MORTGAGE BROKER FELTHAM
TRUST | INTEGRITY | HONESTY
Mortgage Brokers covering Feltham and the surrounding areas
Why Choose Us?
Outstanding customer service
Over 200 5* reviews about our efficient and personalised service
More than 17 years experience
Finding the mortgage and protection that’s best for you
Relationships built to last
Honest advice always with your best interests in mind
A more personal service
Are you looking to secure a mortgage in Feltham and the surrounding areas? Look no further than
Thameside Mortgages, your trusted 5-star Google rated mortgage broker.
We offer a comprehensive and exceptional service to all of our clients, whether you’re a first-time
homebuyer, moving home, or remortgaging. Our team is well-positioned to help you secure your
next move on your terms, making the mortgage process straightforward and stress-free.
Choose Thameside Mortgages as your mortgage broker in Feltham and rest assured that you’ll
receive personalized and expert advice. Call us today and arrange your FREE no-obligation
consultation with Thameside Mortgages.
First-Time Buyer Mortgages
Looking to purchase your first home and start your journey on the property ladder? In that case,
seeking the assistance of a reliable and professional mortgage broker in Feltham and the
surrounding areas is crucial.
While buying your first home can be an exhilarating experience, it can also be overwhelming if you lack the appropriate guidance and support.
At Thameside Mortgages Feltham, our expert mortgage brokers handle the entire process for you and have access to a wide range of first-time buyer lenders. Our initial step involves arranging a phone conversation to gain a better understanding of your current financial situation.
This will enable us to provide you with an estimate of the potential mortgage amounts you may be able to borrow for your first-time buyer mortgage. Once we have all
the required information, we move on to the next stage, which is obtaining an Agreement In Principle (AIP).
This will serve as proof of your ability to secure a mortgage and can be presented to estate agents.
Furthermore, we will support you in getting your offer and mortgage accepted and guide you through the completion of all the necessary legal paperwork.
Our team will be with you every step of the way, from the start of the process to the moment you receive the keys to your first home.
Remortgages
Thameside Mortgages specialises in remortgages in Feltham and the surrounding areas. With the
recent increase in mortgage rates, it’s worth considering a remortgage to see if you can secure a better rate with your current lender or an alternative one.
To increase your chances of getting the best remortgage deal, we recommend starting the process about 3-4 months before your current deal expires.
This allows us ample time to access multiple lenders, conduct comprehensive research, and submit various applications on your behalf.
Remortgaging can provide many benefits beyond getting a better mortgage rate, including having more disposable income to enjoy life’s pleasures.
Don’t assume that a remortgage is out of your
reach; speak to us at Thameside Mortgages Feltham for expert advice and assistance.
Home Mover Mortgages
If you’re looking to ‘port’ your mortgage, we can help and provide a dedicated home-mover mortgage service. Similarly to a first-time-buyer mortgage, we will obtain an AIP (Agreement in Principle) which you can use to show estate agents, evidencing your ability to obtain a mortgage.
In regards to home mover mortgages, you are likely to have options for variable-rate and fixed-rate mortgages depending on your current financial citation. But, don’t worry, our mortgage brokers in Feltham will be there every step of the way to assist and provide professional and regulated advice.
Buy to Let Mortgages
Buy-to-let mortgages, also commonly referred to as investment mortgages, are particularly popular for landlords that are looking to secure their financial future by investing in property. It’s likely that to secure a BTL mortgage, you’ll require a minimum deposit of 25%. However, the vast majority of BTL mortgages are interest-only.
Thameside Mortgages can help first-time landlords or experienced landlords secure a buy-to-let mortgage. For more information or to arrange your FREE no-obligation consultation, please get in touch with us today.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.
What our clients are saying…
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I had heard great things about Thameside Mortgages before we used them to buy our new home, and they certainly did not disappoint! Andrew and his team were friendly, thorough and efficient from start to finish, which made what initially felt like a daunting process completely stress free. The team went above and beyond on multiple occasions, including to resolve a couple of unforeseen issues that we encountered with our mortgage application, proving that we couldn’t have done it without them! I will definitely be using them again for any future house purchase / remortgage.
Michaela Peck
Huge thank you to Andrew, Laura & the team for all their help in sorting out my sons remortgage. In what was an extremely difficult time for us as a family they went above & beyond to make sure everything was dealt with quickly & efficiently, searching the market to obtain the best possible deal for him. Highly recommend their service & Andrews knowledge was an absolute godsend. Thank you all once again for the excellent service, we will certainly recommend you as often as possible 😊
Helen Clarke
I recently used Thameside Mortgages and their recommended solicitors when purchasing my property I can’t recommend them enough! Not only do I feel that I ended up with a very competitive mortgage, from start to finish the team kept me up to date on the progress of my mortgage application and the conveyancing process. They were always very quick to reply to any questions I had and I credit them with helping me exchanging contracts within just 7 weeks. Andrew, Lydia and Laura, thank you so much for all your help. I can’t thank you enough!
Erin LaBelle
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Andrew and the Team were not only extremely knowledgeable in their field, but extremely professional and thorough throughout the process. I can't recommend the team enough and would strongly urge engaging the team for your mortgage and life insurance management. Thank you Thameside Mortgages.
Matthew Harrison
I used Andrew and team 5 years ago and they were brilliant, I couldn't recommend them enough. Recently used them for my renewal and nothing was a problem and felt easy to complete. First class hassle free!!
Shaun Bradford
Brilliant service from start to finish. Andrew and the team were friendly, knowledgeable and available at every step of the way during the remortgage process ensuring it went smoothly and were always available to help. Would thoroughly recommend.
Pietro Boffa
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Great service from start to finish, made the whole process very smooth and easy
Chris Lewis
Andrew and Laura were attentive to all our needs and gave us all the facts to help us make informed decisions. They were more than happy to answer our many many questions and always did so in a very timely manner. We had some issues with our solicitors taking too long to action paperwork but both Andrew and Laura chased things up on our behalf. The support and guidance along the way was definitely appreciated. We shall definitely use Thameside Mortgages again!
Alison King
Fantastic service from start to finish. Andrew and Laura assisted with the purchase of mine and my partners first home, it was great to know that we were in safe hands throughout. Highly recommend!
Noah Kirby
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Both Andrew and Laura were extremely helpful and responsive from start to finish. I highly recommend using Thameside Mortgages, we will definitely use them again.
Jake Whitford
Thameside Mortgages have been outstanding. Very helpful and prompt. They helped me when no one else would. I recommend Thameside Mortgages to anyone who is looking to get a Mortgage!
jack foreman
We brought our first home nearly 2 years ago, we had Jason Harris as our advisor. I can’t put into words how much he helped from the very first call to present day with our remortgage and life insurance. Jason has been incredible from the get go, it felt as though we didn’t have to do anything really, as he found everything for us and gave multiple options so all we did was say yes or no. He broke everything down and explained things in such a simple way for us to not get too overwhelmed. He made everything feel stress free and simple, as well as finding us an incredible offer twice he has also found cheaper life insurance policies for us which is something I didn’t even think to do, he has saved us £100’s of pounds overall with our new offers. Really appreciate having him as our advisor and he’s a really helpful and lovely guy. Thank you Thameside & Thank you Jason.
chelsea melbourne
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Excellent service. Helped me through the process of finding best mortgage deal. Cant recommend them enough.
Alan King
We used Thameside Mortgages for our recent mortgage application and cannot speak highly enough of Andrew and his team. They were professional and attentive from the outset and helped us through every step of the process. Andrew consistently communicated with us throughout to ensure the process was as easy and streamlined as possible, and we felt we received a completely personal service. I wouldn’t hesitate to recommend Thameside Mortgages for anyone considering a mortgage application in the future and will definitely utilise their service again.
Sarah Blanks
I've used Andrew from Thameside Mortgages twice now, i'd highly recommend his service. The information provided was very in-depth and easy to understand. My most recent mortgage offer was about to complete, when Andrew called and had found a better rate and saved us more money which was a lovely surprise 🙂 Would use his service again!
matt grix
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Thameside Mortgages have been fantastic. They helped me through the whole mortgage process and were totally supportive. I was not only trying to buy a house but also remortgage my old one at the same. I can t tell you how stressed I was but Andrew and Lydia were amazing and walked me through the whole process. They will always do their best to help you. Believe me you are in safe hands with them. Thanks Sharon
Shaz Call
I had a fantastic experience with Thameside Mortgages, Jason was extremely proactive throughout the entire process and was a pleasure to work with. He was very patient and knowledgeable which helped reassure me as a first time buyer, an absolute asset. All my questions were answered swiftly and he would constantly check in with me throughout what ended up being a long drawn out process. I highly recommend.
Jordan Shodeinde
I am so glad that we worked with Thameside Mortgages for the purchasing of our first home. From initial enquiries, guidance whist making an offer on the house, to getting a mortgage offer & insurance options, we cannot fault their service! Jason always made us feel informed, in control and aware of all our options. 10/10 and we would definitely recommend to our friends and family! Thameside eliminated all the fears & stress we thought we would have, and made the experience easy and clear. Thank you very much!
Sainimili Kata
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Absolutely the best, most helpful and speedy broker I've ever worked with - Thameside sorted everything including finding the right mortgage and insurances for me, guiding me through the applications and keeping me posted throughout the process. Particular thanks for their endless patience with me dithering over every decision, but because of their honest and clear advice, I'm completely comfortable I've made the right choices. I really couldn't recommend these guys enough!
Kate D
Having used a number of mortgage advisors in the past, I can say that Thameside were a breath of fresh air. We have an unusual situation and were told we couldn’t get what we needed from other advisors. Thameside were able to arrange a mortgage and kept us updated constantly and were available any time to discuss all the usual issues. Highly recommend to anyone looking for a mortgage.
Christian Willmore
Andrew and Laura have been very helpful every time we have spoken to them. They have quickly processed our transactions and responded to any issues immediately. We highly recommend Thameside Mortgages and all the services they offer. Thank you for helping us through our recent propert purchase.
Gilly Wright
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Andrew has dealt with our mortgage and remortgage since we bought our first home 12 years ago. The service and advice is always spot on, hence why we always return without question. It's peace of mind knowing we can trust Thameside to take care of everything and give us the advice we need.
Rhys Jones
Can not fault the service offered by Thameside Mortgages. Our personal advisor Jason was understanding accommodating and incredibly knowledgeable. He understood exactly what we needed and was in constant communication throughout our process and the after sales care we are currently receiving is impeccable. Congratulations Thameside Mortgages you have made our dream of owning a home come true!
Thomas Esam
Thameside were amazing! Made the process completely stress free and felt informed throughout. I’ll go with them every time.
Ellie Blackall
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Thameside Mortgages have been nothing but patient, informative and thorough. Andrew and Laura have been great, providing continued support and really taking the time to explain all the questions we sent their way. Their knowledge and expertise is apparent straightaway. Would highly recommend!
Rosie Woods
Andrew and his team are great to work with! They are very knowledgeable and have been very helpful throughout the whole process!
Yafet Cole
Introduced to Mr Sheen in 2016 and using his services for me and my family since then. When I was looking for the second mortgage, I was unable to find him at his earlier employers, as he had meanwhile started Thameside Mortgages. I spent two days on internet, found him and contacted. I appreciate 7 respect his services, integrity & professionalism.
Rajen Saraswati
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Andrew and Laura at Thameside Mortgages were incredibly helpful in guiding me through the home buying process. They answered all of my questions and were in regular communication with me throughout. They were invaluable with also helping to communicate with my solicitor to ensure that my purchase went well. I can highly recommend them to anyone looking for a friendly, knowledgeable and professional advisor.
yordanos yimmesghen
Impeccable service from Andrew and his team @ Thameside Mortgages. Very helpful, thorough and professional service. What’s more, we were under time restraints due to the temporary reduced rates of stamp duty; Thameside exceeded our expectations and got the job done with the mortgage secured and plenty of time to spare; a pleasant experience all round. Thanks Thameside!
Carl Jago
I was highly recommended Thameside Mortgages and they didn't disappoint! The process was stress free, professional and very efficient. Nothing was a problem. Everything was explained fully and no question was to much trouble to answer in a way that I could understand. I also took out insurances too which were highly competitive! Great company and service received.
Laura Biggs
Your 5-Star Rated Mortgage Broker In Feltham
Here at Thameside Mortgages, we are proud to be your 5-star-rated mortgage broker in Feltham, covering the entirety of Kent and Bedfordshire. You are guaranteed a personalised and bespoke mortgage service with our friendly yet professional brokers. Get in touch with us today to discuss your requirements.
Get In Touch Today
What are the costs of obtaining a mortgage?
When you apply for a mortgage, there are various fees and costs that you should be aware of. Below are some of the common fees you may come across:
- Application Fee: Lenders may impose an application fee when you apply for a mortgage. This fee is typically intended to cover the administrative costs involved in processing your application, such as reviewing your credit report and verifying your employment details.
- Valuation Fee: To ensure that the property you intend to purchase is worth the amount you’re borrowing, lenders often require a valuation. You may be charged a valuation fee to cover the expenses associated with evaluating the property’s value. Some lenders offer free valuations however.
- Mortgage Arrangement Fee: Typically, the lower the interest rate, the higher the fee. A broker will work out whether it’s more cost-effective to opt for a lower rate/higher fee deal, or a higher rate/lower fee deal. The average arrangement fee is £999.
- Legal Fees: Engaging a solicitor/conveyancer is essential to handle the legal aspects of your property purchase. They will charge a fee for their services, which typically include conducting local searches and registering the property.
- Additional Survey Fees: It is common to opt for a comprehensive property survey to identify potential issues like structural defects, roofing problems, or plumbing issues. However, such surveys often entail a separate fee.
- Stamp Duty Land Tax (SDLT): This is applicable when purchasing a property above a certain value. The amount of SDLT you need to pay depends on the purchase price of the property and your buyer status i.e. some first time buyers are exempt from stamp duty up to certain levels. You can take a look at our stamp duty calculator here.
Why use a mortgage broker in Feltham?
Thameside Mortgages offers compelling reasons for clients to choose our mortgage broker services.
- Access to Products in an ever-changing market – The mortgage market is shifting incredibly quickly, with mortgage lenders withdrawing products, often with little, or no notice. A good mortgage broker will receive notifications of product withdrawals and can act swiftly to secure a mortgage product prior to its withdrawal. However, if that rate cannot be applied for whatever reason, your broker can quickly identify the next best deal. By dealing directly with one lender, this would result in having to start from scratch and speak with another mortgage adviser from a different bank if the initial lender pulled their rates.
- Experience, Guidance and Advice – knowing what mortgage product to choose, especially in such uncertain times can be incredibly difficult. While a mortgage broker won’t be able to tell you what will happen with interest rates, an experience broker will be able to guide you on the options available and guide you to making the best decision based on your needs and circumstances.
Can you work with first-time home buyers?
Yes, of course. At Thameside Mortgages, we provide a dedicated first-time buyer service to help you throughout the otherwise stressful experience that purchasing your first house can feel like. We usually arrange a chat with you over the phone initially and help you understand how much you can borrow, the costs in connection with buying a property and the likely monthly payments. We will summarise our entire conversation to you by email and explain the next steps in terms of helping you obtain a mortgage.
How much deposit do I need?
The required deposit for a mortgage can vary depending on various factors, including the specific mortgage lender’s policies. Other factors that may influence how much deposit you are required to put down may include; Loan-To-Value Ratio, creditworthiness, type of employment or work status, and other factors too. But don’t worry, we’ll help you understand all this.
Do I have to take out mortgage protection?
Taking out mortgage protection is not mandatory, but it is strongly recommended. Mortgage protection insurance is designed to provide financial security in case you face unforeseen circumstances that could impact your ability to repay your mortgage. While it is not a legal requirement, it offers valuable protection for both you and your loved ones.
How much can I afford?
Determining how much you can afford for a mortgage depends on several factors, including your income, expenses, debt obligations, creditworthiness, and the prevailing interest rates. Our local mortgage brokers in Feltham will calculate this for you based on numerous lenders that we have direct access to.
