Outstanding customer service
Over 200 5* reviews about our efficient and personalised service
More than 17 years experience
Finding the mortgage and protection that’s best for you
Relationships built to last
Honest advice always with your best interests in mind
A more personal service
Don’t want to feel like just another number in the mortgage process? Do you want to work with a team that truly cares about your needs and goals? Look no further than Thameside Mortgages in Orpington. We pride ourselves on offering a personalised, one-to-one experience from start to finish.
Our team is dedicated to putting our customers first and ensuring you feel informed and confident every step of the way. With over 200 5-star reviews, our commitment to exceptional customer service speaks for itself. Let us listen to your unique situation and provide expert guidance on the best options for you. Contact us today for a no-obligation initial chat and discover the Thameside Mortgages Orpington difference.
First-Time Buyer Mortgages
If you’re a first time buyer in Orpington, it’s probably a time of mixed emotions. Ultimately you’re excited and eager but at the same time nervy and at times, stressful. We’ve been around a while so we know exactly what it can be like. Especially, when you’re not offered top quality advice from a trusted mortgage broker such as
We’ve worked with hundreds of first time buyers in Orpington to successfully get the keys to their new home and it’s a pleasure for us being able to do that. We aim to make the process as simple and as easy as possible for you. Simply take us on as your mortgage broker, follow our steps and you’ll have the keys in the quickest possible time.
It’s what we do at Thameside Mortgages Orpington. Our process and systems are tried and tested with a proven track record for success. We’re specialists in getting
first time buyer mortgages sorted in good time. We know that everyone has unique circumstances therefore following your initial contact, we will get to know and deep dive into the details that go with your situation.
We place great value in listening because it will help us gain the knowledge and understanding we need to build a good case to the estate agents and lenders you may be dealing with. We will run you through how much you might be able to borrow as well as other costs involved in buying a house.
In essence we’ll then support you in getting an ‘Agreement in Principle’ which will help you show estate agents and the like that you’re serious and can afford the house you’re trying to view.
We’re sure lots of people have noticed the change in mortgage rates at the moment including the general costs of living. This means it’s more important than ever to seek top quality advice from a professional company.
Remortgaging can be extremely useful to many people. Common examples are when you’re wanting to move house or make hefty home improvements. Whatever the scenario is we’ve got covered here at Thameside Mortgages Orpington.
Due to all the cases of remortgaging that we deal with, we see various patterns occur in between the one-off cases too. One of these patterns refers to people using the same lender they previously had a mortgage with out of pure convenience.
This could be damaging to your pocket in the long run. We always recommend shopping around and letting us put the effort in from the beginning – you could be thanking yourself later. We want to get the best possible remortgaging rate.
Home Mover Mortgages
Home move mortgages come into play when you’re moving house or possibly relocating to a property of higher value. We’ve helped many people over the years to both move into and out of Orpington and the surrounding areas.
Thanks to our reputation we have been recommended by lots of customers which has allowed us to grow our business in areas outside of Orpington. It’s truly amazing to see people smile when they get the keys to their dream property.
Our job is to take a lot of the heavy lifting off your shoulders to ensure your home mover mortgage is an easy process from start to finish. The general process will start with a valuation of your current property by an estate agent and we’ll dig a little deeper into your mortgage situation. You will most likely already have a mortgage, so it’s
important for us to understand these details before looking at a new mortgage.
For example, very often we speak with clients who are tied into a fixed rate, so we use our expertise and knowledge to work out the best way of raising the mortgage to allow our client to increase the property value and mortgage borrowing.
In other situations, it’s been more cost effective to take out a brand-new mortgage. Not to worry however, because we will work through it all for you.
Buy to Let Mortgages
Buy to let mortgages are also known as investment mortgages and they can be quite complex affairs if not handled correctly. Luckily, our experienced team here in Orpington will be able to help you with all your buy to let mortgage needs. A buy to let mortgage is essentially a mortgage that’s acquired on a property you intend to let out
to tenants on a medium-long term basis.
If you want to become a landlord then you’ll get a mortgage of this nature. Getting one of these mortgages however, means you cannot live in the property by any means whatsoever. For more information on buy to let mortgages, get in touch with us today.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.
What our clients are saying…
We used Thameside Mortgages for our mgt for our new property. We had professional and brilliant service from Andrew and his team. I would highly recommend Thameside Mortgage as they go over and above what I expected from them. Thank you so much Andrew and your team X
Andrew and Laura were attentive to all our needs and gave us all the facts to help us make informed decisions. They were more than happy to answer our many many questions and always did so in a very timely manner. We had some issues with our solicitors taking too long to action paperwork but both Andrew and Laura chased things up on our behalf. The support and guidance along the way was definitely appreciated. We shall definitely use Thameside Mortgages again!
I couldn't recommend Thameside Mortgages enough - they helped me with my life insurance and Laura was so helpful and so patient with me! Andrew clearly has incredible knowledge and was very supportive and considerate when discussing all of my options. Laura was brilliant at following up and helping me through the process and was very quick responding to any queries that I had. Will most definitely use them again for any further business that I have, A* service - thank you so much!
Andrew’s experience and knowledge of the market was next to none, which allowed me to get the perfect mortgage deal. Followed by Laura’s communication made the whole process very comfortable. It wasn’t as easy ride with many hiccups from my end but Thameside stuck with me throughout the entire process until I picked up my keys and more. Highly recommend.
I really can’t recommend Thameside Mortgages enough. From start to finish, the process was very well explained and completely hassle free. They found me an amazing deal and their communication, responsiveness and support was second to none. A heartfelt thank you to Andrew, Laura and Lydia; keep up the brilliant work.
Andrew and Laura at Thameside Mortgages were incredibly helpful in guiding me through the home buying process. They answered all of my questions and were in regular communication with me throughout. They were invaluable with also helping to communicate with my solicitor to ensure that my purchase went well. I can highly recommend them to anyone looking for a friendly, knowledgeable and professional advisor.
Fantastic guidance and service all the way through the process of our purchase. Very quick to respond to our questions and would certainly recommend.
I am so glad that we worked with Thameside Mortgages for the purchasing of our first home. From initial enquiries, guidance whist making an offer on the house, to getting a mortgage offer & insurance options, we cannot fault their service! Jason always made us feel informed, in control and aware of all our options. 10/10 and we would definitely recommend to our friends and family! Thameside eliminated all the fears & stress we thought we would have, and made the experience easy and clear. Thank you very much!
Andrew and the team at Thameside Mortgages provided a fantastic service throughout our re-mortgage process. From detailing how it all works and what steps we have to take along the way with taking care of our best interests. Andrew was also able to sort out life insurance for me and my partner ensuring we are protected with what we seemed necessary. I very much look forward to using Thameside Mortgages in the future and would recommend anyone else to do so.
Andrew & Laura were amazing at Thameside Mortgages. They were able to secure us a mortgage after we purchased the property, so only a few lenders were available to us. We were happy with the mortgage they recommended. The conveyancer wasn't the best, but Andrew & Laura pushed that side too. This is the second mortgage I've got through Thameside Mortgages and I will definitely use them again! Can't recommend them enough. Fantastic service, always available and happy to help. Thanks guys 🙂
Thank you to Thameside Mortgages to Laura and Andrew, helping me get the mortgage, they were both very professional. The mortgage was smooth and efficient. I had difficulties with the solicitor, but Laura and Andrew have been there to support me throughout. I will definitely be in contact for a future mortgages. Happy to recommend to anyone.
This is the second time I've instructed Andrew Sheen at Thameside Mortgages to find and secure the right deal for me. On both occasions I've had complete confidence in his ability to work with my best interests at heart. So professional and personable, I hope to always work with him when moving house or remortgaging. Not to mention, he's also a really top bloke. Thank you Andrew and team. Let's do it all again in 5 years time.
We have used Thameside Mortgages now for six of our remortgages over many years. Andrew and his team have been absolutely outstanding. They have always delivered on the best mortgage for us, based on our changing family circumstances, and also have brought ideas and advice that has been extremely helpful to guide us in making the best choice. What has been very impressive is that they are focused on a long-term relationship, not simply a quick commission, and have a few times taken us to mortgage offer stage, where we have backed out for various personal reasons, and they have not asked for any payment for much time and effort on their part getting that far in the process. I am reassured to know where to go for our mortgage advice!
Thameside Mortgages have been nothing but patient, informative and thorough. Andrew and Laura have been great, providing continued support and really taking the time to explain all the questions we sent their way. Their knowledge and expertise is apparent straightaway. Would highly recommend!
Thameside were amazing! Made the process completely stress free and felt informed throughout. I’ll go with them every time.
Having used a number of mortgage advisors in the past, I can say that Thameside were a breath of fresh air. We have an unusual situation and were told we couldn’t get what we needed from other advisors. Thameside were able to arrange a mortgage and kept us updated constantly and were available any time to discuss all the usual issues. Highly recommend to anyone looking for a mortgage.
We used Thameside Mortgages for the purchase of our first home. We had both a professional and brilliant service from Andrew and his team. I would highly recommend Thameside Mortgages. They go above and beyond and guided us through the whole process. Thank you so much Andrew.
Couldn't recommend Thameside Mortgages enough, both Andrew and Laura have and continue to be a huge support in the process for us. We have been kept up to date at all times, provided as much information as possible and have received helpful responses to any queries we have had. They have made a stressful process much easier and we couldn't have wished for a better service.
We used Thameside Mortgages for our recent mortgage application and cannot speak highly enough of Andrew and his team. They were professional and attentive from the outset and helped us through every step of the process. Andrew consistently communicated with us throughout to ensure the process was as easy and streamlined as possible, and we felt we received a completely personal service. I wouldn’t hesitate to recommend Thameside Mortgages for anyone considering a mortgage application in the future and will definitely utilise their service again.
Thameside Mortgages have been outstanding. Very helpful and prompt. They helped me when no one else would. I recommend Thameside Mortgages to anyone who is looking to get a Mortgage!
Can not fault the service offered by Thameside Mortgages. Our personal advisor Jason was understanding accommodating and incredibly knowledgeable. He understood exactly what we needed and was in constant communication throughout our process and the after sales care we are currently receiving is impeccable. Congratulations Thameside Mortgages you have made our dream of owning a home come true!
Great service from start to finish, made the whole process very smooth and easy
We’ve been using Andrew for over 10 years, the service, knowledge and expertise he provides is exceptional! From our first time mortgage to re-mortgage, Andrew has always obtained extremely competitive rates vs what you would find on the market and is extremely responsive throughout the process. We also have our life insurance policies with Andrew, which we have found to be incredibly competitive. All around a great team and I would highly recommend Thameside Mortgages to anyone.
The team went above and beyond to help us secure the best possible rate. During what was a difficult time for us, they’ve been so supportive and empathic. Their work is delivered with pedagogy and transparency, for customers to understand relevant details and take informed decisions with confidence. I strongly recommend their mortgage services.
I had a fantastic experience with Thameside Mortgages, Jason was extremely proactive throughout the entire process and was a pleasure to work with. He was very patient and knowledgeable which helped reassure me as a first time buyer, an absolute asset. All my questions were answered swiftly and he would constantly check in with me throughout what ended up being a long drawn out process. I highly recommend.
Jason was very knowledgable and calm during the whole process and always available to answer my questions. I would definitely use Thameside again.
Absolutely the best, most helpful and speedy broker I've ever worked with - Thameside sorted everything including finding the right mortgage and insurances for me, guiding me through the applications and keeping me posted throughout the process. Particular thanks for their endless patience with me dithering over every decision, but because of their honest and clear advice, I'm completely comfortable I've made the right choices. I really couldn't recommend these guys enough!
Fantastic service from start to finish. Andrew and Laura assisted with the purchase of mine and my partners first home, it was great to know that we were in safe hands throughout. Highly recommend!
Andrew, Laura and the Thameside team were fantastic and delivered a brilliant result for us. They were able to secure two competitive mortgages for our remortgage and new house purchase. These were secured in a matter of weeks and then Thameside guided us through a tricky exchange and completion process with minimal fuss and stress. Thank you Thameside for a providing a wonderful service and we’ll sure to be back again in the future!
Thameside Mortgages, Jason Senior Financial Adviser is the most proactive Adviser I have had the pleasure of working with. He helped me not only with the purchase of my Property 5 years ago but also with my Remortgage couple days ago, very versatile with a lot of knowledge and huge experience a really great, amazing person. My e-mail was answered frequently within a minute, he was quick on the document chase. Friendly professional, service, I definitely recommend it. And very decently. Thank you so much Jason.
Your 5-Star Rated Mortgage Broker In Orpington
We are a fantastic choice if you’re looking for a company to handle your mortgages if you’re looking for hard workers, transparency, good communication, knowledge and lots more. As your dedicated mortgage broker in Orpington, we’ve been around for a long time so there aren’t too many situations that we haven’t seen. Whatever your mortgage requirements are, we are happy to help and keen to get your offer over the line in an efficient manner. We have strong family values and over 200 amazing reviews to back up everything we say. We hope to hear from you soon here at Thameside Mortgages Orpington.
Get In Touch Today
Why use a local mortgage broker in Orpington?
There are many reasons to use a local mortgage broker in Orpington. Firstly, you’ll benefit from a local and personalised service with a company that is fully accountable for sourcing the best and most suitable mortgage for you. Moreover, local mortgage brokers have a deep understanding of the local real estate market, including trends, property values, and mortgage options specific to your area.
What is a fixed-rate mortgage?
A fixed-rate mortgage is a type of mortgage loan where the interest rate remains constant, or “fixed,” throughout the entire duration of the loan. This means that your monthly mortgage payment will also remain the same over the agreed-upon term, typically ranging from 15 to 30 years.
When could I contact a broker?
You can contact a mortgage broker at various stages of your home buying journey or when considering refinancing an existing mortgage. Stages where it’s ideal to contact our local mortgage brokers may include; pre-purchase planning, pre-approval process, to proceed with your mortgage application process and for refinancing.
What are the costs of obtaining a mortgage?
When obtaining a mortgage, there are several costs and fees associated with the process. Thameside Mortgages are able to go through this with you in further detail during our initial conversation. Costs to consider at this early stage include; deposit fee, solicitor fees, estate agent fees, stamp duty (if you are a home mover), and more.
How many lenders do you have access to?
You will be pleased to know that Thameside Mortgages have access to over 90 lenders on the market. Whether you are searching for a first-time-buyer mortgage or looking for a remortgage, we have access to specialist lenders and great negotiation power. Sit back, relax, and let us do all the hard work for you.
What types of protection do you offer?
Although mortgage protection isn’t compulsory, we do highly recommend it for peace of mind for yourself and your loved ones. Protection options we have available include; life insurance, critical illness protection, income protection, buildings and content insurance, and landlord insurance.