Month: August 2023

Thameside Mortgages, a well-trusted mortgage broker covering Kent, Bedfordshire and the surrounding areas, is proud to introduce a new initiative aimed at assisting clients whose mortgages are set to end within the next six months – the Remortgage Tracker Service.

This exclusive service reaffirms the company’s commitment to delivering exceptional customer care and ensuring that clients continue to receive the best mortgage deals available in the market.

Understanding the importance of timely and beneficial financial advice, Thameside Mortgages is pleased to offer its valued clients an opportunity to secure a new mortgage deal six months before their existing mortgage term expires.

By taking proactive measures, clients can avoid potential uncertainties and leverage favourable market conditions.

If you are a first-time buyer in Kent, Bedfordshire or the surrounding areas and are looking to maximise your chances of mortgage approval, then this latest blog post has been created just for you. 

It’s no secret that the process of securing your first mortgage can be daunting. However, with the help of your local and trusted mortgage broker it can be simplified.

We hope the SIX top tips below will help you as a first-time-buyer. 

At Thameside Mortgages, we always recommend being proactive before you start your mortgage application in order to give you the best possible chance of first-time approval.

By implementing the below suggestions, you can significantly increase the probability of stepping onto the property ladder sooner rather than later.

• Build A Strong Credit Profile
• Save for a Larger Deposit
• Manage Your Debt-to-Income Ratio
• Maintain Stable Income
• Seek Mortgage Advice
• Stay Within Your Means

If you are in the early stages of obtaining a mortgage, it can often be a stressful experience. However, the process can be made easier if you ask your mortgage broker the most important questions at the beginning of your journey. 

Asking even a select few of the most important questions will help you gain clarity, better understanding, and put you in a great position to obtain the most suitable and desired mortgage deal for you.

In this latest blog, we’ll be covering the top eight questions to ask your mortgage broker (feel free to ask us right away!).

The top questions we’ll be covering include;-

• What types of mortgage loans do you offer?
• What is the current interest rate and how does it compare to other lenders?
• What is the loan term and repayment schedule?
• How much can I borrow?
• How much deposit will I have to put down?
• Will the mortgage be transferable?
• Can you provide mortgage protection?
• How long will the mortgage process take?