MORTGAGE BROKER ROCHESTER
TRUSTÂ Â |Â Â INTEGRITYÂ Â |Â Â HONESTY
Mortgage broker Rochester and the surrounding areas
Why Choose Us?

Outstanding customer service
Over 200 5* reviews about our efficient and personalised service

More than 17 years experience
Finding the mortgage and protection that’s best for you

Relationships built to last
Honest advice always with your best interests in mind
A more personal service
Looking for a mortgage broker in Rochester who will prioritise your needs and help you feel confident and informed throughout the mortgage process? Look no further than Thameside Mortgages Rochester.
Our friendly, knowledgeable team will work closely with you from start to finish, ensuring that you feel supported every step of the way.
With over 200 5* reviews, our commitment to providing exceptional customer service is clear.
Whether you’re a first-time buyer or a seasoned homeowner, we will take the time to understand your unique situation and help you find the mortgage product that best meets your needs. So why wait? Contact us today for a no-obligation consultation and discover the Thameside Mortgages Rochester difference for yourself.

First-Time Buyer Mortgages
Buying your first home is such an exciting, but daunting time. Looking at websites for the perfect home, visiting them before making a decision. However, you could argue that the not-so-glamorous side of getting your mortgage over the line is stressful and very daunting on what would most likely be your biggest purchase to date.
The good news is that we’ve helped hundreds of first-time buyers in Rochester get their mortgages in place. If you’re in this position, the first thing we recommend you do is to get in touch with us for a free, initial no-obligation consultation. We’ll help you to gain an understanding of how much you can borrow, what you need to know about buying a property, and what monthly payments might look like based on your property choices.
We can then help you obtain an ‘Agreement in Principle (AIP). We will also liaise with estate agents where they want you to be ‘financially qualified. We have good relationships with solicitors too, so you will receive reassurance from us throughout the process.
Remortgages
ne of our specialist areas is remortgaging in Rochester. Mortgage rates have risen greatly recently so we know how important it is to get the correct information and advice. We’re a reputable company with lots of experience and our finger on the pulse of what is going on in our industry. There are lots of products out there and you need to know you’re getting the right one for your circumstances.
We’ve got good relationships with lenders and will always have your best interests at heart to get the right mortgage for you. Remortgaging may also be helpful if you’re looking to do some home improvements. If there are less than 6 months left on your current mortgage deal, we recommend that you reach out as soon as you
can, so we can help achieve the right mortgage rate ready for when your current deal expires.
Home Mover Mortgages
Securing your home mover mortgage is not a problem with Thameside Mortgages in Rochester. If you are relocating to a higher-priced property, we’d be delighted to help find the right mortgage for you. Once you’ve had a valuation on your property, we can begin to work out the level of equity you’ll have and the costs associated with moving.
If you’re tied into a fixed-rate mortgage with your current lender, we can invariably help with posting, or moving the mortgage across with the same lender. It might seem like there are a lot of things to consider here and there certainly are. However, using a company like ours will take a lot of the stress away, as we will advise and guide you at every stage.
We will deal with the mortgage paperwork, and help with solicitors, estate agents, and your insurance too.
Buy to Let Mortgages
Buy-to-let mortgages are also known as investment mortgages. For the purposes of letting out (not living in as your main residence). If you have aspirations of securing your financial future and have decided a buy-to-let mortgage is right for you, a building will be rented out. You cannot live on the premises.
If you work with us to obtain the right buy-to-let mortgage, we will work hard to get you the right deal.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.
What our clients are saying…
Your 5-Star Rated Mortgage Broker In Rochester
Thameside Mortgages – your 5-star rated mortgage broker in Rochester – is a company with lots of experience and knowledge in the area. We have almost 200 positive five-star reviews across Google Reviews and other sites. We’re great at what we do and provide trusted advice. We have a friendly approach to what can be a very daunting process and are confident we can assist you in the best possible way. Why don’t you get in touch with us today to find out more?
Get In Touch Today
Why use a local mortgage broker in Rochester?
Using a local mortgage broker can offer several advantages and benefits. Local mortgage brokers in Rochester, just like Thameside Mortgages, have a deep understanding of the local market, including trends, property values, and mortgage options specific to your area. Moreover, we typically offer a more personalised approach to our clients. You can meet face-to-face, have direct communication, and build a relationship based on trust and understanding.
What are my first-time approval chances?
When you’re a first-time buyer, your chances of getting approved for a mortgage will be influenced by various factors. These may include your credit score, debt-to-income ratio, employment stability, and current income. At Thameside Mortgages, we highly recommend taking a proactive approach before starting your mortgage application to enhance your likelihood of first-time approval.
How do I find the most suitable mortgage?
Finding the most suitable mortgage for your needs involves several steps and it always starts with contacting your local mortgage broker. Thameside Mortgages have access to 90 + lenders and therefore we are in a great negotiation position to help you obtain a mortgage that’s in sync with your financial circumstances and aspirations. Finding the most suitable mortgage for you begins with assessing your current financial situation, defining your goals and researching mortgage options.
Is it better to get a fixed or variable-rate mortgage?
The decision between a fixed-rate or variable-rate mortgage depends on your personal preferences, financial situation, and market conditions. One of the biggest pros of selecting a fixed-rate mortgage is that you get the certainty of fixed monthly mortgage payments regardless of interest rate fluctuation. It’s advisable to consider your long-term plans, consult with Thameside Mortgages, and carefully evaluate the current market conditions before making a decision.
Is mortgage protection compulsory?
Although mortgage protection isn’t compulsory, it is highly recommended by our team at Thameside Mortgages. Mortgage protection gives you the peace of mind that if anything should happen, such as disability, critical illness, or death, your outstanding mortgage balance will be paid off and your loved ones left behind will not be burdened.
How much deposit do I need?
The deposit amount needed for a mortgage can differ based on several factors, including the policies of the mortgage lender you choose. Additional factors that can influence the required deposit include the Loan-To-Value Ratio, creditworthiness, employment type, and other individual considerations. However, there’s no need to worry, as we are here to provide you with an accurate percentage of the deposit you’ll need to make to ensure feasibility.