MORTGAGE BROKER FELTHAM
TRUSTÂ Â |Â Â INTEGRITYÂ Â |Â Â HONESTY
Mortgage Brokers covering Feltham and the surrounding areas
Why Choose Us?

Outstanding customer service
Over 200 5* reviews about our efficient and personalised service

More than 17 years experience
Finding the mortgage and protection that’s best for you

Relationships built to last
Honest advice always with your best interests in mind
A more personal service
Are you looking to secure a mortgage in Feltham and the surrounding areas? Look no further than
Thameside Mortgages, your trusted 5-star Google rated mortgage broker.
We offer a comprehensive and exceptional service to all of our clients, whether you’re a first-time
homebuyer, moving home, or remortgaging. Our team is well-positioned to help you secure your
next move on your terms, making the mortgage process straightforward and stress-free.
Choose Thameside Mortgages as your mortgage broker in Feltham and rest assured that you’ll
receive personalized and expert advice. Call us today and arrange your FREE no-obligation
consultation with Thameside Mortgages.

First-Time Buyer Mortgages
Looking to purchase your first home and start your journey on the property ladder? In that case,
seeking the assistance of a reliable and professional mortgage broker in Feltham and the
surrounding areas is crucial.
While buying your first home can be an exhilarating experience, it can also be overwhelming if you lack the appropriate guidance and support.
At Thameside Mortgages Feltham, our expert mortgage brokers handle the entire process for you and have access to a wide range of first-time buyer lenders. Our initial step involves arranging a phone conversation to gain a better understanding of your current financial situation.
This will enable us to provide you with an estimate of the potential mortgage amounts you may be able to borrow for your first-time buyer mortgage. Once we have all
the required information, we move on to the next stage, which is obtaining an Agreement In Principle (AIP).
This will serve as proof of your ability to secure a mortgage and can be presented to estate agents.
Furthermore, we will support you in getting your offer and mortgage accepted and guide you through the completion of all the necessary legal paperwork.
Our team will be with you every step of the way, from the start of the process to the moment you receive the keys to your first home.
Remortgages
Thameside Mortgages specialises in remortgages in Feltham and the surrounding areas. With the
recent increase in mortgage rates, it’s worth considering a remortgage to see if you can secure a better rate with your current lender or an alternative one.
To increase your chances of getting the best remortgage deal, we recommend starting the process about 3-4 months before your current deal expires.
This allows us ample time to access multiple lenders, conduct comprehensive research, and submit various applications on your behalf.
Remortgaging can provide many benefits beyond getting a better mortgage rate, including having more disposable income to enjoy life’s pleasures.
Don’t assume that a remortgage is out of your
reach; speak to us at Thameside Mortgages Feltham for expert advice and assistance.
Home Mover Mortgages
If you’re looking to ‘port’ your mortgage, we can help and provide a dedicated home-mover mortgage service. Similarly to a first-time-buyer mortgage, we will obtain an AIP (Agreement in Principle) which you can use to show estate agents, evidencing your ability to obtain a mortgage.
In regards to home mover mortgages, you are likely to have options for variable-rate and fixed-rate mortgages depending on your current financial citation. But, don’t worry, our mortgage brokers in Feltham will be there every step of the way to assist and provide professional and regulated advice.
Buy to Let Mortgages
Buy-to-let mortgages, also commonly referred to as investment mortgages, are particularly popular for landlords that are looking to secure their financial future by investing in property. It’s likely that to secure a BTL mortgage, you’ll require a minimum deposit of 25%. However, the vast majority of BTL mortgages are interest-only.
Thameside Mortgages can help first-time landlords or experienced landlords secure a buy-to-let mortgage. For more information or to arrange your FREE no-obligation consultation, please get in touch with us today.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.
What our clients are saying…
Your 5-Star Rated Mortgage Broker In Feltham
Here at Thameside Mortgages, we are proud to be your 5-star-rated mortgage broker in Feltham, covering the entirety of Kent and Bedfordshire. You are guaranteed a personalised and bespoke mortgage service with our friendly yet professional brokers. Get in touch with us today to discuss your requirements.
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What are the costs of obtaining a mortgage?
When you apply for a mortgage, there are various fees and costs that you should be aware of. Below are some of the common fees you may come across:
- Application Fee: Lenders may impose an application fee when you apply for a mortgage. This fee is typically intended to cover the administrative costs involved in processing your application, such as reviewing your credit report and verifying your employment details.
- Valuation Fee: To ensure that the property you intend to purchase is worth the amount you’re borrowing, lenders often require a valuation. You may be charged a valuation fee to cover the expenses associated with evaluating the property’s value. Some lenders offer free valuations however.
- Mortgage Arrangement Fee: Typically, the lower the interest rate, the higher the fee. A broker will work out whether it’s more cost-effective to opt for a lower rate/higher fee deal, or a higher rate/lower fee deal. The average arrangement fee is £999.
- Legal Fees: Engaging a solicitor/conveyancer is essential to handle the legal aspects of your property purchase. They will charge a fee for their services, which typically include conducting local searches and registering the property.
- Additional Survey Fees: It is common to opt for a comprehensive property survey to identify potential issues like structural defects, roofing problems, or plumbing issues. However, such surveys often entail a separate fee.
- Stamp Duty Land Tax (SDLT): This is applicable when purchasing a property above a certain value. The amount of SDLT you need to pay depends on the purchase price of the property and your buyer status i.e. some first time buyers are exempt from stamp duty up to certain levels. You can take a look at our stamp duty calculator here.
Why use a mortgage broker in Feltham?
Thameside Mortgages offers compelling reasons for clients to choose our mortgage broker services.Â
- Access to Products in an ever-changing market – The mortgage market is shifting incredibly quickly, with mortgage lenders withdrawing products, often with little, or no notice. A good mortgage broker will receive notifications of product withdrawals and can act swiftly to secure a mortgage product prior to its withdrawal. However, if that rate cannot be applied for whatever reason, your broker can quickly identify the next best deal. By dealing directly with one lender, this would result in having to start from scratch and speak with another mortgage adviser from a different bank if the initial lender pulled their rates.
- Experience, Guidance and Advice – knowing what mortgage product to choose, especially in such uncertain times can be incredibly difficult. While a mortgage broker won’t be able to tell you what will happen with interest rates, an experience broker will be able to guide you on the options available and guide you to making the best decision based on your needs and circumstances.
Can you work with first-time home buyers?
Yes, of course. At Thameside Mortgages, we provide a dedicated first-time buyer service to help you throughout the otherwise stressful experience that purchasing your first house can feel like. We usually arrange a chat with you over the phone initially and help you understand how much you can borrow, the costs in connection with buying a property and the likely monthly payments. We will summarise our entire conversation to you by email and explain the next steps in terms of helping you obtain a mortgage.
How much deposit do I need?
The required deposit for a mortgage can vary depending on various factors, including the specific mortgage lender’s policies. Other factors that may influence how much deposit you are required to put down may include; Loan-To-Value Ratio, creditworthiness, type of employment or work status, and other factors too. But don’t worry, we’ll help you understand all this.
Do I have to take out mortgage protection?
Taking out mortgage protection is not mandatory, but it is strongly recommended. Mortgage protection insurance is designed to provide financial security in case you face unforeseen circumstances that could impact your ability to repay your mortgage. While it is not a legal requirement, it offers valuable protection for both you and your loved ones.Â
How much can I afford?
Determining how much you can afford for a mortgage depends on several factors, including your income, expenses, debt obligations, creditworthiness, and the prevailing interest rates. Our local mortgage brokers in Feltham will calculate this for you based on numerous lenders that we have direct access to.