MORTGAGE BROKER SEVENOAKS
TRUST | INTEGRITY | HONESTY
Mortgage Brokers covering Sevenoaks and the surrounding areas
Why Choose Us?
Outstanding customer service
Over 200 5* reviews about our efficient and personalised service
More than 17 years experience
Finding the mortgage and protection that’s best for you
Relationships built to last
Honest advice always with your best interests in mind
A more personal service
If you’re looking for a 5-star-rated, personable and reputable mortgage broker in Sevenoaks, we are here to help. Whether you require help with as a first-time-buyer or home-mover, we offer a no-obligation consultation.
Our mortgage brokers in Sevenoaks are committed to providing a friendly yet professional service from start to finish. Our reviews truly reflect the level of our service. But don’t just take our word for it; check out our our latest 200+ 5-star reviews by visiting our dedicated client review page.
With more than 17 years of experience behind us, we truly take the time to understand your needs before sourcing the most suitable mortgage and protection for you. We have helped hundreds of clients throughout Sevenoaks that often recommend our services to family and friends.
First-Time Buyer Mortgages
Thameside Mortgages are the local experts for first-time buyer mortgages in Sevenoaks and the surrounding areas. Taking the leap into property ownership can be an intimidating and overwhelming experience, but with the guidance of a trusted and highly rated mortgage broker who knows the local market, it can become an enjoyable journey.
The initial step towards securing your first-time buyer mortgage is to arrange a no-obligation consultation with our mortgage experts in Sevenoaks. During this consultation, we will assist you in understanding your borrowing capacity, the costs associated with purchasing a property, and the estimated monthly payments. Additionally, we can obtain an Agreement in Principle (AIP) for you, which can be used to demonstrate your readiness to make an offer on a property to estate agents.
We are also available to liaise with your estate agent in situations where they require you to be ‘financially qualified.’ Moreover, our close collaboration with local and experienced solicitors enables us to offer reassurance and support throughout the entire process.
Our experts will provide advice on various forms of protection, including life assurance, income protection, critical illness coverage, and home insurance. By offering a comprehensive range of services under one roof, we ensure that all aspects of the first-time buyer process in Sevenoaks are covered.
Once your offer has been accepted, the next stage will involve securing the best mortgage deal available to you.
Remortgages
In Sevenoaks, our team of qualified mortgage experts specialises in providing professional assistance with remortgages. Given the significant rise in mortgage rates since the beginning of 2022, it has become crucial to receive the right advice.
At Thameside Mortgages, we understand the importance of offering the correct guidance and reassurance to help you make informed decisions regarding the best mortgage option for you. With access to thousands of mortgage products from over 90 different lenders, we can assist you in finding the most suitable mortgage solution. Furthermore, we can also reach out to your current mortgage lender, ensuring that you receive the best possible advice and support.
If you are considering raising funds for home improvements, we can assist you with that as well. If your current mortgage has six months or less remaining before the end of the current deal, we recommend booking a free, no-obligation consultation with one of our experts. This consultation will provide you with valuable insights and help you explore your options in a stress-free manner.
Home Mover Mortgages
If you’re planning to relocate to Sevenoaks, our mortgage brokers are here to assist you in securing home mover mortgages. When purchasing a property of higher value, accessing the home mover mortgage market becomes essential, and that’s where we can provide our expertise.
The first crucial step is obtaining a valuation on your property through an estate agent. We understand that you may already have an existing mortgage and potentially be tied into a fixed rate with your current lender. Rest assured, we can help navigate this situation and provide the necessary guidance.
Moving homes can often be a stressful experience. However, at Thameside Mortgages, we aim to alleviate that stress by taking care of the entire process on your behalf. From dealing with estate agents to liaising with solicitors, handling paperwork, and managing additional legal forms, we have you covered. Our mission is to ensure that the transition into your new property in Sevenoaks is smooth, easy, and stress-free for you.
Buy to Let Mortgages
Buy-to-let mortgages, also known as investment mortgages, offer a valuable opportunity to secure your financial future. If you’re interested in generating additional income through property rental in Sevenoaks, enlisting the support of approved mortgage brokers becomes crucial. At Thameside Mortgages, we possess extensive experience in handling buy-to-let mortgages.
Our dedicated team of mortgage brokers is equipped to assist you in sourcing and securing the best possible deal for your buy-to-let investment. We understand the importance of finding a fixed-rate mortgage, which is often the optimal choice for both investors and renters alike. By opting for a fixed-rate mortgage, you can benefit from consistent monthly payments over a period of 2-5 years, or even longer in certain circumstances. This stability provides security for all parties involved, ensuring a favourable outcome for both investors and tenants.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.