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MORTGAGE BROKER ROCHESTER

TRUST   |   INTEGRITY   |   HONESTY

Mortgage broker Rochester and the surrounding areas

Why Choose Us?

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Outstanding customer service

Over 200 5* reviews about our efficient and personalised service

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More than 17 years experience

Finding the mortgage and protection that’s best for you

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Relationships built to last

Honest advice always with your best interests in mind

A more personal service

Looking for a mortgage broker in Rochester who will prioritise your needs and help you feel confident and informed throughout the mortgage process? Look no further than Thameside Mortgages Rochester.

Our friendly, knowledgeable team will work closely with you from start to finish, ensuring that you feel supported every step of the way.

With over 200 5* reviews, our commitment to providing exceptional customer service is clear.

Whether you’re a first-time buyer or a seasoned homeowner, we will take the time to understand your unique situation and help you find the mortgage product that best meets your needs. So why wait? Contact us today for a no-obligation consultation and discover the Thameside Mortgages Rochester difference for yourself.

First-Time Buyer Mortgages

Buying your first home is such an exciting, but daunting time. Looking at websites for the perfect home, visiting them before making a decision. However, you could argue that the not-so-glamorous side of getting your mortgage over the line is stressful and very daunting on what would most likely be your biggest purchase to date.
The good news is that we’ve helped hundreds of first-time buyers in Rochester get their mortgages in place. If you’re in this position, the first thing we recommend you do is to get in touch with us for a free, initial no-obligation consultation. We’ll help you to gain an understanding of how much you can borrow, what you need to know about buying a property, and what monthly payments might look like based on your property choices.
We can then help you obtain an ‘Agreement in Principle (AIP). We will also liaise with estate agents where they want you to be ‘financially qualified. We have good relationships with solicitors too, so you will receive reassurance from us throughout the process.

Remortgages

ne of our specialist areas is remortgaging in Rochester. Mortgage rates have risen greatly recently so we know how important it is to get the correct information and advice. We’re a reputable company with lots of experience and our finger on the pulse of what is going on in our industry. There are lots of products out there and you need to know you’re getting the right one for your circumstances.
We’ve got good relationships with lenders and will always have your best interests at heart to get the right mortgage for you. Remortgaging may also be helpful if you’re looking to do some home improvements. If there are less than 6 months left on your current mortgage deal, we recommend that you reach out as soon as you
can, so we can help achieve the right mortgage rate ready for when your current deal expires.

Home Mover Mortgages

Securing your home mover mortgage is not a problem with Thameside Mortgages in Rochester. If you are relocating to a higher-priced property, we’d be delighted to help find the right mortgage for you. Once you’ve had a valuation on your property, we can begin to work out the level of equity you’ll have and the costs associated with moving.
If you’re tied into a fixed-rate mortgage with your current lender, we can invariably help with posting, or moving the mortgage across with the same lender. It might seem like there are a lot of things to consider here and there certainly are. However, using a company like ours will take a lot of the stress away, as we will advise and guide you at every stage.
We will deal with the mortgage paperwork, and help with solicitors, estate agents, and your insurance too.

Buy to Let Mortgages

Buy-to-let mortgages are also known as investment mortgages. For the purposes of letting out (not living in as your main residence). If you have aspirations of securing your financial future and have decided a buy-to-let mortgage is right for you, a building will be rented out. You cannot live on the premises.
If you work with us to obtain the right buy-to-let mortgage, we will work hard to get you the right deal.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

What our clients are saying…

  • Andrew & Laura at Thameside Mortgages were an absolute godsend. Having them as our Mortgage Broker was so worth the money. They had excellent communication, were brilliant at chasing our lender and keeping things moving quickly, they were also fantastic at finding the best mortgage deal and helping you with every step of the way. They made the whole process so much easier, especially as we were first time buyers and had no clue what we were doing. They help you with all the paperwork and make the process far less overwhelming. I cannot recommend them enough, book them you will not regret it.

    Nicholas Anscombe Avatar Nicholas Anscombe

    We've bought our first home with Thameside Mortgages and it was a wise decision to choose them over others. Andrew made sure that everything is done for us and helped us beyond our expectations. Both he and Laura are very responsive, professional and welling to help anytime is needed. Our journey was a long one, being a chain but they stood side by side with us the whole process even in this difficult time. If I should choose again I would definitely choose them again. I recommend them 100%. Well done Thameside Mortgages 👌

    Partene Ramona Avatar Partene Ramona

    I could not recommend Thameside Mortgages More! Andrew is always fantastic to deal with, he is always extremely responsive, supportive and helpful! Thanks to the team at Thameside and Andrew for your constant support!

    Larissa Tait Avatar Larissa Tait
  • Thameside Mortgages have been fantastic. They helped me through the whole mortgage process and were totally supportive. I was not only trying to buy a house but also remortgage my old one at the same. I can t tell you how stressed I was but Andrew and Lydia were amazing and walked me through the whole process. They will always do their best to help you. Believe me you are in safe hands with them. Thanks Sharon

    Shaz Call Avatar Shaz Call

    Andrew and his team are great to work with! They are very knowledgeable and have been very helpful throughout the whole process!

    Yafet Cole Avatar Yafet Cole

    Introduced to Mr Sheen in 2016 and using his services for me and my family since then. When I was looking for the second mortgage, I was unable to find him at his earlier employers, as he had meanwhile started Thameside Mortgages. I spent two days on internet, found him and contacted. I appreciate 7 respect his services, integrity & professionalism.

    Rajen Saraswati Avatar Rajen Saraswati
  • Andrew and Laura provided an exceptional service and my partner and I are extremely grateful for their services. They were both on hand to answer any questions or queries without hesitation and provided clear, concise and accurate information. As first time buyers and with one of us being self employed, it proved extremely difficult for us to get a mortgage (especially in a pandemic), however Laura and Andrew both went above and beyond to ensure we were looked after and for that we are extremely thankful.

    Hazel McCarthy Avatar Hazel McCarthy

    The team went above and beyond to help us secure the best possible rate. During what was a difficult time for us, they’ve been so supportive and empathic. Their work is delivered with pedagogy and transparency, for customers to understand relevant details and take informed decisions with confidence. I strongly recommend their mortgage services.

    Mikhaël Mazu Avatar Mikhaël Mazu

    Andrew’s experience and knowledge of the market was next to none, which allowed me to get the perfect mortgage deal. Followed by Laura’s communication made the whole process very comfortable. It wasn’t as easy ride with many hiccups from my end but Thameside stuck with me throughout the entire process until I picked up my keys and more. Highly recommend.

    Henry Kidman Avatar Henry Kidman
  • Thameside Mortgages have been outstanding. Very helpful and prompt. They helped me when no one else would. I recommend Thameside Mortgages to anyone who is looking to get a Mortgage!

    jack foreman Avatar jack foreman

    We used Thameside Mortgages for our recent mortgage application and cannot speak highly enough of Andrew and his team. They were professional and attentive from the outset and helped us through every step of the process. Andrew consistently communicated with us throughout to ensure the process was as easy and streamlined as possible, and we felt we received a completely personal service. I wouldn’t hesitate to recommend Thameside Mortgages for anyone considering a mortgage application in the future and will definitely utilise their service again.

    Sarah Blanks Avatar Sarah Blanks

    Andrew has dealt with our mortgage and remortgage since we bought our first home 12 years ago. The service and advice is always spot on, hence why we always return without question. It's peace of mind knowing we can trust Thameside to take care of everything and give us the advice we need.

    Rhys Jones Avatar Rhys Jones
  • I had heard great things about Thameside Mortgages before we used them to buy our new home, and they certainly did not disappoint! Andrew and his team were friendly, thorough and efficient from start to finish, which made what initially felt like a daunting process completely stress free. The team went above and beyond on multiple occasions, including to resolve a couple of unforeseen issues that we encountered with our mortgage application, proving that we couldn’t have done it without them! I will definitely be using them again for any future house purchase / remortgage.

    Michaela Peck Avatar Michaela Peck

    This is the second time I've instructed Andrew Sheen at Thameside Mortgages to find and secure the right deal for me. On both occasions I've had complete confidence in his ability to work with my best interests at heart. So professional and personable, I hope to always work with him when moving house or remortgaging. Not to mention, he's also a really top bloke. Thank you Andrew and team. Let's do it all again in 5 years time.

    Tom Denton Avatar Tom Denton

    We brought our first home nearly 2 years ago, we had Jason Harris as our advisor. I can’t put into words how much he helped from the very first call to present day with our remortgage and life insurance. Jason has been incredible from the get go, it felt as though we didn’t have to do anything really, as he found everything for us and gave multiple options so all we did was say yes or no. He broke everything down and explained things in such a simple way for us to not get too overwhelmed. He made everything feel stress free and simple, as well as finding us an incredible offer twice he has also found cheaper life insurance policies for us which is something I didn’t even think to do, he has saved us £100’s of pounds overall with our new offers. Really appreciate having him as our advisor and he’s a really helpful and lovely guy. Thank you Thameside & Thank you Jason.

    chelsea melbourne Avatar chelsea melbourne
  • I had a fantastic experience with Thameside Mortgages, Jason was extremely proactive throughout the entire process and was a pleasure to work with. He was very patient and knowledgeable which helped reassure me as a first time buyer, an absolute asset. All my questions were answered swiftly and he would constantly check in with me throughout what ended up being a long drawn out process. I highly recommend.

    Jordan Shodeinde Avatar Jordan Shodeinde

    After the purchase of our property we were in search of a good mortgage broker and our estate agent recommended Andrew. After speaking to Andrew we were confident we had found the right person to entrust finding us something as important as our first mortgage. We provided Andrew with all the necessary details and with his extensive experience and knowledge in this field, he was able to find us a very good mortgage deal. It was a pleasure working with Andrew and he was there to help and support us from the initial stages of the mortgage to the final completion day. When we needed to remortgage, Andrew helped us find another good deal, providing the same care and support as before. I would definitely recommend Andrew to anyone who is looking for an experienced and professional yet very approachable and friendly expert broker who will help guide them through the whole mortgage process. Thank you so much Andrew and Lydia for all your help recently.

    Pam Mehroke Avatar Pam Mehroke

    We have used Thameside Mortgages now for six of our remortgages over many years. Andrew and his team have been absolutely outstanding. They have always delivered on the best mortgage for us, based on our changing family circumstances, and also have brought ideas and advice that has been extremely helpful to guide us in making the best choice. What has been very impressive is that they are focused on a long-term relationship, not simply a quick commission, and have a few times taken us to mortgage offer stage, where we have backed out for various personal reasons, and they have not asked for any payment for much time and effort on their part getting that far in the process. I am reassured to know where to go for our mortgage advice!

    J Avatar J
  • Thameside Mortgages, Jason Senior Financial Adviser is the most proactive Adviser I have had the pleasure of working with. He helped me not only with the purchase of my Property 5 years ago but also with my Remortgage couple days ago, very versatile with a lot of knowledge and huge experience a really great, amazing person. My e-mail was answered frequently within a minute, he was quick on the document chase. Friendly professional, service, I definitely recommend it. And very decently. Thank you so much Jason.

    stanislaw oleniacz Avatar stanislaw oleniacz

    Andrew and the Team were not only extremely knowledgeable in their field, but extremely professional and thorough throughout the process. I can't recommend the team enough and would strongly urge engaging the team for your mortgage and life insurance management. Thank you Thameside Mortgages.

    Matthew Harrison Avatar Matthew Harrison

    Both Andrew and Laura were extremely helpful and responsive from start to finish. I highly recommend using Thameside Mortgages, we will definitely use them again.

    Jake Whitford Avatar Jake Whitford
  • Andrew and Laura at Thameside Mortgages were incredibly helpful in guiding me through the home buying process. They answered all of my questions and were in regular communication with me throughout. They were invaluable with also helping to communicate with my solicitor to ensure that my purchase went well. I can highly recommend them to anyone looking for a friendly, knowledgeable and professional advisor.

    yordanos yimmesghen Avatar yordanos yimmesghen

    I've been working with Andrew and his team for a few years now. After recently completing a re-mortgage with Thameside I thought I'd leave a quick review to help others looking for help with the mortgage and to show my appreciation to everyone at Thameside. Their customer service is fantastic. Each time the process is completely stress free. The team are knowledge and always willing to go above and beyond to help make the process go smoothly. They take the time to explain the products they offer in a way that is easy to understand. They are profession and personable at the same time. I especially like the person touches the team do, like sending a thank you card on completion. I would highly recommend the services they offer. Keep up the good work Thameside.

    Surj Avatar Surj

    I recently used Thameside Mortgages and their recommended solicitors when purchasing my property I can’t recommend them enough! Not only do I feel that I ended up with a very competitive mortgage, from start to finish the team kept me up to date on the progress of my mortgage application and the conveyancing process. They were always very quick to reply to any questions I had and I credit them with helping me exchanging contracts within just 7 weeks. Andrew, Lydia and Laura, thank you so much for all your help. I can’t thank you enough!

    Erin LaBelle Avatar Erin LaBelle
  • Andrew & Laura were amazing at Thameside Mortgages. They were able to secure us a mortgage after we purchased the property, so only a few lenders were available to us. We were happy with the mortgage they recommended. The conveyancer wasn't the best, but Andrew & Laura pushed that side too. This is the second mortgage I've got through Thameside Mortgages and I will definitely use them again! Can't recommend them enough. Fantastic service, always available and happy to help. Thanks guys 🙂

    paul sharp Avatar paul sharp

    I used Andrew and team 5 years ago and they were brilliant, I couldn't recommend them enough. Recently used them for my renewal and nothing was a problem and felt easy to complete. First class hassle free!!

    Shaun Bradford Avatar Shaun Bradford

    Brilliant service from start to finish. Andrew and the team were friendly, knowledgeable and available at every step of the way during the remortgage process ensuring it went smoothly and were always available to help. Would thoroughly recommend.

    Pietro Boffa Avatar Pietro Boffa
  • Fantastic guidance and service all the way through the process of our purchase. Very quick to respond to our questions and would certainly recommend.

    Aaron Jago Avatar Aaron Jago

    Andrew and Laura were attentive to all our needs and gave us all the facts to help us make informed decisions. They were more than happy to answer our many many questions and always did so in a very timely manner. We had some issues with our solicitors taking too long to action paperwork but both Andrew and Laura chased things up on our behalf. The support and guidance along the way was definitely appreciated. We shall definitely use Thameside Mortgages again!

    Alison King Avatar Alison King

    Thameside Mortgages have been nothing but patient, informative and thorough. Andrew and Laura have been great, providing continued support and really taking the time to explain all the questions we sent their way. Their knowledge and expertise is apparent straightaway. Would highly recommend!

    Rosie Woods Avatar Rosie Woods

Your 5-Star Rated Mortgage Broker In Rochester

Thameside Mortgages – your 5-star rated mortgage broker in Rochester – is a company with lots of experience and knowledge in the area. We have almost 200 positive five-star reviews across Google Reviews and other sites. We’re great at what we do and provide trusted advice. We have a friendly approach to what can be a very daunting process and are confident we can assist you in the best possible way. Why don’t you get in touch with us today to find out more?

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Why use a local mortgage broker in Rochester?

Using a local mortgage broker can offer several advantages and benefits. Local mortgage brokers in Rochester, just like Thameside Mortgages, have a deep understanding of the local market, including trends, property values, and mortgage options specific to your area. Moreover, we typically offer a more personalised approach to our clients. You can meet face-to-face, have direct communication, and build a relationship based on trust and understanding.

What are my first-time approval chances?

When you’re a first-time buyer, your chances of getting approved for a mortgage will be influenced by various factors. These may include your credit score, debt-to-income ratio, employment stability, and current income. At Thameside Mortgages, we highly recommend taking a proactive approach before starting your mortgage application to enhance your likelihood of first-time approval.

How do I find the most suitable mortgage?

Finding the most suitable mortgage for your needs involves several steps and it always starts with contacting your local mortgage broker. Thameside Mortgages have access to 90 + lenders and therefore we are in a great negotiation position to help you obtain a mortgage that’s in sync with your financial circumstances and aspirations. Finding the most suitable mortgage for you begins with assessing your current financial situation, defining your goals and researching mortgage options.

Is it better to get a fixed or variable-rate mortgage?

The decision between a fixed-rate or variable-rate mortgage depends on your personal preferences, financial situation, and market conditions. One of the biggest pros of selecting a fixed-rate mortgage is that you get the certainty of fixed monthly mortgage payments regardless of interest rate fluctuation.  It’s advisable to consider your long-term plans, consult with Thameside Mortgages, and carefully evaluate the current market conditions before making a decision.

Is mortgage protection compulsory?

Although mortgage protection isn’t compulsory, it is highly recommended by our team at Thameside Mortgages. Mortgage protection gives you the peace of mind that if anything should happen, such as disability, critical illness, or death, your outstanding mortgage balance will be paid off and your loved ones left behind will not be burdened.

How much deposit do I need?

The deposit amount needed for a mortgage can differ based on several factors, including the policies of the mortgage lender you choose. Additional factors that can influence the required deposit include the Loan-To-Value Ratio, creditworthiness, employment type, and other individual considerations. However, there’s no need to worry, as we are here to provide you with an accurate percentage of the deposit you’ll need to make to ensure feasibility.

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