Outstanding customer service
Over 200 5* reviews about our efficient and personalised service
More than 17 years experience
Finding the mortgage and protection that’s best for you
Relationships built to last
Honest advice always with your best interests in mind
A more personal service
Looking for a mortgage broker in Rochester who will prioritise your needs and help you feel confident and informed throughout the mortgage process? Look no further than Thameside Mortgages Rochester.
Our friendly, knowledgeable team will work closely with you from start to finish, ensuring that you feel supported every step of the way.
With over 200 5* reviews, our commitment to providing exceptional customer service is clear.
Whether you’re a first-time buyer or a seasoned homeowner, we will take the time to understand your unique situation and help you find the mortgage product that best meets your needs. So why wait? Contact us today for a no-obligation consultation and discover the Thameside Mortgages Rochester difference for yourself.
First-Time Buyer Mortgages
Buying your first home is such an exciting, but daunting time. Looking at websites for the perfect home, visiting them before making a decision. However, you could argue that the not-so-glamorous side of getting your mortgage over the line is stressful and very daunting on what would most likely be your biggest purchase to date.
The good news is that we’ve helped hundreds of first-time buyers in Rochester get their mortgages in place. If you’re in this position, the first thing we recommend you do is to get in touch with us for a free, initial no-obligation consultation. We’ll help you to gain an understanding of how much you can borrow, what you need to know about buying a property, and what monthly payments might look like based on your property choices.
We can then help you obtain an ‘Agreement in Principle (AIP). We will also liaise with estate agents where they want you to be ‘financially qualified. We have good relationships with solicitors too, so you will receive reassurance from us throughout the process.
ne of our specialist areas is remortgaging in Rochester. Mortgage rates have risen greatly recently so we know how important it is to get the correct information and advice. We’re a reputable company with lots of experience and our finger on the pulse of what is going on in our industry. There are lots of products out there and you need to know you’re getting the right one for your circumstances.
We’ve got good relationships with lenders and will always have your best interests at heart to get the right mortgage for you. Remortgaging may also be helpful if you’re looking to do some home improvements. If there are less than 6 months left on your current mortgage deal, we recommend that you reach out as soon as you
can, so we can help achieve the right mortgage rate ready for when your current deal expires.
Home Mover Mortgages
Securing your home mover mortgage is not a problem with Thameside Mortgages in Rochester. If you are relocating to a higher-priced property, we’d be delighted to help find the right mortgage for you. Once you’ve had a valuation on your property, we can begin to work out the level of equity you’ll have and the costs associated with moving.
If you’re tied into a fixed-rate mortgage with your current lender, we can invariably help with posting, or moving the mortgage across with the same lender. It might seem like there are a lot of things to consider here and there certainly are. However, using a company like ours will take a lot of the stress away, as we will advise and guide you at every stage.
We will deal with the mortgage paperwork, and help with solicitors, estate agents, and your insurance too.
Buy to Let Mortgages
Buy-to-let mortgages are also known as investment mortgages. For the purposes of letting out (not living in as your main residence). If you have aspirations of securing your financial future and have decided a buy-to-let mortgage is right for you, a building will be rented out. You cannot live on the premises.
If you work with us to obtain the right buy-to-let mortgage, we will work hard to get you the right deal.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.
What our clients are saying…
Having used a number of mortgage advisors in the past, I can say that Thameside were a breath of fresh air. We have an unusual situation and were told we couldn’t get what we needed from other advisors. Thameside were able to arrange a mortgage and kept us updated constantly and were available any time to discuss all the usual issues. Highly recommend to anyone looking for a mortgage.
Huge thank you to Andrew, Laura & the team for all their help in sorting out my sons remortgage. In what was an extremely difficult time for us as a family they went above & beyond to make sure everything was dealt with quickly & efficiently, searching the market to obtain the best possible deal for him. Highly recommend their service & Andrews knowledge was an absolute godsend. Thank you all once again for the excellent service, we will certainly recommend you as often as possible 😊
We have used Thameside Mortgages now for six of our remortgages over many years. Andrew and his team have been absolutely outstanding. They have always delivered on the best mortgage for us, based on our changing family circumstances, and also have brought ideas and advice that has been extremely helpful to guide us in making the best choice. What has been very impressive is that they are focused on a long-term relationship, not simply a quick commission, and have a few times taken us to mortgage offer stage, where we have backed out for various personal reasons, and they have not asked for any payment for much time and effort on their part getting that far in the process. I am reassured to know where to go for our mortgage advice!
First class and professional service. The advice given on various mortgage products, terms and insurance options were excellent. Throughout the sale/purchase they were in constant contact with my solicitor and estate agent, and kept me up to date regularly. Would highly recommend.
I used Andrew and team 5 years ago and they were brilliant, I couldn't recommend them enough. Recently used them for my renewal and nothing was a problem and felt easy to complete. First class hassle free!!
I had a fantastic experience with Thameside Mortgages, Jason was extremely proactive throughout the entire process and was a pleasure to work with. He was very patient and knowledgeable which helped reassure me as a first time buyer, an absolute asset. All my questions were answered swiftly and he would constantly check in with me throughout what ended up being a long drawn out process. I highly recommend.
I had heard great things about Thameside Mortgages before we used them to buy our new home, and they certainly did not disappoint! Andrew and his team were friendly, thorough and efficient from start to finish, which made what initially felt like a daunting process completely stress free. The team went above and beyond on multiple occasions, including to resolve a couple of unforeseen issues that we encountered with our mortgage application, proving that we couldn’t have done it without them! I will definitely be using them again for any future house purchase / remortgage.
Andrew and his team are great to work with! They are very knowledgeable and have been very helpful throughout the whole process!
We've bought our first home with Thameside Mortgages and it was a wise decision to choose them over others. Andrew made sure that everything is done for us and helped us beyond our expectations. Both he and Laura are very responsive, professional and welling to help anytime is needed. Our journey was a long one, being a chain but they stood side by side with us the whole process even in this difficult time. If I should choose again I would definitely choose them again. I recommend them 100%. Well done Thameside Mortgages 👌
Andrew and Laura have been very helpful every time we have spoken to them. They have quickly processed our transactions and responded to any issues immediately. We highly recommend Thameside Mortgages and all the services they offer. Thank you for helping us through our recent propert purchase.
Thameside mortgages made getting a mortgage so easy ,even for a tech phobe like myself Laura was so professional ,always their to answer any questions I was kept up-to-date through the whole process ,no stress at all Would recommend to anyone ,5 * isn't enough Massive thank you to Andrew & Laura Well done
Andrew and the team at Thameside Mortgages provided a fantastic service throughout our re-mortgage process. From detailing how it all works and what steps we have to take along the way with taking care of our best interests. Andrew was also able to sort out life insurance for me and my partner ensuring we are protected with what we seemed necessary. I very much look forward to using Thameside Mortgages in the future and would recommend anyone else to do so.
Thameside Mortgages, Jason Senior Financial Adviser is the most proactive Adviser I have had the pleasure of working with. He helped me not only with the purchase of my Property 5 years ago but also with my Remortgage couple days ago, very versatile with a lot of knowledge and huge experience a really great, amazing person. My e-mail was answered frequently within a minute, he was quick on the document chase. Friendly professional, service, I definitely recommend it. And very decently. Thank you so much Jason.
Andrew and his team did an amazing job on our mortgage and the surrounding process. We had our offer in principle within 24 hours of contacting them. The on boarding was seamless and laura kept us updated with progress from our solicitors throughout the wider conveyancing process which means we were always well informed. I would not hesitate in recommending them to anyone
Thameside Mortgages have been nothing but patient, informative and thorough. Andrew and Laura have been great, providing continued support and really taking the time to explain all the questions we sent their way. Their knowledge and expertise is apparent straightaway. Would highly recommend!
I am so glad that we worked with Thameside Mortgages for the purchasing of our first home. From initial enquiries, guidance whist making an offer on the house, to getting a mortgage offer & insurance options, we cannot fault their service! Jason always made us feel informed, in control and aware of all our options. 10/10 and we would definitely recommend to our friends and family! Thameside eliminated all the fears & stress we thought we would have, and made the experience easy and clear. Thank you very much!
I've been working with Andrew and his team for a few years now. After recently completing a re-mortgage with Thameside I thought I'd leave a quick review to help others looking for help with the mortgage and to show my appreciation to everyone at Thameside. Their customer service is fantastic. Each time the process is completely stress free. The team are knowledge and always willing to go above and beyond to help make the process go smoothly. They take the time to explain the products they offer in a way that is easy to understand. They are profession and personable at the same time. I especially like the person touches the team do, like sending a thank you card on completion. I would highly recommend the services they offer. Keep up the good work Thameside.
I was highly recommended Thameside Mortgages and they didn't disappoint! The process was stress free, professional and very efficient. Nothing was a problem. Everything was explained fully and no question was to much trouble to answer in a way that I could understand. I also took out insurances too which were highly competitive! Great company and service received.
Andrew and his team were so helpful, quick and professional and once we moved into our new home they sent us the most amazing welcome gift. I can highly recommend them to everyone. A massive thank you for making our mortgage process for our first home so smooth and easy!
We used Thameside Mortgages for our mgt for our new property. We had professional and brilliant service from Andrew and his team. I would highly recommend Thameside Mortgage as they go over and above what I expected from them. Thank you so much Andrew and your team X
Can not fault the service offered by Thameside Mortgages. Our personal advisor Jason was understanding accommodating and incredibly knowledgeable. He understood exactly what we needed and was in constant communication throughout our process and the after sales care we are currently receiving is impeccable. Congratulations Thameside Mortgages you have made our dream of owning a home come true!
I've used Andrew from Thameside Mortgages twice now, i'd highly recommend his service. The information provided was very in-depth and easy to understand. My most recent mortgage offer was about to complete, when Andrew called and had found a better rate and saved us more money which was a lovely surprise 🙂 Would use his service again!
Andrew & Laura were amazing at Thameside Mortgages. They were able to secure us a mortgage after we purchased the property, so only a few lenders were available to us. We were happy with the mortgage they recommended. The conveyancer wasn't the best, but Andrew & Laura pushed that side too. This is the second mortgage I've got through Thameside Mortgages and I will definitely use them again! Can't recommend them enough. Fantastic service, always available and happy to help. Thanks guys 🙂
Introduced to Mr Sheen in 2016 and using his services for me and my family since then. When I was looking for the second mortgage, I was unable to find him at his earlier employers, as he had meanwhile started Thameside Mortgages. I spent two days on internet, found him and contacted. I appreciate 7 respect his services, integrity & professionalism.
Jason was very knowledgable and calm during the whole process and always available to answer my questions. I would definitely use Thameside again.
Thameside were amazing! Made the process completely stress free and felt informed throughout. I’ll go with them every time.
Fantastic service from start to finish. Andrew and Laura assisted with the purchase of mine and my partners first home, it was great to know that we were in safe hands throughout. Highly recommend!
This is the 3rd time I have used Thameside Mortgages , I was so impressed with their professionalism and quick response. They helped me through every step of the way and continue this service after completion. It was such a pleasure throughout the whole process , I would definitely recommend this company to all my friends and family . Mrs Pamela Payne
Excellent service. Helped me through the process of finding best mortgage deal. Cant recommend them enough.
Andrew and the Team were not only extremely knowledgeable in their field, but extremely professional and thorough throughout the process. I can't recommend the team enough and would strongly urge engaging the team for your mortgage and life insurance management. Thank you Thameside Mortgages.
Your 5-Star Rated Mortgage Broker In Rochester
Thameside Mortgages – your 5-star rated mortgage broker in Rochester – is a company with lots of experience and knowledge in the area. We have almost 200 positive five-star reviews across Google Reviews and other sites. We’re great at what we do and provide trusted advice. We have a friendly approach to what can be a very daunting process and are confident we can assist you in the best possible way. Why don’t you get in touch with us today to find out more?
Get In Touch Today
Why use a local mortgage broker in Rochester?
Using a local mortgage broker can offer several advantages and benefits. Local mortgage brokers in Rochester, just like Thameside Mortgages, have a deep understanding of the local market, including trends, property values, and mortgage options specific to your area. Moreover, we typically offer a more personalised approach to our clients. You can meet face-to-face, have direct communication, and build a relationship based on trust and understanding.
What are my first-time approval chances?
When you’re a first-time buyer, your chances of getting approved for a mortgage will be influenced by various factors. These may include your credit score, debt-to-income ratio, employment stability, and current income. At Thameside Mortgages, we highly recommend taking a proactive approach before starting your mortgage application to enhance your likelihood of first-time approval.
How do I find the most suitable mortgage?
Finding the most suitable mortgage for your needs involves several steps and it always starts with contacting your local mortgage broker. Thameside Mortgages have access to 90 + lenders and therefore we are in a great negotiation position to help you obtain a mortgage that’s in sync with your financial circumstances and aspirations. Finding the most suitable mortgage for you begins with assessing your current financial situation, defining your goals and researching mortgage options.
Is it better to get a fixed or variable-rate mortgage?
The decision between a fixed-rate or variable-rate mortgage depends on your personal preferences, financial situation, and market conditions. One of the biggest pros of selecting a fixed-rate mortgage is that you get the certainty of fixed monthly mortgage payments regardless of interest rate fluctuation. It’s advisable to consider your long-term plans, consult with Thameside Mortgages, and carefully evaluate the current market conditions before making a decision.
Is mortgage protection compulsory?
Although mortgage protection isn’t compulsory, it is highly recommended by our team at Thameside Mortgages. Mortgage protection gives you the peace of mind that if anything should happen, such as disability, critical illness, or death, your outstanding mortgage balance will be paid off and your loved ones left behind will not be burdened.
How much deposit do I need?
The deposit amount needed for a mortgage can differ based on several factors, including the policies of the mortgage lender you choose. Additional factors that can influence the required deposit include the Loan-To-Value Ratio, creditworthiness, employment type, and other individual considerations. However, there’s no need to worry, as we are here to provide you with an accurate percentage of the deposit you’ll need to make to ensure feasibility.