle (AIP).
This will serve as proof of your ability to secure a mortgage and can be presented to estate agents.
Furthermore, we will support you in getting your offer and mortgage accepted and guide you through the completion of all the necessary legal paperwork.
Our team will be with you every step of the way, from the start of the process to the moment you receive the keys to your first home.

Remortgages

Thameside Mortgages specialises in remortgages in Feltham and the surrounding areas. With the
recent increase in mortgage rates, it’s worth considering a remortgage to see if you can secure a better rate with your current lender or an alternative one.
To increase your chances of getting the best remortgage deal, we recommend starting the process about 3-4 months before your current deal expires.
This allows us ample time to access multiple lenders, conduct comprehensive research, and submit various applications on your behalf.
Remortgaging can provide many benefits beyond getting a better mortgage rate, including having more disposable income to enjoy life’s pleasures.
Don’t assume that a remortgage is out of your
reach; speak to us at Thameside Mortgages Feltham for expert advice and assistance.

Home Mover Mortgages

If you’re looking to ‘port’ your mortgage, we can help and provide a dedicated home-mover mortgage service. Similarly to a first-time-buyer mortgage, we will obtain an AIP (Agreement in Principle) which you can use to show estate agents, evidencing your ability to obtain a mortgage.
In regards to home mover mortgages, you are likely to have options for variable-rate and fixed-rate mortgages depending on your current financial citation. But, don’t worry, our mortgage brokers in Feltham will be there every step of the way to assist and provide professional and regulated advice.

Buy to Let Mortgages

Buy-to-let mortgages, also commonly referred to as investment mortgages, are particularly popular for landlords that are looking to secure their financial future by investing in property. It’s likely that to secure a BTL mortgage, you’ll require a minimum deposit of 25%. However, the vast majority of BTL mortgages are interest-only.
Thameside Mortgages can help first-time landlords or experienced landlords secure a buy-to-let mortgage. For more information or to arrange your FREE no-obligation consultation, please get in touch with us today.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

What our clients are saying…

  • Andrew and Laura have been very helpful every time we have spoken to them. They have quickly processed our transactions and responded to any issues immediately. We highly recommend Thameside Mortgages and all the services they offer. Thank you for helping us through our recent propert purchase.

    Gilly Wright Avatar Gilly Wright

    I really can’t recommend Thameside Mortgages enough. From start to finish, the process was very well explained and completely hassle free. They found me an amazing deal and their communication, responsiveness and support was second to none. A heartfelt thank you to Andrew, Laura and Lydia; keep up the brilliant work.

    David Leece Avatar David Leece

    We have used Thameside Mortgages now for six of our remortgages over many years. Andrew and his team have been absolutely outstanding. They have always delivered on the best mortgage for us, based on our changing family circumstances, and also have brought ideas and advice that has been extremely helpful to guide us in making the best choice. What has been very impressive is that they are focused on a long-term relationship, not simply a quick commission, and have a few times taken us to mortgage offer stage, where we have backed out for various personal reasons, and they have not asked for any payment for much time and effort on their part getting that far in the process. I am reassured to know where to go for our mortgage advice!

    J Avatar J
  • Thameside were amazing! Made the process completely stress free and felt informed throughout. I’ll go with them every time.

    Ellie Blackall Avatar Ellie Blackall

    Thameside Mortgages, Jason Senior Financial Adviser is the most proactive Adviser I have had the pleasure of working with. He helped me not only with the purchase of my Property 5 years ago but also with my Remortgage couple days ago, very versatile with a lot of knowledge and huge experience a really great, amazing person. My e-mail was answered frequently within a minute, he was quick on the document chase. Friendly professional, service, I definitely recommend it. And very decently. Thank you so much Jason.

    stanislaw oleniacz Avatar stanislaw oleniacz

    I could not recommend Thameside Mortgages More! Andrew is always fantastic to deal with, he is always extremely responsive, supportive and helpful! Thanks to the team at Thameside and Andrew for your constant support!

    Larissa Tait Avatar Larissa Tait
  • Andrew has dealt with our mortgage and remortgage since we bought our first home 12 years ago. The service and advice is always spot on, hence why we always return without question. It's peace of mind knowing we can trust Thameside to take care of everything and give us the advice we need.

    Rhys Jones Avatar Rhys Jones

    Impeccable service from Andrew and his team @ Thameside Mortgages. Very helpful, thorough and professional service. What’s more, we were under time restraints due to the temporary reduced rates of stamp duty; Thameside exceeded our expectations and got the job done with the mortgage secured and plenty of time to spare; a pleasant experience all round. Thanks Thameside!

    Carl Jago Avatar Carl Jago

    We brought our first home nearly 2 years ago, we had Jason Harris as our advisor. I can’t put into words how much he helped from the very first call to present day with our remortgage and life insurance. Jason has been incredible from the get go, it felt as though we didn’t have to do anything really, as he found everything for us and gave multiple options so all we did was say yes or no. He broke everything down and explained things in such a simple way for us to not get too overwhelmed. He made everything feel stress free and simple, as well as finding us an incredible offer twice he has also found cheaper life insurance policies for us which is something I didn’t even think to do, he has saved us £100’s of pounds overall with our new offers. Really appreciate having him as our advisor and he’s a really helpful and lovely guy. Thank you Thameside & Thank you Jason.

    chelsea melbourne Avatar chelsea melbourne
  • I was highly recommended Thameside Mortgages and they didn't disappoint! The process was stress free, professional and very efficient. Nothing was a problem. Everything was explained fully and no question was to much trouble to answer in a way that I could understand. I also took out insurances too which were highly competitive! Great company and service received.

    Laura Biggs Avatar Laura Biggs

    Fantastic guidance and service all the way through the process of our purchase. Very quick to respond to our questions and would certainly recommend.

    Aaron Jago Avatar Aaron Jago

    Andrew and his team were so helpful, quick and professional and once we moved into our new home they sent us the most amazing welcome gift. I can highly recommend them to everyone. A massive thank you for making our mortgage process for our first home so smooth and easy!

    Whitney Osman Avatar Whitney Osman
  • Can not fault the service offered by Thameside Mortgages. Our personal advisor Jason was understanding accommodating and incredibly knowledgeable. He understood exactly what we needed and was in constant communication throughout our process and the after sales care we are currently receiving is impeccable. Congratulations Thameside Mortgages you have made our dream of owning a home come true!

    Thomas Esam Avatar Thomas Esam

    Huge thank you to Andrew, Laura & the team for all their help in sorting out my sons remortgage. In what was an extremely difficult time for us as a family they went above & beyond to make sure everything was dealt with quickly & efficiently, searching the market to obtain the best possible deal for him. Highly recommend their service & Andrews knowledge was an absolute godsend. Thank you all once again for the excellent service, we will certainly recommend you as often as possible 😊

    Helen Clarke Avatar Helen Clarke

    Both Andrew and Laura were extremely helpful and responsive from start to finish. I highly recommend using Thameside Mortgages, we will definitely use them again.

    Jake Whitford Avatar Jake Whitford
  • Thameside mortgages made getting a mortgage so easy ,even for a tech phobe like myself Laura was so professional ,always their to answer any questions I was kept up-to-date through the whole process ,no stress at all Would recommend to anyone ,5 * isn't enough Massive thank you to Andrew & Laura Well done

    Cheryl Zammit Avatar Cheryl Zammit

    Andrew & Laura at Thameside Mortgages were an absolute godsend. Having them as our Mortgage Broker was so worth the money. They had excellent communication, were brilliant at chasing our lender and keeping things moving quickly, they were also fantastic at finding the best mortgage deal and helping you with every step of the way. They made the whole process so much easier, especially as we were first time buyers and had no clue what we were doing. They help you with all the paperwork and make the process far less overwhelming. I cannot recommend them enough, book them you will not regret it.

    Nicholas Anscombe Avatar Nicholas Anscombe

    Couldn't recommend Thameside Mortgages enough, both Andrew and Laura have and continue to be a huge support in the process for us. We have been kept up to date at all times, provided as much information as possible and have received helpful responses to any queries we have had. They have made a stressful process much easier and we couldn't have wished for a better service.

    Laura Ward Avatar Laura Ward
  • My partner and I have used Andrew and his team several times now and will continue to do so, or recommend him, wherever possible. Whether it’s a mortgage, buildings, contents or life insurance, Andrew and his team, without fail, go above and beyond in delivering an exceptional service and client experience from start to finish. Andrew and his team respond speedily by email and/or make themselves available to speak directly. Their insight is incredibly valuable and offer kindness and patience too at a time when decisions can be more challenging. Additionally, Andrew has offered suitable products where other advisers have been unable. Thank you Thameside - you are absolutely our ‘go to’ and your service is genuinely appreciated at a time when it is needed!

    Claire Shepherd Avatar Claire Shepherd

    Andrew, Laura and the Thameside team were fantastic and delivered a brilliant result for us. They were able to secure two competitive mortgages for our remortgage and new house purchase. These were secured in a matter of weeks and then Thameside guided us through a tricky exchange and completion process with minimal fuss and stress. Thank you Thameside for a providing a wonderful service and we’ll sure to be back again in the future!

    William McCann Avatar William McCann

    Andrew’s experience and knowledge of the market was next to none, which allowed me to get the perfect mortgage deal. Followed by Laura’s communication made the whole process very comfortable. It wasn’t as easy ride with many hiccups from my end but Thameside stuck with me throughout the entire process until I picked up my keys and more. Highly recommend.

    Henry Kidman Avatar Henry Kidman
  • We used Thameside Mortgages for our mgt for our new property. We had professional and brilliant service from Andrew and his team. I would highly recommend Thameside Mortgage as they go over and above what I expected from them. Thank you so much Andrew and your team X

    Kelly Carberry Avatar Kelly Carberry

    Thank you to Thameside Mortgages to Laura and Andrew, helping me get the mortgage, they were both very professional. The mortgage was smooth and efficient. I had difficulties with the solicitor, but Laura and Andrew have been there to support me throughout. I will definitely be in contact for a future mortgages. Happy to recommend to anyone.

    chong brown Avatar chong brown

    I couldn't recommend Thameside Mortgages enough - they helped me with my life insurance and Laura was so helpful and so patient with me! Andrew clearly has incredible knowledge and was very supportive and considerate when discussing all of my options. Laura was brilliant at following up and helping me through the process and was very quick responding to any queries that I had. Will most definitely use them again for any further business that I have, A* service - thank you so much!

    Ceri Morgan Avatar Ceri Morgan
  • I genuinely can't thank Andrew and Laura enough for all of their hard graft through a very stressful process! The sleepless nights have been totally worth it!! I couldn't have done this with out your superb guidance. Professional, caring, excellent communication, explations to a solo first time buyer that doesn't always understand the jargon that comes with process. I was told by several people I didn't earn enough, needed a partner, better paid job to get on the property ladder. Andrew took this as a challenge and found me an excellent mortgage deal, twice!! I am so, so happy that I chose them to make this a lot easier. I genuinely can't recommend Thameside Mortgages enough. Forever grateful!

    Lauren Cosgrove Avatar Lauren Cosgrove

    I had a fantastic experience with Thameside Mortgages, Jason was extremely proactive throughout the entire process and was a pleasure to work with. He was very patient and knowledgeable which helped reassure me as a first time buyer, an absolute asset. All my questions were answered swiftly and he would constantly check in with me throughout what ended up being a long drawn out process. I highly recommend.

    Jordan Shodeinde Avatar Jordan Shodeinde

    Andrew and his team are great to work with! They are very knowledgeable and have been very helpful throughout the whole process!

    Yafet Cole Avatar Yafet Cole
  • Great service from start to finish, made the whole process very smooth and easy

    Chris Lewis Avatar Chris Lewis

    Andrew and Laura were attentive to all our needs and gave us all the facts to help us make informed decisions. They were more than happy to answer our many many questions and always did so in a very timely manner. We had some issues with our solicitors taking too long to action paperwork but both Andrew and Laura chased things up on our behalf. The support and guidance along the way was definitely appreciated. We shall definitely use Thameside Mortgages again!

    Alison King Avatar Alison King

    First class and professional service. The advice given on various mortgage products, terms and insurance options were excellent. Throughout the sale/purchase they were in constant contact with my solicitor and estate agent, and kept me up to date regularly. Would highly recommend.

    Nick Harris Avatar Nick Harris

Your 5-Star Rated Mortgage Broker In Feltham

Here at Thameside Mortgages, we are proud to be your 5-star-rated mortgage broker in Feltham, covering the entirety of Kent and Bedfordshire. You are guaranteed a personalised and bespoke mortgage service with our friendly yet professional brokers. Get in touch with us today to discuss your requirements.

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What are the costs of obtaining a mortgage?

When you apply for a mortgage, there are various fees and costs that you should be aware of. Below are some of the common fees you may come across:

  • Application Fee: Lenders may impose an application fee when you apply for a mortgage. This fee is typically intended to cover the administrative costs involved in processing your application, such as reviewing your credit report and verifying your employment details. 
  • Valuation Fee: To ensure that the property you intend to purchase is worth the amount you’re borrowing, lenders often require a valuation. You may be charged a valuation fee to cover the expenses associated with evaluating the property’s value. Some lenders offer free valuations however. 
  • Mortgage Arrangement Fee: Typically, the lower the interest rate, the higher the fee. A broker will work out whether it’s more cost-effective to opt for a lower rate/higher fee deal, or a higher rate/lower fee deal. The average arrangement fee is £999.
  • Legal Fees: Engaging a solicitor/conveyancer is essential to handle the legal aspects of your property purchase. They will charge a fee for their services, which typically include conducting local searches and registering the property. 
  • Additional Survey Fees: It is common to opt for a comprehensive property survey to identify potential issues like structural defects, roofing problems, or plumbing issues. However, such surveys often entail a separate fee. 
  • Stamp Duty Land Tax (SDLT): This is applicable when purchasing a property above a certain value. The amount of SDLT you need to pay depends on the purchase price of the property and your buyer status i.e. some first time buyers are exempt from stamp duty up to certain levels. You can take a look at our stamp duty calculator here.

Why use a mortgage broker in Feltham?

Thameside Mortgages offers compelling reasons for clients to choose our mortgage broker services. 

  • Access to Products in an ever-changing market – The mortgage market is shifting incredibly quickly, with mortgage lenders withdrawing products, often with little, or no notice. A good mortgage broker will receive notifications of product withdrawals and can act swiftly to secure a mortgage product prior to its withdrawal. However, if that rate cannot be applied for whatever reason, your broker can quickly identify the next best deal. By dealing directly with one lender, this would result in having to start from scratch and speak with another mortgage adviser from a different bank if the initial lender pulled their rates. 
  • Experience, Guidance and Advice – knowing what mortgage product to choose, especially in such uncertain times can be incredibly difficult. While a mortgage broker won’t be able to tell you what will happen with interest rates, an experience broker will be able to guide you on the options available and guide you to making the best decision based on your needs and circumstances.

Can you work with first-time home buyers?

Yes, of course. At Thameside Mortgages, we provide a dedicated first-time buyer service to help you throughout the otherwise stressful experience that purchasing your first house can feel like. We usually arrange a chat with you over the phone initially and help you understand how much you can borrow, the costs in connection with buying a property and the likely monthly payments. We will summarise our entire conversation to you by email and explain the next steps in terms of helping you obtain a mortgage.

How much deposit do I need?

The required deposit for a mortgage can vary depending on various factors, including the specific mortgage lender’s policies. Other factors that may influence how much deposit you are required to put down may include; Loan-To-Value Ratio, creditworthiness, type of employment or work status, and other factors too. But don’t worry, we’ll help you understand all this.

Do I have to take out mortgage protection?

Taking out mortgage protection is not mandatory, but it is strongly recommended. Mortgage protection insurance is designed to provide financial security in case you face unforeseen circumstances that could impact your ability to repay your mortgage. While it is not a legal requirement, it offers valuable protection for both you and your loved ones. 

How much can I afford?

Determining how much you can afford for a mortgage depends on several factors, including your income, expenses, debt obligations, creditworthiness, and the prevailing interest rates. Our local mortgage brokers in Feltham will calculate this for you based on numerous lenders that we have direct access to.

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