Chat With Us

Call Us

03455 120 125

Chat With Us

Call Us

03455 120 125

 

MORTGAGE BROKER ROCHESTER

TRUST   |   INTEGRITY   |   HONESTY

Mortgage broker Rochester and the surrounding areas

Why Choose Us?

review-min

Outstanding customer service

Over 200 5* reviews about our efficient and personalised service

experience-min

More than 17 years experience

Finding the mortgage and protection that’s best for you

Untitled design (96)

Relationships built to last

Honest advice always with your best interests in mind

A more personal service

Looking for a mortgage broker in Rochester who will prioritise your needs and help you feel confident and informed throughout the mortgage process? Look no further than Thameside Mortgages Rochester.

Our friendly, knowledgeable team will work closely with you from start to finish, ensuring that you feel supported every step of the way.

With over 200 5* reviews, our commitment to providing exceptional customer service is clear.

Whether you’re a first-time buyer or a seasoned homeowner, we will take the time to understand your unique situation and help you find the mortgage product that best meets your needs. So why wait? Contact us today for a no-obligation consultation and discover the Thameside Mortgages Rochester difference for yourself.

First-Time Buyer Mortgages

Buying your first home is such an exciting, but daunting time. Looking at websites for the perfect home, visiting them before making a decision. However, you could argue that the not-so-glamorous side of getting your mortgage over the line is stressful and very daunting on what would most likely be your biggest purchase to date.
The good news is that we’ve helped hundreds of first-time buyers in Rochester get their mortgages in place. If you’re in this position, the first thing we recommend you do is to get in touch with us for a free, initial no-obligation consultation. We’ll help you to gain an understanding of how much you can borrow, what you need to know about buying a property, and what monthly payments might look like based on your property choices.
We can then help you obtain an ‘Agreement in Principle (AIP). We will also liaise with estate agents where they want you to be ‘financially qualified. We have good relationships with solicitors too, so you will receive reassurance from us throughout the process.

Remortgages

ne of our specialist areas is remortgaging in Rochester. Mortgage rates have risen greatly recently so we know how important it is to get the correct information and advice. We’re a reputable company with lots of experience and our finger on the pulse of what is going on in our industry. There are lots of products out there and you need to know you’re getting the right one for your circumstances.
We’ve got good relationships with lenders and will always have your best interests at heart to get the right mortgage for you. Remortgaging may also be helpful if you’re looking to do some home improvements. If there are less than 6 months left on your current mortgage deal, we recommend that you reach out as soon as you
can, so we can help achieve the right mortgage rate ready for when your current deal expires.

Home Mover Mortgages

Securing your home mover mortgage is not a problem with Thameside Mortgages in Rochester. If you are relocating to a higher-priced property, we’d be delighted to help find the right mortgage for you. Once you’ve had a valuation on your property, we can begin to work out the level of equity you’ll have and the costs associated with moving.
If you’re tied into a fixed-rate mortgage with your current lender, we can invariably help with posting, or moving the mortgage across with the same lender. It might seem like there are a lot of things to consider here and there certainly are. However, using a company like ours will take a lot of the stress away, as we will advise and guide you at every stage.
We will deal with the mortgage paperwork, and help with solicitors, estate agents, and your insurance too.

Buy to Let Mortgages

Buy-to-let mortgages are also known as investment mortgages. For the purposes of letting out (not living in as your main residence). If you have aspirations of securing your financial future and have decided a buy-to-let mortgage is right for you, a building will be rented out. You cannot live on the premises.
If you work with us to obtain the right buy-to-let mortgage, we will work hard to get you the right deal.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

What our clients are saying…

  • Absolutely the best, most helpful and speedy broker I've ever worked with - Thameside sorted everything including finding the right mortgage and insurances for me, guiding me through the applications and keeping me posted throughout the process. Particular thanks for their endless patience with me dithering over every decision, but because of their honest and clear advice, I'm completely comfortable I've made the right choices. I really couldn't recommend these guys enough!

    Kate D Avatar Kate D

    We used Thameside Mortgages for our recent mortgage application and cannot speak highly enough of Andrew and his team. They were professional and attentive from the outset and helped us through every step of the process. Andrew consistently communicated with us throughout to ensure the process was as easy and streamlined as possible, and we felt we received a completely personal service. I wouldn’t hesitate to recommend Thameside Mortgages for anyone considering a mortgage application in the future and will definitely utilise their service again.

    Sarah Blanks Avatar Sarah Blanks

    Andrew, Laura and the Thameside team were fantastic and delivered a brilliant result for us. They were able to secure two competitive mortgages for our remortgage and new house purchase. These were secured in a matter of weeks and then Thameside guided us through a tricky exchange and completion process with minimal fuss and stress. Thank you Thameside for a providing a wonderful service and we’ll sure to be back again in the future!

    William McCann Avatar William McCann
  • I could not recommend Thameside Mortgages More! Andrew is always fantastic to deal with, he is always extremely responsive, supportive and helpful! Thanks to the team at Thameside and Andrew for your constant support!

    Larissa Tait Avatar Larissa Tait

    Andrew and Laura were attentive to all our needs and gave us all the facts to help us make informed decisions. They were more than happy to answer our many many questions and always did so in a very timely manner. We had some issues with our solicitors taking too long to action paperwork but both Andrew and Laura chased things up on our behalf. The support and guidance along the way was definitely appreciated. We shall definitely use Thameside Mortgages again!

    Alison King Avatar Alison King

    Fantastic service from start to finish. Andrew and Laura assisted with the purchase of mine and my partners first home, it was great to know that we were in safe hands throughout. Highly recommend!

    Noah Kirby Avatar Noah Kirby
  • Fantastic guidance and service all the way through the process of our purchase. Very quick to respond to our questions and would certainly recommend.

    Aaron Jago Avatar Aaron Jago

    After the purchase of our property we were in search of a good mortgage broker and our estate agent recommended Andrew. After speaking to Andrew we were confident we had found the right person to entrust finding us something as important as our first mortgage. We provided Andrew with all the necessary details and with his extensive experience and knowledge in this field, he was able to find us a very good mortgage deal. It was a pleasure working with Andrew and he was there to help and support us from the initial stages of the mortgage to the final completion day. When we needed to remortgage, Andrew helped us find another good deal, providing the same care and support as before. I would definitely recommend Andrew to anyone who is looking for an experienced and professional yet very approachable and friendly expert broker who will help guide them through the whole mortgage process. Thank you so much Andrew and Lydia for all your help recently.

    Pam Mehroke Avatar Pam Mehroke

    Andrew and Laura have been very helpful every time we have spoken to them. They have quickly processed our transactions and responded to any issues immediately. We highly recommend Thameside Mortgages and all the services they offer. Thank you for helping us through our recent propert purchase.

    Gilly Wright Avatar Gilly Wright
  • Thameside Mortgages have been fantastic. They helped me through the whole mortgage process and were totally supportive. I was not only trying to buy a house but also remortgage my old one at the same. I can t tell you how stressed I was but Andrew and Lydia were amazing and walked me through the whole process. They will always do their best to help you. Believe me you are in safe hands with them. Thanks Sharon

    Shaz Call Avatar Shaz Call

    Thank you to Thameside Mortgages to Laura and Andrew, helping me get the mortgage, they were both very professional. The mortgage was smooth and efficient. I had difficulties with the solicitor, but Laura and Andrew have been there to support me throughout. I will definitely be in contact for a future mortgages. Happy to recommend to anyone.

    chong brown Avatar chong brown

    Andrew & Laura were amazing at Thameside Mortgages. They were able to secure us a mortgage after we purchased the property, so only a few lenders were available to us. We were happy with the mortgage they recommended. The conveyancer wasn't the best, but Andrew & Laura pushed that side too. This is the second mortgage I've got through Thameside Mortgages and I will definitely use them again! Can't recommend them enough. Fantastic service, always available and happy to help. Thanks guys 🙂

    paul sharp Avatar paul sharp
  • Great service from start to finish, made the whole process very smooth and easy

    Chris Lewis Avatar Chris Lewis

    My partner and I have used Andrew and his team several times now and will continue to do so, or recommend him, wherever possible. Whether it’s a mortgage, buildings, contents or life insurance, Andrew and his team, without fail, go above and beyond in delivering an exceptional service and client experience from start to finish. Andrew and his team respond speedily by email and/or make themselves available to speak directly. Their insight is incredibly valuable and offer kindness and patience too at a time when decisions can be more challenging. Additionally, Andrew has offered suitable products where other advisers have been unable. Thank you Thameside - you are absolutely our ‘go to’ and your service is genuinely appreciated at a time when it is needed!

    Claire Shepherd Avatar Claire Shepherd

    We’ve been using Andrew for over 10 years, the service, knowledge and expertise he provides is exceptional! From our first time mortgage to re-mortgage, Andrew has always obtained extremely competitive rates vs what you would find on the market and is extremely responsive throughout the process. We also have our life insurance policies with Andrew, which we have found to be incredibly competitive. All around a great team and I would highly recommend Thameside Mortgages to anyone.

    Philip Ismail Avatar Philip Ismail
  • I am so glad that we worked with Thameside Mortgages for the purchasing of our first home. From initial enquiries, guidance whist making an offer on the house, to getting a mortgage offer & insurance options, we cannot fault their service! Jason always made us feel informed, in control and aware of all our options. 10/10 and we would definitely recommend to our friends and family! Thameside eliminated all the fears & stress we thought we would have, and made the experience easy and clear. Thank you very much!

    Sainimili Kata Avatar Sainimili Kata

    I couldn't recommend Thameside Mortgages enough - they helped me with my life insurance and Laura was so helpful and so patient with me! Andrew clearly has incredible knowledge and was very supportive and considerate when discussing all of my options. Laura was brilliant at following up and helping me through the process and was very quick responding to any queries that I had. Will most definitely use them again for any further business that I have, A* service - thank you so much!

    Ceri Morgan Avatar Ceri Morgan

    Andrew has dealt with our mortgage and remortgage since we bought our first home 12 years ago. The service and advice is always spot on, hence why we always return without question. It's peace of mind knowing we can trust Thameside to take care of everything and give us the advice we need.

    Rhys Jones Avatar Rhys Jones
  • Andrew and Laura at Thameside Mortgages were incredibly helpful in guiding me through the home buying process. They answered all of my questions and were in regular communication with me throughout. They were invaluable with also helping to communicate with my solicitor to ensure that my purchase went well. I can highly recommend them to anyone looking for a friendly, knowledgeable and professional advisor.

    yordanos yimmesghen Avatar yordanos yimmesghen

    This is the second time I've instructed Andrew Sheen at Thameside Mortgages to find and secure the right deal for me. On both occasions I've had complete confidence in his ability to work with my best interests at heart. So professional and personable, I hope to always work with him when moving house or remortgaging. Not to mention, he's also a really top bloke. Thank you Andrew and team. Let's do it all again in 5 years time.

    Tom Denton Avatar Tom Denton

    Andrew and his team did an amazing job on our mortgage and the surrounding process. We had our offer in principle within 24 hours of contacting them. The on boarding was seamless and laura kept us updated with progress from our solicitors throughout the wider conveyancing process which means we were always well informed. I would not hesitate in recommending them to anyone

    Phil Wrigglesworth Avatar Phil Wrigglesworth
  • Andrew and his team were so helpful, quick and professional and once we moved into our new home they sent us the most amazing welcome gift. I can highly recommend them to everyone. A massive thank you for making our mortgage process for our first home so smooth and easy!

    Whitney Osman Avatar Whitney Osman

    From start to finish Thameside Mortgages have been available and very helpful in guiding us through not only moving house, but also remortgaging in these difficult times. I can’t tank Andrew, Laura and Lydia enough for their care and fantastic work ethic! Will definitely be using them in the future!!

    Chris Bassett Avatar Chris Bassett

    Impeccable service from Andrew and his team @ Thameside Mortgages. Very helpful, thorough and professional service. What’s more, we were under time restraints due to the temporary reduced rates of stamp duty; Thameside exceeded our expectations and got the job done with the mortgage secured and plenty of time to spare; a pleasant experience all round. Thanks Thameside!

    Carl Jago Avatar Carl Jago
  • I really can’t recommend Thameside Mortgages enough. From start to finish, the process was very well explained and completely hassle free. They found me an amazing deal and their communication, responsiveness and support was second to none. A heartfelt thank you to Andrew, Laura and Lydia; keep up the brilliant work.

    David Leece Avatar David Leece

    Andrew & Laura at Thameside Mortgages were an absolute godsend. Having them as our Mortgage Broker was so worth the money. They had excellent communication, were brilliant at chasing our lender and keeping things moving quickly, they were also fantastic at finding the best mortgage deal and helping you with every step of the way. They made the whole process so much easier, especially as we were first time buyers and had no clue what we were doing. They help you with all the paperwork and make the process far less overwhelming. I cannot recommend them enough, book them you will not regret it.

    Nicholas Anscombe Avatar Nicholas Anscombe

    Introduced to Mr Sheen in 2016 and using his services for me and my family since then. When I was looking for the second mortgage, I was unable to find him at his earlier employers, as he had meanwhile started Thameside Mortgages. I spent two days on internet, found him and contacted. I appreciate 7 respect his services, integrity & professionalism.

    Rajen Saraswati Avatar Rajen Saraswati
  • I've used Andrew from Thameside Mortgages twice now, i'd highly recommend his service. The information provided was very in-depth and easy to understand. My most recent mortgage offer was about to complete, when Andrew called and had found a better rate and saved us more money which was a lovely surprise 🙂 Would use his service again!

    matt grix Avatar matt grix

    Thameside Mortgages have been outstanding. Very helpful and prompt. They helped me when no one else would. I recommend Thameside Mortgages to anyone who is looking to get a Mortgage!

    jack foreman Avatar jack foreman

    I had a fantastic experience with Thameside Mortgages, Jason was extremely proactive throughout the entire process and was a pleasure to work with. He was very patient and knowledgeable which helped reassure me as a first time buyer, an absolute asset. All my questions were answered swiftly and he would constantly check in with me throughout what ended up being a long drawn out process. I highly recommend.

    Jordan Shodeinde Avatar Jordan Shodeinde

Your 5-Star Rated Mortgage Broker In Rochester

Thameside Mortgages – your 5-star rated mortgage broker in Rochester – is a company with lots of experience and knowledge in the area. We have almost 200 positive five-star reviews across Google Reviews and other sites. We’re great at what we do and provide trusted advice. We have a friendly approach to what can be a very daunting process and are confident we can assist you in the best possible way. Why don’t you get in touch with us today to find out more?

Get In Touch Today

Contact Us

Why use a local mortgage broker in Rochester?

Using a local mortgage broker can offer several advantages and benefits. Local mortgage brokers in Rochester, just like Thameside Mortgages, have a deep understanding of the local market, including trends, property values, and mortgage options specific to your area. Moreover, we typically offer a more personalised approach to our clients. You can meet face-to-face, have direct communication, and build a relationship based on trust and understanding.

What are my first-time approval chances?

When you’re a first-time buyer, your chances of getting approved for a mortgage will be influenced by various factors. These may include your credit score, debt-to-income ratio, employment stability, and current income. At Thameside Mortgages, we highly recommend taking a proactive approach before starting your mortgage application to enhance your likelihood of first-time approval.

How do I find the most suitable mortgage?

Finding the most suitable mortgage for your needs involves several steps and it always starts with contacting your local mortgage broker. Thameside Mortgages have access to 90 + lenders and therefore we are in a great negotiation position to help you obtain a mortgage that’s in sync with your financial circumstances and aspirations. Finding the most suitable mortgage for you begins with assessing your current financial situation, defining your goals and researching mortgage options.

Is it better to get a fixed or variable-rate mortgage?

The decision between a fixed-rate or variable-rate mortgage depends on your personal preferences, financial situation, and market conditions. One of the biggest pros of selecting a fixed-rate mortgage is that you get the certainty of fixed monthly mortgage payments regardless of interest rate fluctuation.  It’s advisable to consider your long-term plans, consult with Thameside Mortgages, and carefully evaluate the current market conditions before making a decision.

Is mortgage protection compulsory?

Although mortgage protection isn’t compulsory, it is highly recommended by our team at Thameside Mortgages. Mortgage protection gives you the peace of mind that if anything should happen, such as disability, critical illness, or death, your outstanding mortgage balance will be paid off and your loved ones left behind will not be burdened.

How much deposit do I need?

The deposit amount needed for a mortgage can differ based on several factors, including the policies of the mortgage lender you choose. Additional factors that can influence the required deposit include the Loan-To-Value Ratio, creditworthiness, employment type, and other individual considerations. However, there’s no need to worry, as we are here to provide you with an accurate percentage of the deposit you’ll need to make to ensure feasibility.

Top
Verified by ExactMetrics