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03455 120 125

Chat With Us

Call Us

03455 120 125

 

MORTAGE BROKER SHOREHAM

TRUST   |   INTEGRITY   |   HONESTY

Mortgage Brokers covering Shoreham and the surrounding areas

Why Choose Us?

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Outstanding customer service

Over 200 5* reviews about our efficient and personalised service

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More than 17 years experience

Finding the mortgage and protection that’s best for you

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Relationships built to last

Honest advice always with your best interests in mind

A more personal service

At Thameside Mortgages Shoreham, we understand that you want to be involved and confident in your decisions, without feeling pressured or unsure.

That’s why we take a unique approach. Our small, friendly team will work with you every step of the way, from your first call to the completion of your mortgage in Shoreham and the surrounding areas.

We are passionate about prioritising our customers’ needs and delivering a service that exceeds expectations, resulting in over 200 5-star reviews.

Our aim is to genuinely listen, understand your situation, and provide expert advice on the best options available for you. Contact us today for a no-obligation initial chat and discover for yourself why we stand out as your 5-star rated mortgage brokers in Shoreham and surrounding areas.

First-Time Buyer Mortgages

We are a specialist mortgage broker for First-time buyer mortgages in Shoreham.
Some mortgage lenders offer special products for first-time buyers, but what sets us apart from most brokers, is the time we take to guide our clients with the right knowledge. Being a first-time buyer isn’t so daunting when you have a team that will take the time to explain all your options clearly and concisely.
Buying a property for the first time can be a stressful process, so our goal is to make it as seamless as possible, helping with the mortgage, insurance, solicitors, and estate agents on your behalf – like a one- stop shop.
Having a trusted and well-established company by your side means you have a wealth of knowledge and care of your team, guiding you through the whole process from start to finish. Firstly, we advise you get in touch with us. We’ll take you through a few steps allowing you to understand how much money you could borrow, the costs in connection with buying a property, and what your monthly outgoings could look like.
We will also help you to get an ‘Agreement in Principle (AIP) which will help you when you’re looking as it’s a key indicator to sellers and estate agents that you’re serious and ready to go.
Once your offer in Shoreham (or the surrounding area) has been accepted, we will move on to the next stage of securing the best mortgage for your needs.

Remortgages

With interest rates rising significantly since the turn of 2022, it’s never been more important to seek professional advice from a reputable company and when it comes to remortgaging in Shoreham, Thameside Mortgages is that company.
When remortgaging, we’ll invariably be able to find out what your existing lender will offer you to remain with them and we’ll compare this with the 90+ other lenders out there to see who will offer you a mortgage in the most cost-effective way.
There are so many factors to consider when it comes to remortgaging and we’ll explore those options to enable you to make the right decision to stay with the current lender or switch to someone cheaper. We’d recommend reaching out when there are 6 months left on your current deal to maximise the chance of securing the best rate, but you can also contact us if there is longer than that remaining as we can make a diary note for you.

Home Mover Mortgages

If you’re relocating and looking for a new property, then look no further than us for your home mover mortgage. We’ve helped countless people achieve a home mover mortgage in Shoreham and neighboring areas too. It’s a pleasure for us each time as the feeling of moving into your dream home is an amazing feeling.
We will take you through the steps of the process from start to finish. Once you have an idea of the value of your home, we can begin to work out how much you could purchase a property for, taking your current mortgage into account, along with the costs of moving home.
If you already have a mortgage, we will look to work with your existing lender too. For example, you maybe tied into a fixed rate with your current lender, so we can advise on this.
Let us take the stress out of home mover mortgages. We’ll take on the whole process from paperwork to dealing with solicitors and estate agents and much more.

Buy to Let Mortgages

Buy to let, or investment mortgages can be fairly complicated. Buy-to-let mortgages are given on the understanding that the building will be used for investment/rental purposes, not to live in as your main residence. Often buy to let mortgages are used for the owner to become a landlord and the building will be rented out as an income stream. Before you get to this stage though, you’ll need to speak to a professional mortgage broker such as ourselves.
Thameside Mortgages Shoreham is very adept in buy-to-let mortgages and we’d be delighted to help you with yours. We will do our utmost to secure the right mortgage based on your needs and circumstances.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

What our clients are saying…

  • I really can’t recommend Thameside Mortgages enough. From start to finish, the process was very well explained and completely hassle free. They found me an amazing deal and their communication, responsiveness and support was second to none. A heartfelt thank you to Andrew, Laura and Lydia; keep up the brilliant work.

    David Leece Avatar David Leece

    Fantastic guidance and service all the way through the process of our purchase. Very quick to respond to our questions and would certainly recommend.

    Aaron Jago Avatar Aaron Jago

    Andrew and his team were so helpful, quick and professional and once we moved into our new home they sent us the most amazing welcome gift. I can highly recommend them to everyone. A massive thank you for making our mortgage process for our first home so smooth and easy!

    Whitney Osman Avatar Whitney Osman
  • Introduced to Mr Sheen in 2016 and using his services for me and my family since then. When I was looking for the second mortgage, I was unable to find him at his earlier employers, as he had meanwhile started Thameside Mortgages. I spent two days on internet, found him and contacted. I appreciate 7 respect his services, integrity & professionalism.

    Rajen Saraswati Avatar Rajen Saraswati

    I had heard great things about Thameside Mortgages before we used them to buy our new home, and they certainly did not disappoint! Andrew and his team were friendly, thorough and efficient from start to finish, which made what initially felt like a daunting process completely stress free. The team went above and beyond on multiple occasions, including to resolve a couple of unforeseen issues that we encountered with our mortgage application, proving that we couldn’t have done it without them! I will definitely be using them again for any future house purchase / remortgage.

    Michaela Peck Avatar Michaela Peck

    Absolutely the best, most helpful and speedy broker I've ever worked with - Thameside sorted everything including finding the right mortgage and insurances for me, guiding me through the applications and keeping me posted throughout the process. Particular thanks for their endless patience with me dithering over every decision, but because of their honest and clear advice, I'm completely comfortable I've made the right choices. I really couldn't recommend these guys enough!

    Kate D Avatar Kate D
  • We’ve been using Andrew for over 10 years, the service, knowledge and expertise he provides is exceptional! From our first time mortgage to re-mortgage, Andrew has always obtained extremely competitive rates vs what you would find on the market and is extremely responsive throughout the process. We also have our life insurance policies with Andrew, which we have found to be incredibly competitive. All around a great team and I would highly recommend Thameside Mortgages to anyone.

    Philip Ismail Avatar Philip Ismail

    Jason was very knowledgable and calm during the whole process and always available to answer my questions. I would definitely use Thameside again.

    Kerry Briggs Avatar Kerry Briggs

    Andrew & Laura at Thameside Mortgages were an absolute godsend. Having them as our Mortgage Broker was so worth the money. They had excellent communication, were brilliant at chasing our lender and keeping things moving quickly, they were also fantastic at finding the best mortgage deal and helping you with every step of the way. They made the whole process so much easier, especially as we were first time buyers and had no clue what we were doing. They help you with all the paperwork and make the process far less overwhelming. I cannot recommend them enough, book them you will not regret it.

    Nicholas Anscombe Avatar Nicholas Anscombe
  • I've used Andrew from Thameside Mortgages twice now, i'd highly recommend his service. The information provided was very in-depth and easy to understand. My most recent mortgage offer was about to complete, when Andrew called and had found a better rate and saved us more money which was a lovely surprise 🙂 Would use his service again!

    matt grix Avatar matt grix

    Impeccable service from Andrew and his team @ Thameside Mortgages. Very helpful, thorough and professional service. What’s more, we were under time restraints due to the temporary reduced rates of stamp duty; Thameside exceeded our expectations and got the job done with the mortgage secured and plenty of time to spare; a pleasant experience all round. Thanks Thameside!

    Carl Jago Avatar Carl Jago

    Andrew has dealt with our mortgage and remortgage since we bought our first home 12 years ago. The service and advice is always spot on, hence why we always return without question. It's peace of mind knowing we can trust Thameside to take care of everything and give us the advice we need.

    Rhys Jones Avatar Rhys Jones
  • I couldn't recommend Thameside Mortgages enough - they helped me with my life insurance and Laura was so helpful and so patient with me! Andrew clearly has incredible knowledge and was very supportive and considerate when discussing all of my options. Laura was brilliant at following up and helping me through the process and was very quick responding to any queries that I had. Will most definitely use them again for any further business that I have, A* service - thank you so much!

    Ceri Morgan Avatar Ceri Morgan

    We have used Thameside Mortgages now for six of our remortgages over many years. Andrew and his team have been absolutely outstanding. They have always delivered on the best mortgage for us, based on our changing family circumstances, and also have brought ideas and advice that has been extremely helpful to guide us in making the best choice. What has been very impressive is that they are focused on a long-term relationship, not simply a quick commission, and have a few times taken us to mortgage offer stage, where we have backed out for various personal reasons, and they have not asked for any payment for much time and effort on their part getting that far in the process. I am reassured to know where to go for our mortgage advice!

    J Avatar J

    I could not recommend Thameside Mortgages More! Andrew is always fantastic to deal with, he is always extremely responsive, supportive and helpful! Thanks to the team at Thameside and Andrew for your constant support!

    Larissa Tait Avatar Larissa Tait
  • Andrew and Laura have been very helpful every time we have spoken to them. They have quickly processed our transactions and responded to any issues immediately. We highly recommend Thameside Mortgages and all the services they offer. Thank you for helping us through our recent propert purchase.

    Gilly Wright Avatar Gilly Wright

    I was highly recommended Thameside Mortgages and they didn't disappoint! The process was stress free, professional and very efficient. Nothing was a problem. Everything was explained fully and no question was to much trouble to answer in a way that I could understand. I also took out insurances too which were highly competitive! Great company and service received.

    Laura Biggs Avatar Laura Biggs

    Huge thank you to Andrew, Laura & the team for all their help in sorting out my sons remortgage. In what was an extremely difficult time for us as a family they went above & beyond to make sure everything was dealt with quickly & efficiently, searching the market to obtain the best possible deal for him. Highly recommend their service & Andrews knowledge was an absolute godsend. Thank you all once again for the excellent service, we will certainly recommend you as often as possible 😊

    Helen Clarke Avatar Helen Clarke
  • Andrew and his team are great to work with! They are very knowledgeable and have been very helpful throughout the whole process!

    Yafet Cole Avatar Yafet Cole

    Andrew & Laura were amazing at Thameside Mortgages. They were able to secure us a mortgage after we purchased the property, so only a few lenders were available to us. We were happy with the mortgage they recommended. The conveyancer wasn't the best, but Andrew & Laura pushed that side too. This is the second mortgage I've got through Thameside Mortgages and I will definitely use them again! Can't recommend them enough. Fantastic service, always available and happy to help. Thanks guys 🙂

    paul sharp Avatar paul sharp

    Thameside mortgages made getting a mortgage so easy ,even for a tech phobe like myself Laura was so professional ,always their to answer any questions I was kept up-to-date through the whole process ,no stress at all Would recommend to anyone ,5 * isn't enough Massive thank you to Andrew & Laura Well done

    Cheryl Zammit Avatar Cheryl Zammit
  • Couldn't recommend Thameside Mortgages enough, both Andrew and Laura have and continue to be a huge support in the process for us. We have been kept up to date at all times, provided as much information as possible and have received helpful responses to any queries we have had. They have made a stressful process much easier and we couldn't have wished for a better service.

    Laura Ward Avatar Laura Ward

    Thameside Mortgages have been outstanding. Very helpful and prompt. They helped me when no one else would. I recommend Thameside Mortgages to anyone who is looking to get a Mortgage!

    jack foreman Avatar jack foreman

    I am so glad that we worked with Thameside Mortgages for the purchasing of our first home. From initial enquiries, guidance whist making an offer on the house, to getting a mortgage offer & insurance options, we cannot fault their service! Jason always made us feel informed, in control and aware of all our options. 10/10 and we would definitely recommend to our friends and family! Thameside eliminated all the fears & stress we thought we would have, and made the experience easy and clear. Thank you very much!

    Sainimili Kata Avatar Sainimili Kata
  • Andrew and Laura at Thameside Mortgages were incredibly helpful in guiding me through the home buying process. They answered all of my questions and were in regular communication with me throughout. They were invaluable with also helping to communicate with my solicitor to ensure that my purchase went well. I can highly recommend them to anyone looking for a friendly, knowledgeable and professional advisor.

    yordanos yimmesghen Avatar yordanos yimmesghen

    Thameside Mortgages have been fantastic. They helped me through the whole mortgage process and were totally supportive. I was not only trying to buy a house but also remortgage my old one at the same. I can t tell you how stressed I was but Andrew and Lydia were amazing and walked me through the whole process. They will always do their best to help you. Believe me you are in safe hands with them. Thanks Sharon

    Shaz Call Avatar Shaz Call

    Thameside Mortgages have been nothing but patient, informative and thorough. Andrew and Laura have been great, providing continued support and really taking the time to explain all the questions we sent their way. Their knowledge and expertise is apparent straightaway. Would highly recommend!

    Rosie Woods Avatar Rosie Woods
  • Andrew and his team did an amazing job on our mortgage and the surrounding process. We had our offer in principle within 24 hours of contacting them. The on boarding was seamless and laura kept us updated with progress from our solicitors throughout the wider conveyancing process which means we were always well informed. I would not hesitate in recommending them to anyone

    Phil Wrigglesworth Avatar Phil Wrigglesworth

    Andrew and Laura provided an exceptional service and my partner and I are extremely grateful for their services. They were both on hand to answer any questions or queries without hesitation and provided clear, concise and accurate information. As first time buyers and with one of us being self employed, it proved extremely difficult for us to get a mortgage (especially in a pandemic), however Laura and Andrew both went above and beyond to ensure we were looked after and for that we are extremely thankful.

    Hazel McCarthy Avatar Hazel McCarthy

    I genuinely can't thank Andrew and Laura enough for all of their hard graft through a very stressful process! The sleepless nights have been totally worth it!! I couldn't have done this with out your superb guidance. Professional, caring, excellent communication, explations to a solo first time buyer that doesn't always understand the jargon that comes with process. I was told by several people I didn't earn enough, needed a partner, better paid job to get on the property ladder. Andrew took this as a challenge and found me an excellent mortgage deal, twice!! I am so, so happy that I chose them to make this a lot easier. I genuinely can't recommend Thameside Mortgages enough. Forever grateful!

    Lauren Cosgrove Avatar Lauren Cosgrove

Your 5-Star Rated Mortgage Broker In Shoreham

As your mortgage broker in Shoreham, we have built our reputation by hard work which is evidenced by more than 200 positive, 5-star Google reviews. We’ve helped so many people over the years in Shoreham and the surrounding areas and we absolutely love what we do. We’re fully committed to helping you get the right mortgage for you.

Get In Touch Today

Contact Us

I'm self-employed. Can you help?

Yes, of course. While the process for obtaining a mortgage as a self-employed person may differ slightly from that of traditionally employed individuals, it is certainly possible to secure a mortgage loan. Fortunately, Thameside Mortgages have access to a number of specialist lenders for self-employed clients. However, it’s highly likely that you may be required to place down a minimum 15% deposit to reduce the risk of the lender(s).

Is there anywhere I can view more 5-star reviews?

If you’re looking to check out more 5-star reviews, we have many to showcase. You can visit our dedicated ”client review” page to see our latest review or alternatively, head over to our dedicated Google Business Profiles (for Kent and Bedfordshire).

Do you also provide mortgage protection?

Yes, of course. Protecting your mortgage in the event of death is usually a priority for most people, but at Thameside Mortgages, we will ensure that we present to you all the options available to you, from protecting your mortgage, to protecting your health, income, family and the future. Further protection products include; income protection, building and contents insurance, redundancy cover, and life insurance.

Why use a mortgage broker in Shoreham?

As your local mortgage broker in Shoreham, we possess extensive knowledge of both the local area and the broader region of Kent. In addition to our local expertise, we pride ourselves on offering personalised support and guidance to each of our clients. We recognise that your home-buying experience is unique, and we are dedicated to understanding your individual needs and aspirations. Whether it’s through in-person meetings, phone calls, or online communication, we make ourselves available to ensure you receive the personalised attention you deserve.

 

When should I contact a mortgage broker in Shoreham?

There are a number of stages where you may want to reach out to us for professional advice and guidance. Stages to contact us may be when exploring your unique mortgage options or during the pre-approval stage. By reaching out to our mortgage brokers early on, you can benefit from our expertise and receive personalised guidance throughout the mortgage process. Whether you need assistance with pre-approval or want to explore various mortgage options, we are here to support you in making informed decisions that best suit your needs.

 

Do you provide a FREE consultation?

Yes, of course. This initial conversation serves as an opportunity for us to listen to your goals, assess your financial situation, and discuss the various options available to you. We understand the importance of understanding your unique circumstances to provide the most suitable mortgage solutions.

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