MORTAGE BROKER SHOREHAM
TRUST | INTEGRITY | HONESTY
Mortgage Brokers covering Shoreham and the surrounding areas
Why Choose Us?
Outstanding customer service
Over 200 5* reviews about our efficient and personalised service
More than 17 years experience
Finding the mortgage and protection that’s best for you
Relationships built to last
Honest advice always with your best interests in mind
A more personal service
At Thameside Mortgages Shoreham, we understand that you want to be involved and confident in your decisions, without feeling pressured or unsure.
That’s why we take a unique approach. Our small, friendly team will work with you every step of the way, from your first call to the completion of your mortgage in Shoreham and the surrounding areas.
We are passionate about prioritising our customers’ needs and delivering a service that exceeds expectations, resulting in over 200 5-star reviews.
Our aim is to genuinely listen, understand your situation, and provide expert advice on the best options available for you. Contact us today for a no-obligation initial chat and discover for yourself why we stand out as your 5-star rated mortgage brokers in Shoreham and surrounding areas.
First-Time Buyer Mortgages
We are a specialist mortgage broker for First-time buyer mortgages in Shoreham.
Some mortgage lenders offer special products for first-time buyers, but what sets us apart from most brokers, is the time we take to guide our clients with the right knowledge. Being a first-time buyer isn’t so daunting when you have a team that will take the time to explain all your options clearly and concisely.
Buying a property for the first time can be a stressful process, so our goal is to make it as seamless as possible, helping with the mortgage, insurance, solicitors, and estate agents on your behalf – like a one- stop shop.
Having a trusted and well-established company by your side means you have a wealth of knowledge and care of your team, guiding you through the whole process from start to finish. Firstly, we advise you get in touch with us. We’ll take you through a few steps allowing you to understand how much money you could borrow, the costs in connection with buying a property, and what your monthly outgoings could look like.
We will also help you to get an ‘Agreement in Principle (AIP) which will help you when you’re looking as it’s a key indicator to sellers and estate agents that you’re serious and ready to go.
Once your offer in Shoreham (or the surrounding area) has been accepted, we will move on to the next stage of securing the best mortgage for your needs.
Remortgages
With interest rates rising significantly since the turn of 2022, it’s never been more important to seek professional advice from a reputable company and when it comes to remortgaging in Shoreham, Thameside Mortgages is that company.
When remortgaging, we’ll invariably be able to find out what your existing lender will offer you to remain with them and we’ll compare this with the 90+ other lenders out there to see who will offer you a mortgage in the most cost-effective way.
There are so many factors to consider when it comes to remortgaging and we’ll explore those options to enable you to make the right decision to stay with the current lender or switch to someone cheaper. We’d recommend reaching out when there are 6 months left on your current deal to maximise the chance of securing the best rate, but you can also contact us if there is longer than that remaining as we can make a diary note for you.
Home Mover Mortgages
If you’re relocating and looking for a new property, then look no further than us for your home mover mortgage. We’ve helped countless people achieve a home mover mortgage in Shoreham and neighboring areas too. It’s a pleasure for us each time as the feeling of moving into your dream home is an amazing feeling.
We will take you through the steps of the process from start to finish. Once you have an idea of the value of your home, we can begin to work out how much you could purchase a property for, taking your current mortgage into account, along with the costs of moving home.
If you already have a mortgage, we will look to work with your existing lender too. For example, you maybe tied into a fixed rate with your current lender, so we can advise on this.
Let us take the stress out of home mover mortgages. We’ll take on the whole process from paperwork to dealing with solicitors and estate agents and much more.
Buy to Let Mortgages
Buy to let, or investment mortgages can be fairly complicated. Buy-to-let mortgages are given on the understanding that the building will be used for investment/rental purposes, not to live in as your main residence. Often buy to let mortgages are used for the owner to become a landlord and the building will be rented out as an income stream. Before you get to this stage though, you’ll need to speak to a professional mortgage broker such as ourselves.
Thameside Mortgages Shoreham is very adept in buy-to-let mortgages and we’d be delighted to help you with yours. We will do our utmost to secure the right mortgage based on your needs and circumstances.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.