The Bank of England has today cut the base rate from 4.5% to 4.25%, bringing interest rates down to their lowest level in over two years. This is the second-rate reduction of 2025 and the fourth since the peak of 5.25% last summer.
While this move was widely expected, the announcement still raises questions for homeowners, buyers, and anyone considering a remortgage — especially with further rate cuts possible later this year.
Here’s what you need to know...
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The Bank of England (BoE) has decided to keep the base interest rate at 4.50%, maintaining the level set in recent months. But what does this decision mean for homeowners and those looking to remortgage?
Here’s what you need to know...
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For the second time in 2024, the Bank of England has reduced the base rate, lowering it from 5.00% to 4.75%. While not a unanimous decision, the reduction reflects the central bank’s ongoing efforts to ease financial pressures.
However, Bank of England Governor Andrew Bailey has indicated that while additional cuts may be on the horizon, a further rate reduction in December is now less likely following recent budget announcements. Instead, gradual rate reductions are expected to extend into 2025.
What Does This Mean for Your Mortgage Payments…..
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The Bank of England have voted 8-1 to keep interest rates at 5.00%. One member voted for a rate cut to 4.75%.
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Finally…the Bank of England voted in favour of reducing base rate to 5.00% – marking the first time rates have been cut since the global pandemic in 2020.
This will be a welcomed relief for homeowners on variable rates, but bad news for savers.
What does this mean for mortgage holders?
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Finally…the Bank of England voted in favour of reducing base rate to 5.00% – marking the first time rates have been cut since the global pandemic in 2020.
This will be a welcomed relief for homeowners on variable rates, but bad news for savers.
What does this mean for mortgage holders?
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The Bank of England have voted 6-3 to hold interest rates at 5.25% for a second month in a row. This marks a contrast to the 5-4 vote back in September, where the central bank was narrowly in favour of keeping rates unchanged.
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Mortgages are a significant financial commitment for most people, and protecting you, your family, and your lifestyle is crucial. Mortgage protection is a form of insurance designed to safeguard your home and your family’s financial well-being in the event of unforeseen circumstances.
To arrange your without-charge consultation right away, call us today at 0345 512 0125 or use our online contact form.
In this blog, we’ll explore seven compelling reasons why mortgage protection is paramount.
Key benefits and reasons will include;-
Investing in a Buy-to-Let (BTL) property can be a lucrative way to generate a steady income and build wealth over time. However, before you dive into the world of BTL mortgages, it’s essential to be aware of some common mistakes that can hinder your success. To help you make informed decisions, we’ll discuss six common mistakes to avoid when applying for a BTL mortgage.
Key mistakes that we’ll discuss in this blog post cover;-
To arrange your without-charge consultation right away, call us today at 0345 512 0125 or use our online contact form.
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After 14 consecutive base rate rises, the Bank of England have left interest rates unchanged at 5.25% for the first time since November 2021.
The decision by the Bank of England to leave interest rates unchanged represents a significant development in the country’s monetary policy. In this article, we provide our analysis of the situation
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