MORTGAGE BROKER GRAVESEND
TRUST | INTEGRITY | HONESTY
Mortgage Brokers covering Gravesend and the surrounding areas
Why Choose Us?

Outstanding customer service
Over 200 5* reviews about our efficient and personalised service

More than 17 years experience
Finding the mortgage and protection that’s best for you

Relationships built to last
Honest advice always with your best interests in mind
A more personal service
As your 5-star-rated mortgage broker in Gravesend, we understand the importance of feeling involved, informed, and confident throughout the mortgage process.
That’s why our small, friendly team will work with you personally from start to finish, ensuring that you’re never left in the dark or pushed into a product you’re unsure about.
Our commitment to putting our customers first is what sets us apart from other brokers, and it shows in our hundreds of 5-star reviews. We genuinely care about your unique situation and will take the time to listen and understand your needs before offering tailored advice and solutions.
If you’re looking for a mortgage broker in Gravesend and the surrounding areas who will treat you with the respect and attention you deserve, get in touch with us your trusted mortgage broker in Gravesend today for a no-obligation chat.

First-Time Buyer Mortgages
As a first-time buyer, you are embarking on an exciting yet overwhelming journey of purchasing your first home.
At Thameside Mortgages, we understand the challenges of this experience and are here to assist you as your 5-star rated mortgage broker in Gravesend and the surrounding areas.
With access to more than 90 lenders, we can identify the most appropriate products to obtain the right mortgage deal for you as a first-time buyer. Our knowledgeable mortgage brokers have already helped numerous first-time buyers in Gravesend and the surrounding areas to secure their initial mortgage and dream home.
Our process commences with an initial conversation with one of our small, but friendly team, to understand your needs and preferences to guide you towards purchasing your first home in the location of your choice.
Following this, we’ll submit an initial application to obtain an Agreement in Principle (AIP). Once your offer on a property is accepted, we will move forward with submitting a formal mortgage application to a mortgage lender.
Remortgages
Remortgaging involves transferring your current mortgage to a new lender or deal with your existing lender, offering new terms and the possibility of borrowing more money. This process can help reduce your monthly payments, release equity from your property, or consolidate other debts.
It is usually considered when your existing mortgage deal is about to expire or when better deals are available in the market.
Thameside Mortgages, your trusted mortgage broker in Gravesend and the surrounding areas, can simplify the remortgaging process for you and help determine if it’s the right option for your financial situation.
It’s best to start considering a remortgage at least 6 months before your current agreement expires to allow enough time to explore alternative lenders and negotiate better mortgage rates.
With our extensive knowledge and access to over 90 lenders, we can identify the most suitable remortgage products for you. You can choose between fixed-rate or variable-rate mortgages, depending on your preferences and goals. Fixed-rate mortgages provide stability in your monthly expenses and may be a better option if you prefer predictability.
Home Mover Mortgages
A home mover mortgage is designed for those who already own a property and wish to move to a new one. If you are currently in a mortgage deal, it may be wise to “port” your existing mortgage to avoid early repayment charges, which can be expensive.
Porting involves transferring your existing mortgage to your new property by meeting the eligibility criteria set by your mortgage lender. Any additional borrowing will be at the rate available at the time of application.
At Thameside Mortgages, our qualified and accredited mortgage brokers in Gravesend and surrounding areas understand that moving homes can be a stressful experience.
That’s why we simplify the process for you by handling everything from initial application and obtaining an Agreement in Principle (AIP) to liaising with estate agents and solicitors and finding the perfect home mover mortgage to suit your needs and financial situation.
Buy to Let Mortgages
A buy-to-let (BTL) mortgage is different from a residential mortgage because it is specifically designed for people who want to purchase a property with the intention of renting it out to tenants. Unlike a residential mortgage, where the lender is primarily interested in whether the borrower can afford to make their mortgage payments, a BTL mortgage lender will also consider the potential rental income the property could generate.
The rental income can be used to cover the mortgage payments, and the lender wants to be confident that the borrower can generate sufficient income to cover the mortgage. BTL mortgages typically have different interest rates and lending criteria than traditional residential mortgages, as they involve an investment in a property with the intention of generating rental income rather than purchasing a property as a primary residence.
Typically, a deposit of at least 25% is required to secure a buy-to-let (BTL) mortgage in the UK. However, some lenders may accept a lower deposit, depending on the borrower’s circumstances and financial situation. It’s important to note that a larger deposit may result in better mortgage rates and more favourable terms.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.