MORTGAGE BROKER ORPINGTON
TRUST | INTEGRITY | HONESTY
Mortgage Brokers covering Orpington and the surrounding areas
Why Choose Us?
Outstanding customer service
Over 200 5* reviews about our efficient and personalised service
More than 17 years experience
Finding the mortgage and protection that’s best for you
Relationships built to last
Honest advice always with your best interests in mind
A more personal service
Don’t want to feel like just another number in the mortgage process? Do you want to work with a team that truly cares about your needs and goals? Look no further than Thameside Mortgages in Orpington. We pride ourselves on offering a personalised, one-to-one experience from start to finish.
Our team is dedicated to putting our customers first and ensuring you feel informed and confident every step of the way. With over 200 5-star reviews, our commitment to exceptional customer service speaks for itself. Let us listen to your unique situation and provide expert guidance on the best options for you. Contact us today for a no-obligation initial chat and discover the Thameside Mortgages Orpington difference.
First-Time Buyer Mortgages
If you’re a first time buyer in Orpington, it’s probably a time of mixed emotions. Ultimately you’re excited and eager but at the same time nervy and at times, stressful. We’ve been around a while so we know exactly what it can be like. Especially, when you’re not offered top quality advice from a trusted mortgage broker such as
ourselves.
We’ve worked with hundreds of first time buyers in Orpington to successfully get the keys to their new home and it’s a pleasure for us being able to do that. We aim to make the process as simple and as easy as possible for you. Simply take us on as your mortgage broker, follow our steps and you’ll have the keys in the quickest possible time.
It’s what we do at Thameside Mortgages Orpington. Our process and systems are tried and tested with a proven track record for success. We’re specialists in getting
first time buyer mortgages sorted in good time. We know that everyone has unique circumstances therefore following your initial contact, we will get to know and deep dive into the details that go with your situation.
We place great value in listening because it will help us gain the knowledge and understanding we need to build a good case to the estate agents and lenders you may be dealing with. We will run you through how much you might be able to borrow as well as other costs involved in buying a house.
In essence we’ll then support you in getting an ‘Agreement in Principle’ which will help you show estate agents and the like that you’re serious and can afford the house you’re trying to view.
Remortgages
We’re sure lots of people have noticed the change in mortgage rates at the moment including the general costs of living. This means it’s more important than ever to seek top quality advice from a professional company.
Remortgaging can be extremely useful to many people. Common examples are when you’re wanting to move house or make hefty home improvements. Whatever the scenario is we’ve got covered here at Thameside Mortgages Orpington.
Due to all the cases of remortgaging that we deal with, we see various patterns occur in between the one-off cases too. One of these patterns refers to people using the same lender they previously had a mortgage with out of pure convenience.
This could be damaging to your pocket in the long run. We always recommend shopping around and letting us put the effort in from the beginning – you could be thanking yourself later. We want to get the best possible remortgaging rate.
Home Mover Mortgages
Home move mortgages come into play when you’re moving house or possibly relocating to a property of higher value. We’ve helped many people over the years to both move into and out of Orpington and the surrounding areas.
Thanks to our reputation we have been recommended by lots of customers which has allowed us to grow our business in areas outside of Orpington. It’s truly amazing to see people smile when they get the keys to their dream property.
Our job is to take a lot of the heavy lifting off your shoulders to ensure your home mover mortgage is an easy process from start to finish. The general process will start with a valuation of your current property by an estate agent and we’ll dig a little deeper into your mortgage situation. You will most likely already have a mortgage, so it’s
important for us to understand these details before looking at a new mortgage.
For example, very often we speak with clients who are tied into a fixed rate, so we use our expertise and knowledge to work out the best way of raising the mortgage to allow our client to increase the property value and mortgage borrowing.
In other situations, it’s been more cost effective to take out a brand-new mortgage. Not to worry however, because we will work through it all for you.
Buy to Let Mortgages
Buy to let mortgages are also known as investment mortgages and they can be quite complex affairs if not handled correctly. Luckily, our experienced team here in Orpington will be able to help you with all your buy to let mortgage needs. A buy to let mortgage is essentially a mortgage that’s acquired on a property you intend to let out
to tenants on a medium-long term basis.
If you want to become a landlord then you’ll get a mortgage of this nature. Getting one of these mortgages however, means you cannot live in the property by any means whatsoever. For more information on buy to let mortgages, get in touch with us today.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.